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Garfield, MN

Minnesota

Garfield is a small town in Minnesota with a population of 295. Residents earn $70,250 per year, which is 7% below the national average.

3.5 /5.0
B+ Good
295 Population 364/sq mi density
$70,250 Median Income $42,423 per capita
$162,500 Home Value $352,090 Zillow
$477 Median Rent 20.8% income on rent
43°F Avg Temperature 276 sunny days/yr
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$70,250 median income, 8.7% unemployment
A+
Affordability
5.0 / 5.0
$162,500 home value, $477/mo rent
D
Education
2.0 / 5.0
12.0% bachelor's degree or higher
Median Income $70,250
7% lower than US avg
Home Value $162,500
42% lower than US avg
Bachelor's+ 12.0%
64% lower than US avg
Median Rent $477
59% lower than US avg
Obesity Rate 33.1%
3% higher than US avg
Unemployment 8.7%
142% higher than US avg
Poverty Rate 1.4%
89% lower than US avg

How Garfield Compares to the U.S. Average (100% = U.S. avg)

People

Population295
Median Age46.7 yrs
Density364/mi²
Male / Female49% / 51%
Largest GroupWhite 94%
Veterans8.8%

Economy

B
Median Income$70,250
Per Capita$42,423
Unemployment8.7%
Poverty1.4%
County GDP$2,860M
Commute25 min

Housing

A+
Home Value$162,500
Rent$477
OwnershipN/A
Zillow$352,090
Housing Units170
Rent Burden20.8%

Health

Obesity33.1%
Uninsured5.8%
Smoking11.6%
Depression25.1%
Heart Disease4.4%

Climate

Avg Temp43°F (6°C)
AQI36 (Good)
Rain24.1 in/yr
Sunny Days276/yr
Elevation1,429 ft (436 m)

Education

D
Bachelor's+12.0%
High School+99.1%
Graduate+0.9%
School Score6.08

Community

2024 VoteR 67% / D 32%
Commute25 min
Broadband73.7%
Libraries1

Is Garfield a Good Place to Live?

Based on current data, Garfield receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Garfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Garfield is $70,250, roughly in line with the national average of $75,149. At 8.7%, unemployment is notably high. Only 1.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Garfield is $162,500, 42% below the national median — offering relatively affordable homeownership. Renters pay a median of $477 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

12.0% of residents hold a bachelor's degree, below the national average of 33.7%. 99.1% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Garfield has a cool climate with an average annual temperature of 43°F. Winters average 11°F in January while summers reach 71°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 24.1 inches. Air quality is rated Good with a median AQI of 36.

Garfield has a population of 295 with a density of 364 people per square mile. The median age is 46.7 years, 20% older than the national median of 38.9. The city is predominantly White (94.2%), with 1.7% Hispanic.

Population

295
Total Population
364
People / sq mi
46.7yrs
Median Age
20% above US avg
0.8mi²
Land Area

Gender Distribution

Male 49.2%
Female 50.8%

Race & Ethnicity

Garfield vs U.S. Average

Language Spoken at Home

English Only99.0%
26% above US avg
Spanish1.0%
93% below US avg

Social Characteristics

Garfield vs U.S. Average

The median household income in Garfield is $70,250, which is 7% below the national average of $75,149. The unemployment rate is 8.7% (above the 3.6% US average). 1.4% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Garfield vs U.S.

Commute Mode

Income

Median HH Income$70,250
7% below US avg
Per Capita Income$42,423
Avg Weekly Wage$1,097
IRS Avg AGI$83,113

Employment & Poverty

Unemployment8.7%
142% above US avg
Poverty Rate1.4%
89% below US avg
Establishments (County)1,499
County GDP$2,860M

Business (County)

Restaurants124
Healthcare155
Retail216
Manufacturing87

Tax & Cost of Living

Property Tax (IRS)$5,084
45% above US avg
Effective Tax Rate3.13%

Commute & Transportation

Commute Time24.9 min
Drive Alone83.0%
Public Transit0.0%
Work from Home7.8%

Walkability

The median home value in Garfield is $162,500, 42% below the national average. Monthly rent averages $477 (59% below US avg). Zillow estimates the typical home value at $352,090.

Home Value Sources

Ownership Split

Home Values

Census Median$162,500
42% below US avg
Zillow ZHVI$352,090

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$477
59% below US avg
Rent Burden20.8%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied87.1%
Housing Units170
Median Year Built1954

Property Tax

Avg Tax (IRS)$5,084
45% above US avg
Effective Rate3.13%
In Garfield, 33.1% of adults are obese (above the 32.1% national rate). 5.8% of residents lack health insurance. 11.6% are current smokers. 25.1% report depression. 18.0% are physically inactive.

Health Metrics: Garfield vs U.S. Average (%)

Chronic Conditions

Obesity33.1%
3% above US avg
Diabetes7.5%
Heart Disease4.4%
High Blood Pressure24.6%
Asthma9.6%
COPD3.8%
Cancer7.4%
Stroke2.3%

Behaviors & Mental Health

Smoking11.6%
17% below US avg
Binge Drinking21.0%
Physical Inactivity18.0%
Depression25.1%
Mental Distress15.0%
Physical Distress9.3%
Short Sleep27.5%

Healthcare Access

Insurance Rate90.6%
Uninsured5.8%
33% below US avg
Checkup Rate72.8%
Dental Visits74.6%
Premature Death6,113/100K

Food & Exercise

Food Environment8.8/10
Exercise Access74.7%
Healthcare Facilities155
Garfield has an average annual temperature of 43°F (6°C). Winters average 11°F in January while summers reach 71°F in July. Annual precipitation is 24.1 inches. The area enjoys 276 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

11°F Jan (-12°C) 71°F Jul (21°C)
Annual Average42.5°F
21% below US avg
January Average11°F (-12°C)
July Average71°F (21°C)
Sunny Days276 days/yr

Precipitation & Snow

Annual Rainfall24.1 inches
37% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,429 ft (436 m)
Area0.8 sq mi (2.1 km²)
Population Density364/sq mi
Coordinates45.9376°N, 95.4985°W
TimezoneAmerica/Chicago
County FIPS27041
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 12.0% of residents hold a bachelor's degree or higher (64% below US avg). In the 2024 election, the county voted Republican by a 35.1-point margin. 73.7% of households have broadband internet.

2024 Presidential Election (County)

R 66.9%
D 31.7%

Winner: Republican by 35.1 points

Education

Bachelor's Degree+12.0%
64% below US avg
High School+99.1%
Graduate Degree+0.9%
School Test Score6.08
D Education Grade (2.0/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density364/sq mi
Total Area0.8 sq mi

Infrastructure & Services

Broadband Access73.7%
Public Libraries1
Healthcare Facilities155
Restaurants124
Retail Stores216

Safety & Disasters

Fatal Crashes (County/yr)4

Commute & Transportation

Avg Commute24.9 min
Drive Alone83.0%
Public Transit0.0%
Work from Home7.8%

Nearby Cities

Alexandria, MN 14,579 pop · 7.2 mi Parkers Prairie, MN 1,089 pop · 17.0 mi Osakis, MN 1,667 pop · 17.3 mi Glenwood, MN 2,648 pop · 19.6 mi Starbuck, MN 1,307 pop · 22.6 mi Sauk Centre, MN 4,589 pop · 29.7 mi Long Prairie, MN 3,683 pop · 30.7 mi Morris, MN 5,092 pop · 31.2 mi Fergus Falls, MN 14,138 pop · 36.6 mi Melrose, MN 3,608 pop · 37.5 mi Wadena, MN 4,361 pop · 39.4 mi New York Mills, MN 1,319 pop · 40.7 mi Benson, MN 3,449 pop · 43.3 mi Staples, MN 2,359 pop · 44.4 mi
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