Median Income
$63,750
15% lower than US avg
Home Value
$276,200
2% lower than US avg
Bachelor's+
34.1%
1% higher than US avg
Median Rent
$873
25% lower than US avg
Obesity Rate
35.4%
10% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
10.7%
14% lower than US avg
How Fincastle Compares to the U.S. Average (100% = U.S. avg)
People
Population636
Median Age33.2 yrs
Density310/mi²
Male / Female56% / 44%
Largest GroupWhite 84%
Veterans7.1%
Economy
A
Median Income$63,750
Per Capita$31,063
Unemployment0.6%
Poverty10.7%
County GDP$1,882M
Commute27 min
Housing
A
Home Value$276,200
Rent$873
OwnershipN/A
Zillow$312,051
Rent Burden21.8%
Health
Obesity35.4%
UninsuredN/A
Depression24.6%
Heart Disease5.3%
Climate
Avg Temp57°F
AQI35 (Good)
Rain43.6 in/yr
Elevation1,198 ft
Education
B+
Bachelor's+34.1%
High School+87.3%
School Score5.58
Community
2024 VoteR 72% / D 27%
Commute27 min
Broadband87.6%
EV Stations1
Libraries4
Is Fincastle a Good Place to Live?
Based on current data, Fincastle receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment. Fincastle stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Fincastle is $63,750, 15% below the national average of $75,149. The job market is very strong with unemployment at just 0.6%. 10.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Fincastle is $276,200, roughly aligned with the national median of $281,900. Renters pay a median of $873 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 34.1% holding a bachelor's degree or higher, near the national average. 87.3% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Fincastle enjoys a moderate climate with an average annual temperature of 57°F. Winters average 36°F in January while summers reach 77°F in July. Annual precipitation totals 43.6 inches, including 11.4 inches of snow. Air quality is rated Good with a median AQI of 35.
Fincastle has a population of 636 with a density of 310 people per square mile. The median age is 33.2 years, 15% younger than the national median of 38.9. The city is predominantly White (84.4%), with 3.1% Hispanic, 7.7% Black.
Population
33.2yrs
Median Age
15% below US avg
Race & Ethnicity
Fincastle vs U.S. Average
Language Spoken at Home
| English Only | 93.0% |
| 18% above US avg |
| Spanish | 7.0% |
| 48% below US avg |
Social Characteristics
Fincastle vs U.S. Average
The median household income in Fincastle is $63,750, which is 15% below the national average of $75,149. The unemployment rate is 0.6% (below the 3.6% US average). 10.7% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income: Fincastle vs U.S.
Income
| Median HH Income | $63,750 |
| 15% below US avg |
| Per Capita Income | $31,063 |
| Avg Weekly Wage | $1,122 |
| IRS Avg AGI | $84,483 |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 10.7% |
| 14% below US avg |
| Establishments (County) | 982 |
| County GDP | $1,882M |
Business (County)
| Restaurants | 55 |
| Healthcare | 70 |
| Retail | 79 |
| Manufacturing | 28 |
Tax & Cost of Living
| Property Tax (IRS) | $3,328 |
| 5% below US avg |
| Effective Tax Rate | 1.20% |
Commute & Transportation
| Commute Time | 27.0 min |
| Drive Alone | 85.1% |
| Public Transit | 0.0% |
| Work from Home | 8.1% |
The median home value in Fincastle is $276,200, 2% below the national average. Monthly rent averages $873 (25% below US avg). Zillow estimates the typical home value at $312,051.
Home Values
| Census Median | $276,200 |
| 2% below US avg |
| Zillow ZHVI | $312,051 |
Real Estate Market (Redfin)
| $/Sq Ft | $153 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 99.8% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $873 |
| 25% below US avg |
| Rent Burden | 21.8% |
HUD Fair Market Rent
| Studio | $1,137 |
| 1 Bedroom | $1,181 |
| 2 Bedrooms | $1,369 |
| 3 Bedrooms | $1,787 |
| 4 Bedrooms | $2,126 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,328 |
| 5% below US avg |
| Effective Rate | 1.20% |
In Fincastle, 35.4% of adults are obese (above the 32.1% national rate). 24.6% report depression. 22.1% are physically inactive.
Health Metrics: Fincastle vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.4% |
| 10% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 32.3% |
| Asthma | 10.5% |
| COPD | 5.8% |
| Stroke | 2.8% |
Behaviors & Mental Health
| |
| Binge Drinking | 17.9% |
| Physical Inactivity | 22.1% |
| Depression | 24.6% |
| Mental Distress | 17.7% |
| Physical Distress | 12.4% |
Healthcare Access
| Insurance Rate | 91.2% |
| |
| Checkup Rate | 76.4% |
| Premature Death | 7,861/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 69.7% |
| Healthcare Facilities | 70 |
Crime Rates: Fincastle vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
Safety Score
Fincastle has an average annual temperature of 57°F (14°C). Winters average 36°F in January while summers reach 77°F in July. Annual precipitation is 43.6 inches. Air quality is rated Good with a median AQI of 35.
Temperature
36°F Jan (2°C)
77°F Jul (25°C)
| Annual Average | 56.5°F |
| 5% above US avg |
| January Average | 36°F (2°C) |
| July Average | 77°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 43.6 inches |
| 15% above US avg |
| Snowfall | 11.4 inches/yr |
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
Geography
| Elevation | 1,198 ft (365 m) |
| Area | 2.1 sq mi (5.3 km²) |
| Population Density | 310/sq mi |
| Coordinates | 37.5016°N, 79.8748°W |
| County FIPS | 51023 |