Germantown, KY

Kentucky

Germantown is a small town in Kentucky with a population of 224. Residents earn $86,250 per year, which is 15% above the national average.

4.3 /5.0
A Great
224 Population 1,867/sq mi density
$86,250 Median Income $28,838 per capita
$102,300 Home Value $190,958 Zillow
N/A Median Rent
55°F Avg Temperature
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$86,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$102,300 home value
B
Education
3.2 / 5.0
27.7% bachelor's degree or higher
Median Income $86,250
15% higher than US avg
Home Value $102,300
64% lower than US avg
Bachelor's+ 27.7%
18% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Germantown Compares to the U.S. Average (100% = U.S. avg)

People

Population224
Median Age33.2 yrs
Density1,867/mi²
Male / Female56% / 44%
Largest GroupWhite 100%

Economy

A+
Median Income$86,250
Per Capita$28,838
Unemployment0.0%
Poverty0.0%
County GDP$1,543M
Commute26 min

Housing

A+
Home Value$102,300
RentN/A
OwnershipN/A
Zillow$190,958

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp55°F
AQI41 (Good)
Rain48.3 in/yr
Elevation946 ft

Education

B
Bachelor's+27.7%
High School+95.0%
School Score5.50

Community

2024 VoteR 71% / D 27%
Commute26 min
Broadband58.0%
Libraries1

Is Germantown a Good Place to Live?

Based on current data, Germantown receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Germantown stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Germantown is $86,250, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Germantown is $102,300, 64% below the national median — offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.

Education

27.7% of residents hold a bachelor's degree, below the national average of 33.7%. 95.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Germantown experiences four distinct seasons with an average temperature of 55°F. Winters average 32°F in January while summers reach 76°F in July. Annual precipitation totals 48.3 inches. Air quality is rated Good with a median AQI of 41.

Germantown has a population of 224 with a density of 1,867 people per square mile. The median age is 33.2 years, 15% younger than the national median of 38.9. The city is predominantly White (100%).

Population

224
Total Population
1,867
People / sq mi
33.2yrs
Median Age
15% below US avg
0.1mi²
Land Area

Gender Distribution

Male 56.3%
Female 43.8%

Race & Ethnicity

Germantown vs U.S. Average

Language Spoken at Home

English Only91.7%
17% above US avg
Spanish8.3%
38% below US avg

Social Characteristics

Germantown vs U.S. Average

The median household income in Germantown is $86,250, which is 15% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Germantown vs U.S.

Commute Mode

Income

Median HH Income$86,250
15% above US avg
Per Capita Income$28,838
Avg Weekly Wage$964
IRS Avg AGI$59,514

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)717
County GDP$1,543M

Business (County)

Restaurants49
Healthcare59
Retail89
Manufacturing19

Tax & Cost of Living

Property Tax (IRS)$3,010
14% below US avg
Effective Tax Rate2.94%

Commute & Transportation

Commute Time25.9 min
Work from Home16.4%

Walkability

The median home value in Germantown is $102,300, 64% below the national average. Zillow estimates the typical home value at $190,958.

Home Value Sources

Ownership Split

Home Values

Census Median$102,300
64% below US avg
Zillow ZHVI$190,958

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied76.0%

Property Tax

Avg Tax (IRS)$3,010
14% below US avg
Effective Rate2.94%

Health Metrics: Germantown vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate97.0%
Premature Death12,340/100K

Food & Exercise

Food Environment7.1/10
Exercise Access65.2%
Healthcare Facilities59

Crime Rates: Germantown vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Germantown has an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 76°F in July. Annual precipitation is 48.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

32°F Jan (0°C) 76°F Jul (24°C)
Annual Average54.7°F
1% above US avg
January Average32°F (0°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall48.3 inches
27% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation946 ft (288 m)
Area0.1 sq mi (0.3 km²)
Population Density1,867/sq mi
Coordinates38.6559°N, 83.9642°W
County FIPS21161
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 27.7% of residents hold a bachelor's degree or higher (18% below US avg). In the 2024 election, the county voted Republican by a 43.7-point margin. 58.0% of households have broadband internet.

2024 Presidential Election (County)

R 71.2%
D 27.5%

Winner: Republican by 43.7 points

Education

Bachelor's Degree+27.7%
18% below US avg
High School+95.0%
School Test Score5.50
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,867/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access58.0%
Public Libraries1
Healthcare Facilities59
Restaurants49
Retail Stores89

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute25.9 min
Work from Home16.4%

Nearby Cities

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