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Fly Creek, NY

New York · Metropolitan Area

Fly Creek is a small town in New York with a population of 205. Residents earn $40,885 per year, which is 46% below the national average.

3.4 /5.0
B Good
205 Population 124/sq mi density
$40,885 Median Income $45,279 per capita
$162,000 Home Value
$916 Median Rent 29.4% income on rent
43°F Avg Temperature 246 sunny days/yr
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.6 / 5.0
$40,885 median income, 0.0% unemployment
A
Affordability
4.5 / 5.0
$162,000 home value, $916/mo rent
B
Education
3.2 / 5.0
28.0% bachelor's degree or higher
Median Income $40,885
46% lower than US avg
Home Value $162,000
43% lower than US avg
Bachelor's+ 28.0%
17% lower than US avg
Median Rent $916
21% lower than US avg
Obesity Rate 28.6%
11% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 30.3%
144% higher than US avg

How Fly Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population205
Median Age60.5 yrs
Density124/mi²
Male / Female36% / 64%
Largest GroupWhite 100%
Veterans8.8%

Economy

C+
Median Income$40,885
Per Capita$45,279
Unemployment0.0%
Poverty30.3%
County GDP$1,320M
Commute21 min

Housing

A
Home Value$162,000
Rent$916
OwnershipN/A
Housing Units196
Rent Burden29.4%

Health

Obesity28.6%
Uninsured4.6%
Smoking10.1%
Depression20.7%
Heart Disease4.4%

Climate

Avg Temp43°F (6°C)
AQI36 (Good)
Rain47.6 in/yr
Sunny Days246/yr
Elevation1,302 ft (397 m)

Education

B
Bachelor's+28.0%
High School+71.3%
Graduate+21.1%
School Score5.39

Community

2024 VoteR 65% / D 35%
Commute21 min
Broadband100.0%
Libraries4

Is Fly Creek a Good Place to Live?

Based on current data, Fly Creek receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. Fly Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Fly Creek is $40,885, 46% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 30.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Fly Creek is $162,000, 43% below the national median — offering relatively affordable homeownership. Renters pay a median of $916 per month, below the national average — a plus for affordability. A price-to-income ratio of 4x indicates a reasonably affordable housing market.

Education

28.0% of residents hold a bachelor's degree, below the national average of 33.7%. 71.3% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Fly Creek has a cool climate with an average annual temperature of 43°F. Winters average 18°F in January while summers reach 66°F in July. The area gets 246 sunny days per year. Annual precipitation totals 47.6 inches, including 85.5 inches of snow. Air quality is rated Good with a median AQI of 36.

Fly Creek has a population of 205 with a density of 124 people per square mile. The median age is 60.5 years, 56% older than the national median of 38.9. The city is predominantly White (100%).

Population

205
Total Population
124
People / sq mi
60.5yrs
Median Age
56% above US avg
1.7mi²
Land Area

Gender Distribution

Male 35.6%
Female 64.4%

Race & Ethnicity

Fly Creek vs U.S. Average

Language Spoken at Home

English Only88.0%
12% above US avg
Spanish12.0%
10% below US avg

Social Characteristics

Fly Creek vs U.S. Average

The median household income in Fly Creek is $40,885, which is 46% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 30.3% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Fly Creek vs U.S.

Commute Mode

Income

Median HH Income$40,885
46% below US avg
Per Capita Income$45,279
Avg Weekly Wage$1,050
IRS Avg AGI$67,256

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate30.3%
144% above US avg
Establishments (County)710
County GDP$1,320M

Business (County)

Restaurants62
Healthcare55
Retail90
Manufacturing30

Tax & Cost of Living

Property Tax (IRS)$7,238
107% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate4.47%

Commute & Transportation

Commute Time21.2 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Fly Creek is $162,000, 43% below the national average. Monthly rent averages $916 (21% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$162,000
43% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$916
21% below US avg
Rent Burden29.4%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied35.2%
Housing Units196
Median Year Built1938

Property Tax

Avg Tax (IRS)$7,238
107% above US avg
Effective Rate4.47%
In Fly Creek, 28.6% of adults are obese (below the 32.1% national rate). 4.6% of residents lack health insurance. 10.1% are current smokers. 20.7% report depression. 18.6% are physically inactive.

Health Metrics: Fly Creek vs U.S. Average (%)

Chronic Conditions

Obesity28.6%
11% below US avg
Diabetes7.4%
Heart Disease4.4%
High Blood Pressure26.3%
Asthma11.1%
COPD4.7%
Cancer7.9%
Stroke2.3%

Behaviors & Mental Health

Smoking10.1%
28% below US avg
Binge Drinking19.2%
Physical Inactivity18.6%
Depression20.7%
Mental Distress16.0%
Physical Distress10.9%
Short Sleep34.8%

Healthcare Access

Insurance Rate100.0%
Uninsured4.6%
47% below US avg
Primary Care1:3,318
Dentists1:3,006
Mental Health1:627
Checkup Rate77.4%
Dental Visits69.8%
Premature Death7,415/100K

Food & Exercise

Food Environment8.7/10
Exercise Access35.0%
Healthcare Facilities55
Fly Creek has an average annual temperature of 43°F (6°C). Winters average 18°F in January while summers reach 66°F in July. Annual precipitation is 47.6 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

18°F Jan (-8°C) 66°F Jul (19°C)
Annual Average42.8°F
21% below US avg
January Average18°F (-8°C)
July Average66°F (19°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall47.6 inches
25% above US avg
Snowfall85.5 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,302 ft (397 m)
Area1.7 sq mi (4.3 km²)
Population Density124/sq mi
Coordinates42.7194°N, 74.9842°W
TimezoneAmerica/New_York
County FIPS36095
It is classified as Metro — 250K–1M. 28.0% of residents hold a bachelor's degree or higher (17% below US avg). In the 2024 election, the county voted Republican by a 30.5-point margin. 100.0% of households have broadband internet.

2024 Presidential Election (County)

R 65.3%
D 34.7%

Winner: Republican by 30.5 points

Education

Bachelor's Degree+28.0%
17% below US avg
High School+71.3%
Graduate Degree+21.1%
School Test Score5.39
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density124/sq mi
Total Area1.7 sq mi

Infrastructure & Services

Broadband Access100.0%
Public Libraries4
Healthcare Facilities55
Restaurants62
Retail Stores90

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute21.2 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Cooperstown, NY 2,113 pop · 3.1 mi Richfield Springs, NY 1,096 pop · 9.3 mi Worcester, NY 1,017 pop · 14.4 mi West End, NY 1,744 pop · 17.7 mi Oneonta, NY 14,467 pop · 18.8 mi Mohawk, NY 2,522 pop · 20.1 mi Ilion, NY 7,636 pop · 20.4 mi Herkimer, NY 7,335 pop · 21.3 mi Richmondville, NY 1,001 pop · 22.2 mi Frankfort, NY 2,384 pop · 22.4 mi Fort Plain, NY 2,274 pop · 23.3 mi Little Falls, NY 4,567 pop · 23.4 mi Canajoharie, NY 1,808 pop · 24.5 mi Waterville, NY 1,682 pop · 24.8 mi
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