Florence, MT

Montana

Florence is a small town in Montana with a population of 993. Residents earn $97,850 per year, which is 30% above the national average.

4.0 /5.0
A Great
993 Population 1,290/sq mi density
$97,850 Median Income $41,036 per capita
$460,000 Home Value $635,595 Zillow
$694 Median Rent
46°F Avg Temperature
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$97,850 median income, 6.2% unemployment
A
Affordability
4.0 / 5.0
$460,000 home value, $694/mo rent
B+
Education
3.8 / 5.0
35.0% bachelor's degree or higher
Median Income $97,850
30% higher than US avg
Home Value $460,000
63% higher than US avg
Bachelor's+ 35.0%
4% higher than US avg
Median Rent $694
40% lower than US avg
Obesity Rate 32.2%
0% lower than US avg
Unemployment 6.2%
72% higher than US avg
Poverty Rate 4.9%
60% lower than US avg

How Florence Compares to the U.S. Average (100% = U.S. avg)

People

Population993
Median Age53.8 yrs
Density1,290/mi²
Male / Female49% / 52%
Largest GroupWhite 83%

Economy

A
Median Income$97,850
Per Capita$41,036
Unemployment6.2%
Poverty4.9%
County GDP$1,926M
Commute45 min

Housing

A
Home Value$460,000
Rent$694
OwnershipN/A
Zillow$635,595

Crime

ViolentN/A
PropertyN/A

Health

Obesity32.2%
UninsuredN/A
Depression25.9%
Heart Disease5.1%

Climate

Avg Temp46°F
AQI26 (Good)
Rain12.5 in/yr
Elevation3,285 ft

Education

B+
Bachelor's+35.0%
High School+98.8%
School Score5.68

Community

2024 VoteR 69% / D 28%
Commute45 min
Libraries3

Is Florence a Good Place to Live?

Based on current data, Florence receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, above-average unemployment, long commute times. Florence stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Florence is $97,850, 30% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 6.2% is somewhat elevated compared to the national rate of 3.6%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 45 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Florence is $460,000, making it a premium housing market at 63% above the U.S. median of $281,900. Renters pay a median of $694 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.7x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 35.0% holding a bachelor's degree or higher, near the national average. 98.8% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Florence experiences four distinct seasons with an average temperature of 46°F. Winters average 27°F in January while summers reach 67°F in July. Annual precipitation totals 12.5 inches, including 17.1 inches of snow. Air quality is rated Good with a median AQI of 26.

Florence has a population of 993 with a density of 1,290 people per square mile. The median age is 53.8 years, 38% older than the national median of 38.9. The city is predominantly White (82.7%), with 8.7% Hispanic.

Population

993
Total Population
1,290
People / sq mi
53.8yrs
Median Age
38% above US avg
0.8mi²
Land Area

Gender Distribution

Male 48.5%
Female 51.5%

Race & Ethnicity

Florence vs U.S. Average

Language Spoken at Home

English Only98.0%
25% above US avg
Spanish2.0%
85% below US avg

Social Characteristics

Florence vs U.S. Average

The median household income in Florence is $97,850, which is 30% above the national average of $75,149. The unemployment rate is 6.2% (above the 3.6% US average). 4.9% of residents live below the poverty line. Workers commute an average of 45 minutes.

Income: Florence vs U.S.

Commute Mode

Income

Median HH Income$97,850
30% above US avg
Per Capita Income$41,036
Avg Weekly Wage$1,019
IRS Avg AGI$80,548

Employment & Poverty

Unemployment6.2%
72% above US avg
Poverty Rate4.9%
60% below US avg
Establishments (County)2,394
County GDP$1,926M

Business (County)

Restaurants96
Healthcare155
Retail167
Manufacturing94

Tax & Cost of Living

Property Tax (IRS)$4,266
22% above US avg
Effective Tax Rate0.93%

Commute & Transportation

Commute Time45.0 min
Work from Home14.7%

Walkability

The median home value in Florence is $460,000, 63% above the national average. Monthly rent averages $694 (40% below US avg). Zillow estimates the typical home value at $635,595.

Home Value Sources

Ownership Split

Home Values

Census Median$460,000
63% above US avg
Zillow ZHVI$635,595

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$694
40% below US avg

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied82.6%

Property Tax

Avg Tax (IRS)$4,266
22% above US avg
Effective Rate0.93%
In Florence, 32.2% of adults are obese (below the 32.1% national rate). 25.9% report depression. 18.3% are physically inactive.

Health Metrics: Florence vs U.S. Average (%)

Chronic Conditions

Obesity32.2%
0% below US avg
Diabetes7.5%
Heart Disease5.1%
High Blood Pressure26.2%
Asthma11.5%
COPD5.8%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking22.3%
Physical Inactivity18.3%
Depression25.9%
Mental Distress18.5%
Physical Distress13.2%

Healthcare Access

Insurance Rate95.0%
Checkup Rate69.0%
Premature Death6,195/100K

Food & Exercise

Food Environment9.0/10
Exercise Access62.4%
Healthcare Facilities155

Crime Rates: Florence vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)4
FEMA Disasters273

Safety Score

Florence has an average annual temperature of 46°F (8°C). Winters average 27°F in January while summers reach 67°F in July. Annual precipitation is 12.5 inches. Air quality is rated Good with a median AQI of 26.

Temperature

27°F Jan (-3°C) 67°F Jul (20°C)
Annual Average45.6°F
16% below US avg
January Average27°F (-3°C)
July Average67°F (20°C)

Precipitation & Snow

Annual Rainfall12.5 inches
67% below US avg
Snowfall17.1 inches/yr

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation3,285 ft (1,001 m)
Area0.8 sq mi (2.0 km²)
Population Density1,290/sq mi
Coordinates46.6345°N, 114.0813°W
County FIPS30081
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 35.0% of residents hold a bachelor's degree or higher (4% above US avg). In the 2024 election, the county voted Republican by a 40.6-point margin.

2024 Presidential Election (County)

R 68.9%
D 28.4%

Winner: Republican by 40.6 points

Education

Bachelor's Degree+35.0%
4% above US avg
High School+98.8%
School Test Score5.68
B+ Education Grade (3.8/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,290/sq mi
Total Area0.8 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities155
Restaurants96
Retail Stores167

Safety & Disasters

Fatal Crashes (County/yr)4
FEMA Disaster Declarations273

Commute & Transportation

Avg Commute45.0 min
Work from Home14.7%

Nearby Cities

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