Cold Spring, KY

Kentucky · Metropolitan · City

3.7 Good / 5.0
6,298 Population
$80,172 Median Income
$235,200 Home Value
$1,185 Median Rent
55°F Avg Temperature
81 Violent Crime / 100K
52.0 yrs Median Age
40.6% Bachelor's Degree+
3.7
Overall
4.5
Economy
5.0
Affordability
1.0
Safety
4.2
Education

People

Population6,298
Median Age52.0 yrs
Density1,326/mi²
Male / Female43% / 57%
Largest GroupWhite 93.7%

Economy

4.5/5
Median Income$80,172
Per Capita Income$54,830
Unemployment1.2%
Poverty Rate7.6%
County GDP$107,275M

Housing

5.0/5
Home Value (Census)$235,200
Zillow Value$297,110
Median Rent$1,185
Ownership RateN/A
HUD Fair Rent (2BR)$984

Health

ObesityN/A
DiabetesN/A
DepressionN/A
UninsuredN/A
SmokingN/A

Crime

1.0/5
Violent Crime81/100K
Property Crime2,455/100K
Murder0.0/100K
Vehicle Theft64.6/100K

Climate

Avg Temp55°F
Jan / Jul32° / 76°
Rain43 in/yr
SnowN/A
Air QualityAQI 41 (Good)

Education

4.2/5
Bachelor's+40.6%
High School+95.4%
Graduate Degree+N/A
School Quality5.50
Libraries (County)41

Community

2024 VoteR 42% / D 57%
Commute21 min
Work From Home19.4%
BroadbandN/A

How Cold Spring Compares to the U.S. Average

Median Income$80,172
Home Value$235,200
Median Rent$1,185
Poverty Rate7.6%
Bachelor's Degree+40.6%
Unemployment1.2%
Violent Crime80.8 /100K
Avg Temperature54.8°F

Population & Age

Total Population6,298
Population Density1,326 per sq mi
Median Age52.0 years
Male43.1%
Female56.9%
Male 43.1%
Female 56.9%

Race & Ethnicity

White 93.7% Black 2.4% Hispanic 0.7% Other 3.2%
White93.7%
Black or African American2.4%
Hispanic or Latino0.7%
Asian0.0%
Other Races3.2%

Language

English Only98.2%
Spanish Speakers1.8%
English 98.2% Spanish 1.8%

Social Characteristics

Disability13.7%
Health Insurance98.2%

Income

7% above avg
Median Household Income$80,172
Per Capita Income$54,830
Avg Weekly Wage (County)$1,479
IRS Avg Adjusted Gross Income$97,169

Employment & Poverty

Unemployment Rate1.2%
Poverty Rate7.6%
Total Establishments (County)27,215
County GDP$107,275M

Business & Industry (County)

Restaurants & Accommodation2,075
Healthcare Facilities2,590
Retail Stores2,526
Manufacturing920
Total Establishments27,215

Industry Mix

Restaurants 2,075 Healthcare 2,590 Retail 2,526 Manufacturing 920

Tax & Cost of Living

IRS Avg AGI$97,169
Avg Property Tax Paid$9,087

Commute & Transportation

Mean Commute Time20.7 min
Work From Home19.4%

Walkability & Transit Scores

Home Values

17% below avg
Median Home Value (Census)$235,200
Zillow Home Value Index$297,110

Real Estate Market (Redfin)

Median List Price$325,000
Price Per Sq Ft$219
Homes Sold (month)5
Sale-to-List Ratio96.4%
Price Drops42.9%
Active Inventory7

Ownership & Housing Stock

Owner-Occupied87.6%

Rental Costs

2% above avg
Median Rent (Census)$1,185
Zillow Rent Index$1,369

HUD Fair Market Rent (FY2026)

Studio$719
1 Bedroom$794
2 Bedroom$984
3 Bedroom$1,277
4 Bedroom$1,442

Property Tax

Avg Property Tax Paid (IRS)$9,087
Effective Tax Rate (est.)3.86%

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Health Insurance Coverage98.2%
Premature Death Rate9,669 per 100K

Food & Exercise Access

Food Environment Index7.8 / 10
Exercise Access98.0%
Healthcare Facilities (County)2,590
Restaurants (County)2,075

Violent Crime (per 100,000)

Total Violent Crime80.8 /100K
Murder & Manslaughter0.0 /100K
Rape32.3 /100K
Robbery48.5 /100K
Aggravated Assault0.0 /100K

Property Crime (per 100,000)

Total Property Crime2,455.2 /100K
Burglary161.5 /100K
Larceny/Theft2,229.0 /100K
Motor Vehicle Theft64.6 /100K
Arson0.0 per 100K

Traffic & Disaster Safety

Fatal Vehicle Crashes (County, 2022)75

Temperature

32°F Jan 76°F Jul
January Average32°F (0°C)
July Average76°F (24°C)
Annual Average54.8°F

Precipitation & Snow

Annual Precipitation43.4 in

Air Quality (EPA)

AQI Median41.0
AQI CategoryGood

Geography & Location

Elevation851 ft (259 m)
Land Area4.8 sq mi (12.3 km²)
Population Density1,326 per sq mi
Latitude39.0156°
Longitude-84.4345°
County FIPS39061

2024 Presidential Election (County)

R 42.1%
D 57%

Democrat +14.9 points

Education

Bachelor's Degree+40.6%
High School+95.4%
School Test Score (SEDA)5.50

Urban-Rural Classification

RUCC Code 1Metro — Counties in metro areas of 1 million+
Population Density1,326 per sq mi
Land Area4.8 sq mi

Infrastructure & Connectivity

Public Libraries (County)41

Safety & Disasters

Fatal Vehicle Crashes (County)75

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