Cold Spring, KY

Full City Profile · Kentucky · Hamilton County County

3.7 /5.0
B+ Good
6,298 Population 1,326/sq mi density
$80,172 Median Income $54,830 per capita
$235,200 Home Value $303,870 Zillow
$1,185 Median Rent 39.1% income on rent
55°F Avg Temperature
62 Violent Crime/100K 1,945 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$80,172 median income, 2.1% unemployment
A+
Affordability
5.0 / 5.0
$235,200 home value, $1,185/mo rent
F
Safety
1.0 / 5.0
62 violent crimes/100K
A
Education
4.2 / 5.0
40.6% bachelor's degree or higher

Cold Spring, KY

At a Glance

Median Income
$80,172
7% above
$54,830 per capita
Home Value
$235,200
17% below
Zillow: $303,870
Median Rent
$1,185/mo
2% above
39.1% of income on rent
Violent Crime
62/100K
84% below
1,945/100K property
Bachelor's Degree+
40.6%
20% above
95.4% high school+
Unemployment
2.1%
42% below
7.6% poverty rate
Obesity Rate
31.0%
3% below
20.7% smoking rate
Avg Temperature
55°F

How Cold Spring Compares to the U.S. Average

Each bar shows Cold Spring's value as a percentage of the national average (100% = U.S. avg)

Income
107%
Home Value
83%
Rent
102%
Poverty
61%
Bachelor's
120%
Unemployment
58%
Crime
16%
Thin vertical line = U.S. national average (100%)

Is Cold Spring a Good Place to Live?

B+
3.7 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Cold Spring residents earn a median household income of $80,172 , which is 7% above the national average of $75,149. Per capita income is $54,830. The unemployment rate stands at 2.1% (42% below the U.S. rate of 3.6%). 7.6% of residents live below the poverty line. The area is home to 27,215 business establishments, including 2,075 restaurants.

Housing & Cost of Living

The median home value in Cold Spring is $235,200 , 17% below the national median of $281,900. Zillow estimates the typical home at $303,870. Median rent is $1,185/month, with 39.1% of renters spending more than 30% of income on housing. The cost of living index is 90.2 (100 = national average). The median home was built in 2000.

Safety & Crime

Cold Spring reports 62 violent crimes per 100,000 residents , which is 84% below the national average of 380/100K. Property crime is 1,945/100K.

Education

40.6% of adults in Cold Spring hold a bachelor's degree or higher (20% above the national average). 95.4% have completed high school. Local schools score 5.5/10 in standardized testing.

Climate & Weather

Cold Spring has an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 76°F in July. Annual precipitation totals 43.4 inches.

Data Overview

People

Population6,298
Median Age52.0 yrs
Density1,326/mi²
Male / Female43% / 57%
Foreign Born3.7%
Veterans7.1%

Economy

A+
Median Income$80,172
Per Capita$54,830
Unemployment2.1%
Poverty7.6%
County GDP$107,275M
Avg Weekly Wage$1,479

Housing

A+
Home Value$235,200
Rent$1,185
Ownership87.6%
Zillow$303,870
Housing Units2,879
Rent Burden39.1%

Crime

F
Violent62/100K
Property1,945/100K

Health

Obesity31.0%
Diabetes10.6%
Smoking20.7%
Heart Disease6.7%
Premature Death9,669/100K

Climate

Avg Temp55°F
Rain43.4 in/yr
Elevation851 ft

Education

A
Bachelor's+40.6%
High School+95.4%
Graduate+15.9%
School Score5.5/10

Community

2024 VoteR 42% / D 57%
Commute21 min
Broadband95.9%
Internet Speed221 Mbps
EV Stations2
Libraries41

Did You Know?

The median home in Cold Spring was built in 2000.
19.4% work from home.
The nearest airport is Cincinnati/Northern Kentucky International (13 miles).
The Gini coefficient (income inequality) is 0.505 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
14.6% of the population has a disability.
Average internet download speed is 221 Mbps.
There are 2,075 restaurants in the area.
The county recorded 75 fatal vehicle crashes.