Kentucky · Metropolitan Area
Fort Thomas is a small city in Kentucky with a population of 17,242. Residents earn $100,819 per year, which is 34% above the national average.
Based on current data, Fort Thomas receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Fort Thomas stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Fort Thomas is $100,819, which is significantly higher than the national average — 34% above $75,149. This places Fort Thomas among higher-income communities. The job market is very strong with unemployment at just 2.3%. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
The median home value in Fort Thomas is $301,400, roughly aligned with the national median of $281,900. Renters pay a median of $1,095 per month. At just 3x median income, home prices are very affordable relative to local earnings.
Fort Thomas is a very safe community with a violent crime rate of 37 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 721 per 100,000, 63% below the national average.
Fort Thomas is a highly educated community — 55.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.1% have completed high school. Area schools have an average test score of 5.5/10.
Fort Thomas experiences four distinct seasons with an average temperature of 55°F. Winters average 32°F in January while summers reach 76°F in July. Annual precipitation totals 43.4 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 96.0% |
| 22% above US avg | |
| Spanish | 4.0% |
| 70% below US avg |
| Median HH Income | $100,819 |
| 34% above US avg | |
| Per Capita Income | $52,213 |
| Avg Weekly Wage | $1,479 |
| IRS Avg AGI | $97,169 |
| Unemployment | 2.3% |
| 36% below US avg | |
| Poverty Rate | 2.7% |
| 78% below US avg | |
| Establishments (County) | 27,215 |
| County GDP | $107,275M |
| Restaurants | 2,075 |
| Healthcare | 2,590 |
| Retail | 2,526 |
| Manufacturing | 920 |
| Property Tax (IRS) | $9,087 |
| 160% above US avg | |
| Effective Tax Rate | 3.01% |
| Commute Time | 20.4 min |
| Work from Home | 14.7% |
| Census Median | $301,400 |
| 7% above US avg | |
| Zillow ZHVI | $359,841 |
| Median List Price | $524,950 |
| Median List Price | $524,950 |
| $/Sq Ft | $211 |
| Homes Sold | 9 |
| Sale-to-List Ratio | 98.5% |
| Price Drops | 50.0% |
| Inventory | 8 |
| Census Median Rent | $1,095 |
| 6% below US avg | |
| Zillow Rent (ZORI) | $1,390 |
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
| Owner-Occupied | 70.2% |
| Avg Tax (IRS) | $9,087 |
| 160% above US avg | |
| Effective Rate | 3.01% |
| Insurance Rate | 96.4% |
| Premature Death | 9,669/100K |
| Food Environment | 7.8/10 |
| Exercise Access | 98.0% |
| Healthcare Facilities | 2,590 |
| Total Violent | 37.0/100K |
| 90% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 37.0/100K |
| Total Property | 721.0/100K |
| 63% below US avg | |
| Burglary | 154.1/100K |
| Theft | 554.6/100K |
| Vehicle Theft | 12.3/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 75 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 54.8°F |
| 1% above US avg | |
| January Average | 32°F (0°C) |
| July Average | 76°F (24°C) |
| Annual Rainfall | 43.4 inches |
| 14% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 793 ft (242 m) |
| Area | 5.7 sq mi (14.7 km²) |
| Population Density | 3,041/sq mi |
| Coordinates | 39.0824°N, 84.4571°W |
| County FIPS | 39061 |
Winner: Democrat by 14.9 points
| Bachelor's Degree+ | 55.6% |
| 65% above US avg | |
| High School+ | 97.1% |
| School Test Score | 5.50 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 3,041/sq mi |
| Total Area | 5.7 sq mi |
| EV Charging Stations | 3 |
| Alt Fuel Stations | 3 |
| Public Libraries | 41 |
| Healthcare Facilities | 2,590 |
| Restaurants | 2,075 |
| Retail Stores | 2,526 |
| Fatal Crashes (County/yr) | 75 |
| Avg Commute | 20.4 min |
| Work from Home | 14.7% |