Median Income
$86,907
16% higher than US avg
Home Value
$225,400
20% lower than US avg
Violent Crime
193/100K
49% lower than US avg
Bachelor's+
25.5%
24% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lake Waynoka Compares to the U.S. Average (100% = U.S. avg)
People
Population1,041
Median Age55.2 yrs
Density244/mi²
Male / Female50% / 50%
Largest GroupWhite 98%
Veterans15.8%
Economy
A+
Median Income$86,907
Per Capita$40,937
Unemployment1.0%
Poverty0.0%
County GDP$1,207M
Commute51 min
Housing
A+
Home Value$225,400
Ownership97.4%
Zillow$286,684
Housing Units912
Rent Burden28.9%
Crime
F
Violent193/100K
Property964/100K
Health
Obesity39.2%
Uninsured8.1%
Smoking17.5%
Depression27.9%
Heart Disease6.1%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain47.9 in/yr
Sunny Days293/yr
Elevation1,005 ft (306 m)
Education
B
Bachelor's+25.5%
High School+97.1%
Graduate+9.8%
School Score5.57
Community
2024 VoteR 80% / D 19%
Commute51 min
Broadband92.1%
EV Stations1
Libraries7
Is Lake Waynoka a Good Place to Live?
Based on current data, Lake Waynoka receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include long commute times, high obesity rates. Lake Waynoka offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Waynoka is $86,907, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 51 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Lake Waynoka is $225,400, 20% below the national median / offering relatively affordable homeownership. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Lake Waynoka is below the national average at 193 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 964 per 100,000, 51% below the national average.
Education
25.5% of residents hold a bachelor's degree, below the national average of 33.7%. 97.1% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Lake Waynoka experiences four distinct seasons with an average temperature of 52°F. Winters average 28°F in January while summers reach 73°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.9 inches, including 17.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Lake Waynoka has a population of 1,041 with a density of 244 people per square mile, spread across 4.8 square miles. The median age is 55.2 years, 42% older than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (97.7%), with 1.8% Black. English is the primary language spoken at home by 100% of residents. 15.8% of the population are veterans, above the national rate of 6.0%. 16.0% of residents have a disability (above the 13.0% national average). 96.6% have health insurance coverage.
Population
55.2yrs
Median Age
42% above US avg
Race & Ethnicity
Lake Waynoka vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Lake Waynoka vs U.S. Average
The median household income in Lake Waynoka is $86,907, which is 16% above the national average of $75,149. Per capita income is $40,937. The average weekly wage is $842, 41% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 764 business establishments, including 55 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 51 minutes (longer than the 28-minute US average). 13.3% of workers work from home.
Income: Lake Waynoka vs U.S.
Income
| Median HH Income | $86,907 |
| 16% above US avg |
| Per Capita Income | $40,937 |
| Avg Weekly Wage | $842 |
| IRS Avg AGI | $58,306 |
| Gini Index | 0.440 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 764 |
| County GDP | $1,207M |
Business (County)
| Restaurants | 55 |
| Healthcare | 78 |
| Retail | 103 |
| Manufacturing | 22 |
Tax & Cost of Living
| Property Tax (IRS) | $3,168 |
| 9% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 1.41% |
Commute & Transportation
| Commute Time | 50.6 min |
| Drive Alone | 71.7% |
| Public Transit | 0.0% |
| Work from Home | 13.3% |
The median home value in Lake Waynoka is $225,400, 20% below the national median of $281,900. Zillow estimates the typical home value at $286,684, higher than the Census estimate. Homes sell for 83.2% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 97.4% of housing units are owner-occupied (above the 65.4% national rate). There are 912 total housing units in the city. The median year a home was built is 1994. The average annual property tax is $3,168. 28.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $225,400 |
| 20% below US avg |
| Zillow ZHVI | $286,684 |
| Median List Price | $379,900 |
Real Estate Market (Redfin)
| Median List Price | $379,900 |
| $/Sq Ft | $165 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 83.2% |
| Price Drops | 5.6% |
| Inventory | 18 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 97.4% |
| Owner-Occupied | 97.4% |
| Renter-Occupied | 2.6% |
| Housing Units | 912 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $3,168 |
| 9% below US avg |
| Effective Rate | 1.41% |
In Lake Waynoka, 39.2% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 6.1% of residents. 34.4% have high blood pressure. 17.5% are current smokers (above the 14.0% national rate). 17.8% report binge drinking. 29.0% are physically inactive, above the national average. 27.9% report depression (above the 20.0% national average). 19.7% experience frequent mental distress. 8.1% of residents lack health insurance. The primary care physician ratio is 1:3,969. The dentist ratio is 1:6,240. 39.9% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Lake Waynoka vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 6.1% |
| High Blood Pressure | 34.4% |
| Asthma | 11.3% |
| COPD | 7.3% |
| Cancer | 7.6% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.5% |
| 25% above US avg |
| Binge Drinking | 17.8% |
| Physical Inactivity | 29.0% |
| Depression | 27.9% |
| Mental Distress | 19.7% |
| Physical Distress | 13.5% |
| Short Sleep | 40.5% |
Healthcare Access
| Insurance Rate | 96.6% |
| Uninsured | 8.1% |
| 6% below US avg |
| Primary Care | 1:3,969 |
| Dentists | 1:6,240 |
| Mental Health | 1:195 |
| Checkup Rate | 77.8% |
| Dental Visits | 64.2% |
| Premature Death | 12,369/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 39.9% |
| Healthcare Facilities | 78 |
Lake Waynoka has a violent crime rate of 193 per 100,000 residents, 49% below the national average of 380. Property crime stands at 964 per 100,000, 51% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Lake Waynoka receives a safety grade of F.
Crime Rates: Lake Waynoka vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 192.9/100K |
| 49% below US avg |
| |
Property Crime
| Total Property | 964.3/100K |
| 51% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Waynoka experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 73°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.9 inches (wetter than the 38-inch national average). The area receives 17.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,005 feet.
Temperature
28°F Jan (-2°C)
73°F Jul (23°C)
| Annual Average | 51.6°F |
| 4% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 1,005 ft (306 m) |
| Area | 4.8 sq mi (12.4 km²) |
| Population Density | 244/sq mi |
| Coordinates | 38.9400°N, 83.7807°W |
| Timezone | America/New_York |
| County | Brown County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG)
48 miles away |
Precipitation & Snow
Annual Rainfall
47.9"
26% above US avg
Wettest Month (May)
4.72"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.6 / 100 |
| Social Vulnerability | 71.7 / 100 |
| Community Resilience | 40.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.8 on May 11, 2025.
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
34 km |
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
147 km |
| Apr 24, 2009 |
7 km ENE of Rio Grande, Ohio |
M3.4 |
128 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
117 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
83 km |
| Feb 3, 2025 |
2 km NNW of Oak Hill, Ohio |
M3.1 |
104 km |
| Apr 25, 2020 |
2 km SE of South Shore, Kentucky |
M2.9 |
78 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
140 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
20 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
150 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
36 km |
| Feb 11, 2015 |
8 km SE of Richmond Dale, Ohio |
M2.6 |
93 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
30 km |
| Mar 8, 2016 |
0 km N of Thurman, Ohio |
M2.6 |
116 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
39 km |
| Mar 20, 2023 |
13 km SSW of Rio Grande, Ohio |
M2.5 |
119 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
98 km |
| Mar 27, 2013 |
3 km W of Apple Grove, West Virginia |
M2.5 |
139 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
379 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 78 fatalities, 2,664 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
95 km |
3 |
| Apr 3, 1974 |
EF5 |
80 km |
36 |
| Apr 23, 1968 |
EF5 |
89 km |
7 |
| Mar 2, 2012 |
EF4 |
76 km |
4 |
| Sep 20, 2000 |
EF4 |
81 km |
1 |
| Apr 9, 1999 |
EF4 |
60 km |
4 |
| Apr 3, 1974 |
EF4 |
66 km |
2 |
| Apr 23, 1968 |
EF4 |
59 km |
6 |
| Apr 23, 1968 |
EF4 |
46 km |
1 |
| May 27, 2019 |
EF3 |
96 km |
0 |
| May 14, 2014 |
EF3 |
83 km |
0 |
| Mar 2, 2012 |
EF3 |
51 km |
3 |
| May 10, 2003 |
EF3 |
36 km |
0 |
| Jul 2, 1997 |
EF3 |
36 km |
0 |
| Jun 30, 1993 |
EF3 |
32 km |
0 |
| Oct 1, 1977 |
EF3 |
84 km |
0 |
| Apr 3, 1974 |
EF3 |
21 km |
1 |
| Apr 3, 1974 |
EF3 |
88 km |
0 |
| Aug 9, 1969 |
EF3 |
71 km |
4 |
| May 10, 1969 |
EF3 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (3,259 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
3,259 |
55 km |
| 2003 |
PEACH ORCHARD |
1,043 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.8 in |
Coldest, Driest |
| February |
32°F (-0°C) |
2.8 in |
|
| March |
42°F (6°C) |
4.1 in |
|
| April |
52°F (11°C) |
4.1 in |
|
| May |
62°F (16°C) |
4.7 in |
Wettest |
| June |
70°F (21°C) |
3.8 in |
|
| July |
73°F (23°C) |
4.4 in |
Warmest |
| August |
72°F (22°C) |
4.1 in |
|
| September |
66°F (19°C) |
3.4 in |
|
| October |
55°F (13°C) |
2.8 in |
|
| November |
44°F (7°C) |
3.4 in |
|
| December |
34°F (1°C) |
3.4 in |
|
Lake Waynoka has a seasonal temperature swing of 45°F / from 28°F in January to 73°F in July. Total annual precipitation is 43.7 inches, with May being the wettest month (4.7") and January the driest (2.8").
Average costs for common services in Lake Waynoka. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lake Waynoka
What is the population of Lake Waynoka?
Lake Waynoka has a population of 1,041 residents and is located in Ohio. The population density is 244 people per square mile, spread across 4.8 square miles. The median age of residents is 55.2 years, which is older than the national median of 38.9 years. The population is 50.4% female and 49.6% male.
Is Lake Waynoka expensive to live in?
Lake Waynoka is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $86,907, 16% above the national average of $75,149. The median home value is $225,400 (20% below the U.S. median). The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Lake Waynoka safe?
Lake Waynoka is safer than the national average, with a violent crime rate of 193 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 964 per 100,000 (below the national average). Overall, Lake Waynoka receives a safety grade of F based on combined crime data.
What is the weather like in Lake Waynoka?
Lake Waynoka has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 73°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.9 inches, with 17.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Lake Waynoka?
The job market in Lake Waynoka is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $842. There are 764 business establishments in the area, including 55 restaurants and food service locations. The average commute time is 51 minutes, and 13.3% of workers work from home.
How much does housing cost in Lake Waynoka?
The median home value in Lake Waynoka is $225,400. Zillow estimates the typical home value at $286,684. The homeownership rate is 97.4%. The average annual property tax is $3,168.
How are the schools in Lake Waynoka?
Schools in Lake Waynoka score 5.6 out of 10 on standardized testing, near the national average. 25.5% of adults in Lake Waynoka hold a bachelor's degree or higher, below the national average of 33.7%. 97.1% have completed high school. 9.8% hold a graduate or professional degree.
How healthy is Lake Waynoka?
The obesity rate in Lake Waynoka is 39.2% (above the national rate of 32.1%). 17.5% of adults are smokers. 29.0% are physically inactive. 27.9% of residents report depression. 8.1% lack health insurance. 39.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,969.
What is transportation like in Lake Waynoka?
The average commute in Lake Waynoka is 51 minutes, longer than the national average of 28 minutes. 71.7% of workers drive alone to work, and 13.3% work from home.
What are the demographics of Lake Waynoka?
The racial and ethnic makeup of Lake Waynoka is 97.7% White, 1.8% Black or African American. 100% of residents speak only English at home. 15.8% of the population are military veterans. 16.0% of residents have a disability. 96.6% have health insurance coverage.
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