Finland, MN

Minnesota

Finland is a small town in Minnesota with a population of 220. Residents earn $51,875 per year, which is 31% below the national average.

3.2 /5.0
B Good
220 Population 33/sq mi density
$51,875 Median Income $33,556 per capita
$122,600 Home Value $224,269 Zillow
$699 Median Rent 26.1% income on rent
39°F Avg Temperature
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.8 / 5.0
$51,875 median income, 5.3% unemployment
A+
Affordability
5.0 / 5.0
$122,600 home value, $699/mo rent
D
Education
1.9 / 5.0
10.7% bachelor's degree or higher
Median Income $51,875
31% lower than US avg
Home Value $122,600
57% lower than US avg
Bachelor's+ 10.7%
68% lower than US avg
Median Rent $699
40% lower than US avg
Obesity Rate 34.0%
6% higher than US avg
Unemployment 5.3%
47% higher than US avg
Poverty Rate 20.5%
65% higher than US avg

How Finland Compares to the U.S. Average (100% = U.S. avg)

People

Population220
Median Age54.9 yrs
Density33/mi²
Male / Female61% / 39%
Largest GroupWhite 96%
Veterans8.6%

Economy

C+
Median Income$51,875
Per Capita$33,556
Unemployment5.3%
Poverty20.5%
County GDP$565M
Commute26 min

Housing

A+
Home Value$122,600
Rent$699
OwnershipN/A
Zillow$224,269
Rent Burden26.1%

Health

Obesity34.0%
UninsuredN/A
Depression25.0%
Heart Disease4.9%

Climate

Avg Temp39°F (4°C)
AQI36 (Good)
Rain32.5 in/yr
Elevation1,473 ft (449 m)

Education

D
Bachelor's+10.7%
High School+89.3%
School Score6.08

Community

2024 VoteR 47% / D 51%
Commute26 min
Broadband56.9%
Libraries2

Is Finland a Good Place to Live?

Based on current data, Finland receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Finland offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Finland is $51,875, 31% below the national average of $75,149. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 20.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Finland is $122,600, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $699 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.

Education

10.7% of residents hold a bachelor's degree, below the national average of 33.7%. 89.3% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Finland has a cool climate with an average annual temperature of 39°F. Winters average 10°F in January while summers reach 65°F in July. Annual precipitation totals 32.5 inches, including 94.2 inches of snow. Air quality is rated Good with a median AQI of 36.

Finland has a population of 220 with a density of 33 people per square mile. The median age is 54.9 years, 41% older than the national median of 38.9. The city is predominantly White (96.4%).

Population

220
Total Population
33
People / sq mi
54.9yrs
Median Age
41% above US avg
6.7mi²
Land Area

Gender Distribution

Male 60.9%
Female 39.1%

Race & Ethnicity

Finland vs U.S. Average

Language Spoken at Home

English Only88.1%
12% above US avg
Spanish11.9%
11% below US avg

Social Characteristics

Finland vs U.S. Average

The median household income in Finland is $51,875, which is 31% below the national average of $75,149. The unemployment rate is 5.3% (above the 3.6% US average). 20.5% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Finland vs U.S.

Commute Mode

Income

Median HH Income$51,875
31% below US avg
Per Capita Income$33,556
Avg Weekly Wage$1,047
IRS Avg AGI$69,182

Employment & Poverty

Unemployment5.3%
47% above US avg
Poverty Rate20.5%
65% above US avg
Establishments (County)378
County GDP$565M

Business (County)

Restaurants71
Healthcare32
Retail53
Manufacturing19

Tax & Cost of Living

Property Tax (IRS)$4,145
18% above US avg
Effective Tax Rate3.38%

Commute & Transportation

Commute Time25.8 min
Drive Alone84.8%
Public Transit0.0%
Work from Home10.1%

Walkability

The median home value in Finland is $122,600, 57% below the national average. Monthly rent averages $699 (40% below US avg). Zillow estimates the typical home value at $224,269.

Home Value Sources

Ownership Split

Home Values

Census Median$122,600
57% below US avg
Zillow ZHVI$224,269

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$699
40% below US avg
Rent Burden26.1%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied72.9%

Property Tax

Avg Tax (IRS)$4,145
18% above US avg
Effective Rate3.38%
In Finland, 34.0% of adults are obese (above the 32.1% national rate). 25.0% report depression. 20.7% are physically inactive.

Health Metrics: Finland vs U.S. Average (%)

Chronic Conditions

Obesity34.0%
6% above US avg
Diabetes7.9%
Heart Disease4.9%
High Blood Pressure25.5%
Asthma9.9%
COPD4.8%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking21.7%
Physical Inactivity20.7%
Depression25.0%
Mental Distress16.1%
Physical Distress10.7%

Healthcare Access

Insurance Rate89.3%
Checkup Rate70.9%
Premature Death4,750/100K

Food & Exercise

Food Environment8.7/10
Exercise Access80.3%
Healthcare Facilities32
Finland has an average annual temperature of 39°F (4°C). Winters average 10°F in January while summers reach 65°F in July. Annual precipitation is 32.5 inches. Air quality is rated Good with a median AQI of 36.

Temperature

10°F Jan (-12°C) 65°F Jul (19°C)
Annual Average39.0°F
28% below US avg
January Average10°F (-12°C)
July Average65°F (19°C)

Precipitation & Snow

Annual Rainfall32.5 inches
14% below US avg
Snowfall94.2 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,473 ft (449 m)
Area6.7 sq mi (17.4 km²)
Population Density33/sq mi
Coordinates47.4321°N, 91.2560°W
TimezoneAmerica/Chicago
County FIPS27075
It is classified as Nonmetro — Rural, adjacent. 10.7% of residents hold a bachelor's degree or higher (68% below US avg). In the 2024 election, the county voted Democrat by a 3.9-point margin. 56.9% of households have broadband internet.

2024 Presidential Election (County)

R 47.1%
D 51%

Winner: Democrat by 3.9 points

Education

Bachelor's Degree+10.7%
68% below US avg
High School+89.3%
School Test Score6.08
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density33/sq mi
Total Area6.7 sq mi

Infrastructure & Services

Broadband Access56.9%
Public Libraries2
Healthcare Facilities32
Restaurants71
Retail Stores53

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute25.8 min
Drive Alone84.8%
Public Transit0.0%
Work from Home10.1%

Nearby Cities

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