Median Income
$76,458
2% higher than US avg
Home Value
$190,900
32% lower than US avg
Bachelor's+
25.4%
25% lower than US avg
Obesity Rate
38.5%
20% higher than US avg
Unemployment
7.5%
108% higher than US avg
Poverty Rate
8.9%
28% lower than US avg
How Germanton Compares to the U.S. Average (100% = U.S. avg)
People
Population851
Median Age59.6 yrs
Density486/mi²
Male / Female55% / 45%
Largest GroupWhite 100%
Veterans10.4%
Economy
B+
Median Income$76,458
Per Capita$36,451
Unemployment7.5%
Poverty8.9%
County GDP$34,373M
Housing
A+
Home Value$190,900
Ownership94.0%
Zillow$272,591
Housing Units485
Rent Burden28.7%
Health
Obesity38.5%
Uninsured6.6%
Smoking15.8%
Depression27.6%
Heart Disease5.9%
Climate
Avg Temp60°F (15°C)
AQI47 (Good)
Rain43.2 in/yr
Elevation679 ft (207 m)
Education
B
Bachelor's+25.4%
High School+97.3%
Graduate+9.1%
School Score5.42
Community
2024 VoteR 43% / D 56%
Broadband90.4%
EV Stations1
Libraries11
Is Germanton a Good Place to Live?
Based on current data, Germanton receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment. Germanton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Germanton is $76,458, roughly in line with the national average of $75,149. The unemployment rate of 7.5% is somewhat elevated compared to the national rate of 3.6%. 8.9% of residents live in poverty, near the national average of 12.4%.
Cost of Living & Housing
The median home value in Germanton is $190,900, 32% below the national median / offering relatively affordable homeownership. At just 2.5x median income, home prices are very affordable relative to local earnings.
Education
25.4% of residents hold a bachelor's degree, below the national average of 33.7%. 97.3% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Germanton enjoys a moderate climate with an average annual temperature of 60°F. Winters average 40°F in January while summers reach 79°F in July. Annual precipitation totals 43.2 inches, including 6.2 inches of snow. Air quality is rated Good with a median AQI of 47.
Germanton has a population of 851 with a density of 486 people per square mile, spread across 1.8 square miles. The median age is 59.6 years, 53% older than the national median of 38.9. The gender split is 45.1% female and 54.9% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 10.4% of the population are veterans, above the national rate of 6.0%. 22.1% of residents have a disability (above the 13.0% national average). 93.4% have health insurance coverage.
Population
851
Total Population
2023 Census
59.6yrs
Median Age
53% above US avg
Race & Ethnicity
Germanton vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Germanton vs U.S. Average
The median household income in Germanton is $76,458, which is 2% above the national average of $75,149. Per capita income is $36,451. The average weekly wage is $1,274, 11% lower than the U.S. average. The unemployment rate is 7.5% (above the 3.6% US average). 8.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 11,366 business establishments, including 868 restaurants. The cost of living index is 94.3, below the national baseline of 100 / offering relatively affordable living. 36.4% of workers work from home (above the 15.2% national rate).
Income: Germanton vs U.S.
Income
| Median HH Income | $76,458 |
| 2% above US avg |
| Per Capita Income | $36,451 |
| Avg Weekly Wage | $1,274 |
| IRS Avg AGI | $79,492 |
| Gini Index | 0.484 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 7.5% |
| 108% above US avg |
| Poverty Rate | 8.9% |
| 28% below US avg |
| Establishments (County) | 11,366 |
| County GDP | $34,373M |
Business (County)
| Restaurants | 868 |
| Healthcare | 951 |
| Retail | 1,353 |
| Manufacturing | 295 |
Tax & Cost of Living
| Property Tax (IRS) | $5,117 |
| 46% above US avg |
| Cost of Living | 94.30 (100=avg) |
| Effective Tax Rate | 2.68% |
Commute & Transportation
| Drive Alone | 56.5% |
| Public Transit | 0.0% |
| Work from Home | 36.4% |
The median home value in Germanton is $190,900, 32% below the national median of $281,900. Zillow estimates the typical home value at $272,591, higher than the Census estimate. Fair market rent ranges from $981 for a one-bedroom to $1,161 for a two-bedroom apartment. 94.0% of housing units are owner-occupied (above the 65.4% national rate). There are 485 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $5,117 (higher than the $3,500 national average). 28.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $190,900 |
| 32% below US avg |
| Zillow ZHVI | $272,591 |
Rental Costs
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
| Homeownership | 94.0% |
| Owner-Occupied | 94.0% |
| Renter-Occupied | 6.0% |
| Housing Units | 485 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $5,117 |
| 46% above US avg |
| Effective Rate | 2.68% |
In Germanton, 38.5% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 5.9% of residents. 32.1% have high blood pressure. 15.8% are current smokers. 17.4% report binge drinking. 23.3% are physically inactive. 27.6% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 6.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:878. The dentist ratio is 1:1,526. 80.8% of residents have access to exercise opportunities. The food environment index is 6.8 out of 10.
Health Metrics: Germanton vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.5% |
| 20% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 5.9% |
| High Blood Pressure | 32.1% |
| Asthma | 11.1% |
| COPD | 7.0% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 15.8% |
| 13% above US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 23.3% |
| Depression | 27.6% |
| Mental Distress | 18.7% |
| Physical Distress | 12.7% |
| Short Sleep | 33.3% |
Healthcare Access
| Insurance Rate | 93.4% |
| Uninsured | 6.6% |
| 23% below US avg |
| Primary Care | 1:878 |
| Dentists | 1:1,526 |
| Mental Health | 1:256 |
| Checkup Rate | 76.8% |
| Dental Visits | 61.6% |
| Premature Death | 9,571/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 80.8% |
| Healthcare Facilities | 951 |
Germanton enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winters average 40°F in January while summers reach 79°F in July. Annual precipitation totals 43.2 inches. The area receives 6.2 inches of snow annually. Air quality is rated Good with a median AQI of 47. 57% of days have good air quality. The city sits at an elevation of 679 feet.
Temperature
40°F Jan (4°C)
79°F Jul (26°C)
| Annual Average | 59.5°F |
| 10% above US avg |
| January Average | 40°F (4°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 679 ft (207 m) |
| Area | 1.8 sq mi (4.6 km²) |
| Population Density | 486/sq mi |
| Coordinates | 36.2501°N, 80.2390°W |
| Timezone | America/New_York |
| County | Forsyth County County |
| Nearest Airport | Piedmont Triad International (GSO) 20 miles away |
Precipitation & Snow
Annual Rainfall
43.2"
14% above US avg
Wettest Month (Aug)
4.51"
Air Quality
| AQI Median | 47.0 |
| Rating | Good |
| Good Days % | 57.4% |
| Unhealthy Days | 4 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0478 ppm |
| NO₂ (Nitrogen Dioxide) | 10.8 ppb |
| SO₂ (Sulfur Dioxide) | 0.28 ppb |
| PM2.5 (Fine Particles) | 9.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 91.5 / 100 |
| Social Vulnerability | 39.9 / 100 |
| Community Resilience | 62.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Very High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
24 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M2.6 on Jul 8, 2023.
| Jun 26, 1995 |
6 km NNW of Trout Dale, Virginia |
M3.4 |
124 km |
| Sep 13, 2017 |
11 km NE of Peterstown, West Virginia |
M3.2 |
142 km |
| Jun 5, 1998 |
4 km SSE of Mooresville, North Carolina |
M3.2 |
92 km |
| May 16, 2009 |
2 km NNE of Cave Spring, Virginia |
M3.0 |
113 km |
| Jul 7, 1995 |
3 km NW of Mountain City, Tennessee |
M3.0 |
145 km |
| Aug 25, 2013 |
3 km NNE of Blowing Rock, North Carolina |
M2.9 |
128 km |
| Jan 22, 1995 |
0 km WNW of Pulaski, Virginia |
M2.9 |
102 km |
| Jul 4, 2009 |
3 km E of Narrows, Virginia |
M2.8 |
129 km |
| Jul 15, 2021 |
10 km S of Narrows, Virginia |
M2.8 |
122 km |
| May 12, 2017 |
6 km SSW of Narrows, Virginia |
M2.8 |
126 km |
| Jul 6, 2023 |
5 km S of Hillsville, Virginia |
M2.7 |
68 km |
| Jul 12, 1993 |
5 km SW of Greensboro, North Carolina |
M2.7 |
44 km |
| Aug 18, 2000 |
2 km SSE of Narrows, Virginia |
M2.7 |
107 km |
| Aug 30, 2010 |
7 km ENE of Mountain City, Tennessee |
M2.7 |
136 km |
| Jun 10, 2018 |
2 km NE of Hays, North Carolina |
M2.7 |
77 km |
| Aug 17, 2021 |
6 km N of Morganton, North Carolina |
M2.7 |
139 km |
| Mar 28, 2001 |
2 km S of Narrows, Virginia |
M2.6 |
128 km |
| Jul 8, 2023 |
Virginia-North Carolina border region |
M2.6 |
70 km |
| Feb 4, 2021 |
1 km SSW of Sparta, North Carolina |
M2.6 |
84 km |
| Jun 17, 2023 |
2 km N of Pembroke, Virginia |
M2.6 |
127 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
4 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Isabel (2003, Cat 1).
| Year |
Name |
Category |
Closest |
| 2003 |
Isabel |
Category 1 |
233 km |
| 1996 |
Fran |
Category 3 |
182 km |
| 1996 |
Bertha |
Category 2 |
276 km |
| 1989 |
Hugo |
Category 1 |
189 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
229 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 9 fatalities, 206 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 19, 2019 |
EF3 |
74 km |
0 |
| Mar 28, 2010 |
EF3 |
35 km |
0 |
| May 8, 2008 |
EF3 |
33 km |
0 |
| May 7, 1998 |
EF3 |
29 km |
0 |
| Mar 20, 1998 |
EF3 |
29 km |
2 |
| Nov 23, 1992 |
EF3 |
97 km |
2 |
| May 5, 1989 |
EF3 |
17 km |
0 |
| May 22, 1985 |
EF3 |
17 km |
0 |
| Oct 7, 1965 |
EF3 |
76 km |
1 |
| Sep 27, 2024 |
EF2 |
87 km |
0 |
| May 26, 2022 |
EF2 |
72 km |
0 |
| Mar 23, 2022 |
EF2 |
58 km |
0 |
| Feb 6, 2020 |
EF2 |
89 km |
0 |
| Apr 15, 2018 |
EF2 |
49 km |
0 |
| May 24, 2017 |
EF2 |
18 km |
0 |
| May 24, 2017 |
EF2 |
70 km |
0 |
| May 24, 2017 |
EF2 |
42 km |
0 |
| Nov 16, 2011 |
EF2 |
58 km |
2 |
| Mar 28, 2010 |
EF2 |
65 km |
0 |
| May 8, 2009 |
EF2 |
80 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: BULL MOUNTAIN (3,300 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
BULL MOUNTAIN |
3,300 |
51 km |
| 2020 |
UWH NARROWS DAM RX |
1,222 |
94 km |
| 2021 |
GRINDSTONE |
1,106 |
24 km |
| 1985 |
UNNAMED |
1,064 |
93 km |
| 2011 |
LUMBER PLANT |
779 |
64 km |
| 2000 |
MERRITT CK |
750 |
67 km |
| 2022 |
PINE ROAD |
582 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (4°C) |
3.4 in |
Coldest |
| February |
43°F (6°C) |
2.9 in |
Driest |
| March |
50°F (10°C) |
3.6 in |
|
| April |
59°F (15°C) |
3.7 in |
|
| May |
68°F (20°C) |
3.8 in |
|
| June |
75°F (24°C) |
3.6 in |
|
| July |
79°F (26°C) |
4.2 in |
Warmest |
| August |
77°F (25°C) |
4.5 in |
Wettest |
| September |
71°F (21°C) |
3.9 in |
|
| October |
60°F (16°C) |
3.3 in |
|
| November |
50°F (10°C) |
3.1 in |
|
| December |
43°F (6°C) |
3.3 in |
|
Germanton has a seasonal temperature swing of 39°F / from 40°F in January to 79°F in July. Total annual precipitation is 43.2 inches, with August being the wettest month (4.5") and February the driest (2.9").
Average costs for common services in Germanton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$236 ($141-$377) |
| Specialist Visit |
$330 ($189-$519) |
| Urgent Care Visit |
$189 ($94-$330) |
| Emergency Room Visit |
$2,075 ($754-$4,715) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$236 ($141-$377) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$113) |
| Brake Pad Replacement |
$283 ($141-$472) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$566 ($377-$943) |
| Battery Replacement |
$189 ($94-$330) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($57-$141) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$377 ($141-$754) |
| HVAC System Install |
$6,601 ($3,772-$11,316) |
| Roof Repair |
$943 ($377-$1,886) |
| Roof Replacement |
$8,487 ($5,187-$14,145) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,415 ($472-$3,301) |
| Divorce (Contested) |
$14,145 ($4,715-$28,290) |
| DUI Defense |
$4,715 ($1,886-$9,430) |
| Bankruptcy (Chapter 7) |
$1,415 ($754-$2,829) |
| Will Preparation |
$472 ($189-$943) |
| Trust Preparation |
$2,358 ($943-$4,715) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$42) |
| Women's Haircut |
$52 ($28-$94) |
| Hair Coloring (Full) |
$141 ($71-$236) |
| Manicure |
$24 ($14-$42) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$75 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.87 ($2.83-$5.19) |
| Dozen Eggs (per dozen) |
$3.30 ($2.36-$4.72) |
| Loaf of Bread |
$3.58 ($2.36-$5.19) |
| Chicken Breast (per lb) |
$4.24 ($2.83-$6.13) |
| Ground Beef (per lb) |
$5.19 ($3.77-$7.07) |
| Rice (per lb) |
$0.94 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75-$236) |
| Natural Gas (Monthly) |
$66 ($28-$141) |
| Water/Sewer (Monthly) |
$66 ($38-$113) |
| Internet (Monthly) |
$66 ($38-$94) |
| Cell Phone Plan (Monthly) |
$61 ($28-$94) |
| Cable TV (Monthly) |
$80 ($47-$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$472) |
| Car Insurance (Annual) |
$1,886 ($1,132-$3,301) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.54-$24) |
| Car Registration (Annual) |
$94 ($28-$236) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,132 ($566-$2,358) |
| Daycare (Toddler, Monthly) |
$943 ($472-$1,886) |
| After-School Care (Monthly) |
$377 ($189-$660) |
| Tutoring (Per Hour) |
$47 ($24-$94) |
| SAT/ACT Prep Course |
$943 ($377-$2,358) |
| Private School (K-12, Annual) |
$11,788 ($4,715-$28,290) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$94) |
| Dog Vaccination (Annual) |
$94 ($47-$189) |
| Dog Grooming |
$57 ($28-$94) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$283 ($141-$472) |
| Cat Spay/Neuter |
$189 ($94-$377) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $877 |
| Toddler | $731 |
| Preschool | $651 |
| Family Childcare (monthly) |
| Infant | $815 |
| Toddler | $711 |
| Preschool | $639 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Germanton
What is the population of Germanton?
Germanton has a population of 851 residents and is located in North Carolina. The population density is 486 people per square mile, spread across 1.8 square miles. The median age of residents is 59.6 years, which is older than the national median of 38.9 years. The population is 45.1% female and 54.9% male.
Is Germanton expensive to live in?
Germanton is more affordable than the national average, with a cost of living index of 94.3 / below the baseline of 100. The median household income is $76,458, 2% above the national average of $75,149. The median home value is $190,900 (32% below the U.S. median). The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Germanton?
Germanton enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winter temperatures average 40°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 43.2 inches, with 6.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 47.
How is the job market in Germanton?
The unemployment rate in Germanton is 7.5%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,274. There are 11,366 business establishments in the area, including 868 restaurants and food service locations.
How much does housing cost in Germanton?
The median home value in Germanton is $190,900. Zillow estimates the typical home value at $272,591. The homeownership rate is 94.0%. The average annual property tax is $5,117.
How are the schools in Germanton?
Schools in Germanton score 5.4 out of 10 on standardized testing, near the national average. 25.4% of adults in Germanton hold a bachelor's degree or higher, below the national average of 33.7%. 97.3% have completed high school. 9.1% hold a graduate or professional degree.
How healthy is Germanton?
The obesity rate in Germanton is 38.5% (above the national rate of 32.1%). 15.8% of adults are smokers. 23.3% are physically inactive. 27.6% of residents report depression. 6.6% lack health insurance (below the national rate). 80.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:878.
What are the demographics of Germanton?
The racial and ethnic makeup of Germanton is 100% White. 100% of residents speak only English at home. 10.4% of the population are military veterans. 22.1% of residents have a disability. 93.4% have health insurance coverage.