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Cold Spring, KY
Full City Profile · Kentucky · Hamilton County County
3.7
/5.0
B+
Good
6,298
Population
1,326/sq mi density
$80,172
Median Income
$54,830 per capita
$235,200
Home Value
$297,110 Zillow
$1,185
Median Rent
39.1% income on rent
55°F
Avg Temperature
293 sunny days/yr
46
Violent Crime/100K
1,383 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$80,172 median income, 1.2% unemployment
A+
Affordability
5.0 / 5.0
$235,200 home value, $1,185/mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K
A
Education
4.2 / 5.0
40.6% bachelor's degree or higher
Income Overview
Median Household Income
$80,172
7% above
US avg: $75,149
Per Capita Income
$54,830
40% above
US avg: $39,052
Unemployment Rate
1.2%
67% below
US avg: 3.6%
Poverty Rate
7.6%
39% below
US avg: 12.4%
Income Comparison: Cold Spring vs. U.S. Average
Each bar shows Cold Spring’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$80,172
107%
Per Capita
US: $39,052
$54,830
140%
IRS Avg AGI
US: $72,000
$97,169
135%
Avg Weekly Wage
US: $1,432
$1,479
103%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,479
3% above US avg ($1,432)
Mean Commute Time
21 min
25% below US avg (28 min)
Work From Home
19.4%
28% above US avg (15.2%)
Drive Alone
74.6%
2% above US avg (73.2%)
Public Transit
1.0%
80% below US avg (5.0%)
County GDP
$107,275M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
74.6%
Public Transit
1%
Work From Home
19.4%
Other
5%
Average commute time
21 minutes
US avg: 28 min
Business Landscape
Total Establishments
27,215
Restaurants
2,075
Healthcare
2,590
Retail
2,526
Manufacturing
920
Tax & Financial
IRS Avg Adjusted Gross Income
$97,169
35% above US avg ($72,000)
Avg Property Tax
$9,087
160% above US avg ($3,500)
Cost of Living Index
90.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $80,172 |
| Per Capita Income | $54,830 |
| IRS Avg Adjusted Gross Income | $97,169 |
| Avg Weekly Wage | $1,479 |
| County GDP | $107,275M |
Hardship Indicators
| Unemployment Rate | 1.2% |
| Poverty Rate | 7.6% |
| Gini Coefficient | 0.505 |
| Cost of Living Index | 90.2 |
Commute
| Mean Commute | 21 minutes |
| Drive Alone | 74.6% |
| Public Transit | 1.0% |
| Work From Home | 19.4% |
Businesses
| Total Establishments | 27,215 |
| Restaurants | 2,075 |
| Healthcare | 2,590 |
| Retail | 2,526 |
| Manufacturing | 920 |
Tax
| IRS Avg AGI | $97,169 |
| Avg Property Tax | $9,087 |