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Cold Spring, KY
Full City Profile · Kentucky · Hamilton County County
3.7
/5.0
B+
Good
6,298
Population
1,326/sq mi density
$80,172
Median Income
$54,830 per capita
$235,200
Home Value
$297,110 Zillow
$1,185
Median Rent
39.1% income on rent
55°F
Avg Temperature
293 sunny days/yr
46
Violent Crime/100K
1,383 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$80,172 median income, 1.2% unemployment
A+
Affordability
5.0 / 5.0
$235,200 home value, $1,185/mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K
A
Education
4.2 / 5.0
40.6% bachelor's degree or higher
Housing Overview
Median Home Value
$235,200
17% below
US avg: $281,900
Median Rent
$1,185/mo
2% above
US avg: $1,163/mo
Homeownership Rate
87.6%
34% above US avg (65.4%)
Total Housing Units
2,879
Median year built: 2000
Home Value by Source
Census Median
$235,200
Zillow (ZHVI)
$297,110
Median Sale Price
$290,000
Median List Price
$325,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
87.6%
Owner-Occupied
12.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$1,185/mo
· Zillow rent:
$1,369/mo
Market Indicators (Redfin)
Median Days on Market
56 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
5
Price Drops
42.9%
of listings with price reduction
Price Per Sq Ft
$219
Active Inventory
7
homes for sale
Affordability & Housing Stock
Rent Burden
39.1%
of renters spending 30%+ of income on housing
26% above US avg (31.0%)
Median Year Built
2000
Average age of housing stock: 26 years
Homeownership Rate
87.6%
Complete Housing Data
Home Values
| Census Median Value | $235,200 |
| Zillow Home Value (ZHVI) | $297,110 |
| Median Sale Price | $290,000 |
| Median List Price | $325,000 |
| Price Per Sq Ft | $219 |
Rent
| Census Median Rent | $1,185 |
| Zillow Rent (ZORI) | $1,369 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
| Days on Market | 56 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 42.9% |
| Homes Sold | 5 |
| Active Inventory | 7 |
| Price Per Sq Ft | $219 |
Ownership & Stock
| Owner-Occupied | 87.6% |
| Renter-Occupied | 12.4% |
| Homeownership Rate | 87.6% |
| Total Housing Units | 2,879 |
| Median Year Built | 2000 |
| Rent Burden | 39.1% |