Finlayson, MN

Minnesota

Finlayson is a small town in Minnesota with a population of 228. Residents earn $63,750 per year, which is 15% below the national average.

3.6 /5.0
B+ Good
228 Population 95/sq mi density
$63,750 Median Income $28,965 per capita
$175,000 Home Value $258,766 Zillow
$790 Median Rent 30.0% income on rent
41°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$63,750 median income, 8.1% unemployment
A+
Affordability
5.0 / 5.0
$175,000 home value, $790/mo rent
C+
Education
2.6 / 5.0
20.2% bachelor's degree or higher
Median Income $63,750
15% lower than US avg
Home Value $175,000
38% lower than US avg
Bachelor's+ 20.2%
40% lower than US avg
Median Rent $790
32% lower than US avg
Obesity Rate 39.9%
24% higher than US avg
Unemployment 8.1%
125% higher than US avg
Poverty Rate 9.8%
21% lower than US avg

How Finlayson Compares to the U.S. Average (100% = U.S. avg)

People

Population228
Median Age47.6 yrs
Density95/mi²
Male / Female50% / 50%
Largest GroupWhite 96%
Veterans11.0%

Economy

B
Median Income$63,750
Per Capita$28,965
Unemployment8.1%
Poverty9.8%
County GDP$995M
Commute20 min

Housing

A+
Home Value$175,000
Rent$790
OwnershipN/A
Zillow$258,766
Rent Burden30.0%

Health

Obesity39.9%
UninsuredN/A
Depression27.5%
Heart Disease6.1%

Climate

Avg Temp41°F (5°C)
AQI36 (Good)
Rain33.3 in/yr
Elevation1,122 ft (342 m)

Education

C+
Bachelor's+20.2%
High School+94.4%
School Score6.08

Community

2024 VoteR 67% / D 32%
Commute20 min
Broadband91.0%
Libraries3

Is Finlayson a Good Place to Live?

Based on current data, Finlayson receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, high obesity rates. Finlayson offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Finlayson is $63,750, 15% below the national average of $75,149. At 8.1%, unemployment is notably high. 9.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Finlayson is $175,000, 38% below the national median — offering relatively affordable homeownership. Renters pay a median of $790 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.

Education

20.2% of residents hold a bachelor's degree, below the national average of 33.7%. 94.4% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Finlayson has a cool climate with an average annual temperature of 41°F. Winters average 11°F in January while summers reach 68°F in July. Annual precipitation totals 33.3 inches. Air quality is rated Good with a median AQI of 36.

Finlayson has a population of 228 with a density of 95 people per square mile. The median age is 47.6 years, 22% older than the national median of 38.9. The city is predominantly White (95.6%), with 2.6% Hispanic.

Population

228
Total Population
95
People / sq mi
47.6yrs
Median Age
22% above US avg
2.4mi²
Land Area

Gender Distribution

Male 49.6%
Female 50.4%

Race & Ethnicity

Finlayson vs U.S. Average

Language Spoken at Home

English Only98.9%
26% above US avg
Spanish1.1%
92% below US avg

Social Characteristics

Finlayson vs U.S. Average

The median household income in Finlayson is $63,750, which is 15% below the national average of $75,149. The unemployment rate is 8.1% (above the 3.6% US average). 9.8% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Finlayson vs U.S.

Commute Mode

Income

Median HH Income$63,750
15% below US avg
Per Capita Income$28,965
Avg Weekly Wage$851
IRS Avg AGI$61,352

Employment & Poverty

Unemployment8.1%
125% above US avg
Poverty Rate9.8%
21% below US avg
Establishments (County)733
County GDP$995M

Business (County)

Restaurants76
Healthcare79
Retail94
Manufacturing28

Tax & Cost of Living

Property Tax (IRS)$3,634
4% above US avg
Effective Tax Rate2.08%

Commute & Transportation

Commute Time19.9 min
Drive Alone85.4%
Public Transit0.0%
Work from Home2.2%

Walkability

The median home value in Finlayson is $175,000, 38% below the national average. Monthly rent averages $790 (32% below US avg). Zillow estimates the typical home value at $258,766.

Home Value Sources

Ownership Split

Home Values

Census Median$175,000
38% below US avg
Zillow ZHVI$258,766

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$790
32% below US avg
Rent Burden30.0%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied76.4%

Property Tax

Avg Tax (IRS)$3,634
4% above US avg
Effective Rate2.08%
In Finlayson, 39.9% of adults are obese (above the 32.1% national rate). 27.5% report depression. 26.6% are physically inactive.

Health Metrics: Finlayson vs U.S. Average (%)

Chronic Conditions

Obesity39.9%
24% above US avg
Diabetes10.3%
Heart Disease6.1%
High Blood Pressure32.0%
Asthma10.5%
COPD6.4%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking20.2%
Physical Inactivity26.6%
Depression27.5%
Mental Distress18.9%
Physical Distress13.3%

Healthcare Access

Insurance Rate84.2%
Checkup Rate72.7%
Premature Death8,534/100K

Food & Exercise

Food Environment8.5/10
Exercise Access55.4%
Healthcare Facilities79
Finlayson has an average annual temperature of 41°F (5°C). Winters average 11°F in January while summers reach 68°F in July. Annual precipitation is 33.3 inches. Air quality is rated Good with a median AQI of 36.

Temperature

11°F Jan (-12°C) 68°F Jul (20°C)
Annual Average41.4°F
23% below US avg
January Average11°F (-12°C)
July Average68°F (20°C)

Precipitation & Snow

Annual Rainfall33.3 inches
12% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,122 ft (342 m)
Area2.4 sq mi (6.2 km²)
Population Density95/sq mi
Coordinates46.2104°N, 92.9304°W
TimezoneAmerica/Chicago
County FIPS27115
It is classified as Nonmetro — Rural, adjacent. 20.2% of residents hold a bachelor's degree or higher (40% below US avg). In the 2024 election, the county voted Republican by a 35.2-point margin. 91.0% of households have broadband internet.

2024 Presidential Election (County)

R 66.8%
D 31.6%

Winner: Republican by 35.2 points

Education

Bachelor's Degree+20.2%
40% below US avg
High School+94.4%
School Test Score6.08
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density95/sq mi
Total Area2.4 sq mi

Infrastructure & Services

Broadband Access91.0%
Public Libraries3
Healthcare Facilities79
Restaurants76
Retail Stores94

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute19.9 min
Drive Alone85.4%
Public Transit0.0%
Work from Home2.2%

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