Median Income
$86,313
15% higher than US avg
Home Value
$356,300
26% higher than US avg
Bachelor's+
46.0%
36% higher than US avg
Median Rent
$672
42% lower than US avg
Obesity Rate
29.0%
10% lower than US avg
Unemployment
4.3%
19% higher than US avg
Poverty Rate
6.0%
52% lower than US avg
How Germantown Compares to the U.S. Average (100% = U.S. avg)
People
Population1,107
Median Age56.7 yrs
Density303/mi²
Male / Female51% / 49%
Largest GroupWhite 88%
Economy
A
Median Income$86,313
Per Capita$56,452
Unemployment4.3%
Poverty6.0%
County GDP$3,465M
Commute24 min
Housing
A
Home Value$356,300
Rent$672
OwnershipN/A
Zillow$541,307
Health
Obesity29.0%
UninsuredN/A
Depression21.1%
Heart Disease4.6%
Climate
Avg Temp51°F
AQI36 (Good)
Rain44.1 in/yr
Elevation150 ft
Education
A+
Bachelor's+46.0%
High School+94.5%
School Score5.39
Community
2024 VoteR 43% / D 57%
Commute24 min
EV Stations1
Libraries12
Is Germantown a Good Place to Live?
Based on current data, Germantown receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, a low poverty rate. Germantown stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Germantown is $86,313, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 4.3%, indicating a healthy job market. Only 6.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Germantown is $356,300, 26% above the national median. Renters pay a median of $672 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.1x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 46.0% holding a bachelor's degree or higher, near the national average. 94.5% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Germantown experiences four distinct seasons with an average temperature of 51°F. Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 44.1 inches, including 31.0 inches of snow. Air quality is rated Good with a median AQI of 36.
Germantown has a population of 1,107 with a density of 303 people per square mile. The median age is 56.7 years, 46% older than the national median of 38.9. The city is predominantly White (88.1%), with 4.2% Black.
Population
56.7yrs
Median Age
46% above US avg
Race & Ethnicity
Germantown vs U.S. Average
Language Spoken at Home
| English Only | 95.6% |
| 22% above US avg |
| Spanish | 4.4% |
| 67% below US avg |
Social Characteristics
Germantown vs U.S. Average
The median household income in Germantown is $86,313, which is 15% above the national average of $75,149. The unemployment rate is 4.3% (above the 3.6% US average). 6.0% of residents live below the poverty line. Workers commute an average of 24 minutes.
Income: Germantown vs U.S.
Income
| Median HH Income | $86,313 |
| 15% above US avg |
| Per Capita Income | $56,452 |
| Avg Weekly Wage | $1,082 |
| IRS Avg AGI | $93,498 |
Employment & Poverty
| Unemployment | 4.3% |
| 19% above US avg |
| Poverty Rate | 6.0% |
| 52% below US avg |
| Establishments (County) | 2,212 |
| County GDP | $3,465M |
Business (County)
| Restaurants | 199 |
| Healthcare | 163 |
| Retail | 267 |
| Manufacturing | 83 |
Tax & Cost of Living
| Property Tax (IRS) | $10,790 |
| 208% above US avg |
| Effective Tax Rate | 3.03% |
Commute & Transportation
| Commute Time | 23.5 min |
| Work from Home | 18.6% |
The median home value in Germantown is $356,300, 26% above the national average. Monthly rent averages $672 (42% below US avg). Zillow estimates the typical home value at $541,307.
Home Values
| Census Median | $356,300 |
| 26% above US avg |
| Zillow ZHVI | $541,307 |
| Median List Price | $2,995,000 |
Real Estate Market (Redfin)
| Median List Price | $2,995,000 |
| $/Sq Ft | $322 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 96.8% |
| Price Drops | 42.9% |
| Inventory | 7 |
Rental Costs
| Census Median Rent | $672 |
| 42% below US avg |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $10,790 |
| 208% above US avg |
| Effective Rate | 3.03% |
In Germantown, 29.0% of adults are obese (below the 32.1% national rate). 21.1% report depression. 19.5% are physically inactive.
Health Metrics: Germantown vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.0% |
| 10% below US avg |
| Diabetes | 7.5% |
| Heart Disease | 4.6% |
| High Blood Pressure | 26.8% |
| Asthma | 10.7% |
| COPD | 5.0% |
| Stroke | 2.4% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.9% |
| Physical Inactivity | 19.5% |
| Depression | 21.1% |
| Mental Distress | 15.9% |
| Physical Distress | 10.8% |
Healthcare Access
| Insurance Rate | 90.5% |
| |
| Checkup Rate | 77.9% |
| Premature Death | 7,810/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 163 |
Crime Rates: Germantown vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
Safety Score
Germantown has an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation is 44.1 inches. Air quality is rated Good with a median AQI of 36.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.1°F |
| 5% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
Precipitation & Snow
| Annual Rainfall | 44.1 inches |
| 16% above US avg |
| Snowfall | 31.0 inches/yr |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 150 ft (46 m) |
| Area | 3.7 sq mi (9.5 km²) |
| Population Density | 303/sq mi |
| Coordinates | 42.1359°N, 73.8880°W |
| County FIPS | 36021 |