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Garrattsville, NY
Full City Profile · New York · Otsego County County
3.2
/5.0
B
Good
144
Population
101/sq mi density
$51,875
Median Income
$28,158 per capita
$117,500
Home Value
$191,787 Zillow
43°F
Avg Temperature
246 sunny days/yr
186
Violent Crime/100K
1,776 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$51,875 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$117,500 home value, /mo rent
F
Safety
1.0 / 5.0
186 violent crimes/100K
C+
Education
2.6 / 5.0
20.5% bachelor's degree or higher
Housing Overview
Median Home Value
$117,500
58% below
US avg: $281,900
Homeownership Rate
58.2%
11% below US avg (65.4%)
Total Housing Units
64
Median year built: 1938
Home Value by Source
Census Median
$117,500
Zillow (ZHVI)
$191,787
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
58.2%
Owner-Occupied
41.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Affordability & Housing Stock
Rent Burden
27.0%
of renters spending 30%+ of income on housing
13% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
58.2%
Complete Housing Data
Home Values
| Census Median Value | $117,500 |
| Zillow Home Value (ZHVI) | $191,787 |
Rent
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 58.2% |
| Renter-Occupied | 41.8% |
| Homeownership Rate | 58.2% |
| Total Housing Units | 64 |
| Median Year Built | 1938 |
| Rent Burden | 27.0% |