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Fire Island, NY

New York · Metropolitan Area

Fire Island is a small town in New York with a population of 445. Residents earn $90,179 per year, which is 20% above the national average.

3.9 /5.0
B+ Good
445 Population 49/sq mi density
$90,179 Median Income $52,143 per capita
$608,500 Home Value
$1,750 Median Rent 29.3% income on rent
53°F Avg Temperature 275 sunny days/yr
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$90,179 median income, 0.0% unemployment
C+
Affordability
2.9 / 5.0
$608,500 home value, $1,750/mo rent
A
Education
4.1 / 5.0
39.0% bachelor's degree or higher
Median Income $90,179
20% higher than US avg
Home Value $608,500
116% higher than US avg
Bachelor's+ 39.0%
16% higher than US avg
Median Rent $1,750
50% higher than US avg
Obesity Rate 32.3%
1% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 3.2%
74% lower than US avg

How Fire Island Compares to the U.S. Average (100% = U.S. avg)

People

Population445
Median Age48.7 yrs
Density49/mi²
Male / Female48% / 52%
Largest GroupWhite 56%
Veterans6.8%

Economy

A+
Median Income$90,179
Per Capita$52,143
Unemployment0.0%
Poverty3.2%
County GDP$130,222M
Commute42 min

Housing

C+
Home Value$608,500
Rent$1,750
OwnershipN/A
Housing Units2,977
Rent Burden29.3%

Health

Obesity32.3%
Uninsured9.8%
Smoking13.8%
Depression18.1%
Heart Disease6.1%

Climate

Avg Temp53°F (12°C)
AQI36 (Good)
Rain49.9 in/yr
Sunny Days275/yr
Elevation2 ft (1 m)

Education

A
Bachelor's+39.0%
High School+79.4%
Graduate+13.3%
School Score5.39

Community

2024 VoteR 52% / D 48%
Commute42 min
Broadband92.0%
Libraries63

Is Fire Island a Good Place to Live?

Based on current data, Fire Island receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs, long commute times. Fire Island offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Fire Island is $90,179, 20% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 3.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 42 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Fire Island is $608,500, making it a premium housing market at 116% above the U.S. median of $281,900. Renters pay a median of $1,750 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.7x means housing costs are stretched relative to local earnings.

Education

Educational attainment is solid, with 39.0% holding a bachelor's degree or higher, near the national average. 79.4% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Fire Island experiences four distinct seasons with an average temperature of 53°F. Winters average 32°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 49.9 inches. Air quality is rated Good with a median AQI of 36.

Fire Island has a population of 445 with a density of 49 people per square mile. The median age is 48.7 years, 25% older than the national median of 38.9. The city is predominantly White (56%), with 20.2% Black.

Population

445
Total Population
49
People / sq mi
48.7yrs
Median Age
25% above US avg
9.2mi²
Land Area

Gender Distribution

Male 47.6%
Female 52.4%

Race & Ethnicity

Fire Island vs U.S. Average

Language Spoken at Home

English Only72.4%
8% below US avg
Spanish27.6%
106% above US avg

Social Characteristics

Fire Island vs U.S. Average

The median household income in Fire Island is $90,179, which is 20% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 3.2% of residents live below the poverty line. Workers commute an average of 42 minutes.

Income: Fire Island vs U.S.

Commute Mode

Income

Median HH Income$90,179
20% above US avg
Per Capita Income$52,143
Avg Weekly Wage$1,489
IRS Avg AGI$139,155

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate3.2%
74% below US avg
Establishments (County)56,397
County GDP$130,222M

Business (County)

Restaurants3,828
Healthcare6,152
Retail5,602
Manufacturing820

Tax & Cost of Living

Property Tax (IRS)$15,590
345% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate2.56%

Commute & Transportation

Commute Time41.7 min
Drive Alone54.8%
Public Transit10.4%
Work from Home15.6%

Walkability

The median home value in Fire Island is $608,500, 116% above the national average. Monthly rent averages $1,750 (50% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$608,500
116% above US avg
Median List Price$1,372,000

Real Estate Market (Redfin)

Median List Price$1,372,000
$/Sq Ft$614
Homes Sold2
Sale-to-List Ratio74.6%
Price Drops0.0%
Inventory32

Rental Costs

Census Median Rent$1,750
50% above US avg
Rent Burden29.3%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied77.4%
Housing Units2,977
Median Year Built1964

Property Tax

Avg Tax (IRS)$15,590
345% above US avg
Effective Rate2.56%
In Fire Island, 32.3% of adults are obese (above the 32.1% national rate). 9.8% of residents lack health insurance. 13.8% are current smokers. 18.1% report depression. 27.5% are physically inactive.

Health Metrics: Fire Island vs U.S. Average (%)

Chronic Conditions

Obesity32.3%
1% above US avg
Diabetes9.7%
Heart Disease6.1%
High Blood Pressure30.7%
Asthma11.0%
COPD6.6%
Cancer7.1%
Stroke3.1%

Behaviors & Mental Health

Smoking13.8%
1% below US avg
Binge Drinking17.8%
Physical Inactivity27.5%
Depression18.1%
Mental Distress17.5%
Physical Distress13.5%
Short Sleep39.5%

Healthcare Access

Insurance Rate95.1%
Uninsured9.8%
14% above US avg
Primary Care1:734
Dentists1:824
Mental Health1:259
Checkup Rate78.3%
Dental Visits65.6%
Premature Death4,800/100K

Food & Exercise

Food Environment9.9/10
Exercise Access98.6%
Healthcare Facilities6,152
Fire Island has an average annual temperature of 53°F (12°C). Winters average 32°F in January while summers reach 75°F in July. Annual precipitation is 49.9 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

32°F Jan (0°C) 75°F Jul (24°C)
Annual Average53.1°F
2% below US avg
January Average32°F (0°C)
July Average75°F (24°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall49.9 inches
31% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation2 ft (1 m)
Area9.2 sq mi (23.8 km²)
Population Density49/sq mi
Coordinates40.6371°N, 73.2033°W
TimezoneAmerica/New_York
County FIPS36059
It is classified as Metro — 1 million+. 39.0% of residents hold a bachelor's degree or higher (16% above US avg). In the 2024 election, the county voted Republican by a 4.2-point margin. 92.0% of households have broadband internet.

2024 Presidential Election (County)

R 52.1%
D 47.9%

Winner: Republican by 4.2 points

Education

Bachelor's Degree+39.0%
16% above US avg
High School+79.4%
Graduate Degree+13.3%
School Test Score5.39
A Education Grade (4.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density49/sq mi
Total Area9.2 sq mi

Infrastructure & Services

Broadband Access92.0%
Public Libraries63
Healthcare Facilities6,152
Restaurants3,828
Retail Stores5,602

Safety & Disasters

Fatal Crashes (County/yr)76

Commute & Transportation

Avg Commute41.7 min
Drive Alone54.8%
Public Transit10.4%
Work from Home15.6%

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