Ruby, NY

New York

Ruby is a small town in New York with a population of 1,147. Residents earn $101,588 per year, which is 35% above the national average.

4.1 /5.0
A Great
1,147 Population 675/sq mi density
$101,588 Median Income $46,673 per capita
$280,600 Home Value
$1,125 Median Rent
46°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$101,588 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$280,600 home value, $1,125/mo rent
C
Education
2.2 / 5.0
15.4% bachelor's degree or higher
Median Income $101,588
35% higher than US avg
Home Value $280,600
0% lower than US avg
Bachelor's+ 15.4%
54% lower than US avg
Median Rent $1,125
3% lower than US avg
Obesity Rate 28.7%
11% lower than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 4.2%
66% lower than US avg

How Ruby Compares to the U.S. Average (100% = U.S. avg)

People

Population1,147
Median Age38.1 yrs
Density675/mi²
Male / Female66% / 34%
Largest GroupWhite 71%

Economy

A+
Median Income$101,588
Per Capita$46,673
Unemployment1.9%
Poverty4.2%
County GDP$3,657M
Commute17 min

Housing

A+
Home Value$280,600
Rent$1,125
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity28.7%
UninsuredN/A
Depression20.9%
Heart Disease4.7%

Climate

Avg Temp46°F
AQI36 (Good)
Rain67.7 in/yr
Elevation363 ft

Education

C
Bachelor's+15.4%
High School+97.1%
School Score5.39

Community

2024 VoteR 58% / D 42%
Commute17 min
EV Stations1
Libraries9

Is Ruby a Good Place to Live?

Based on current data, Ruby receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Ruby stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Ruby is $101,588, which is significantly higher than the national average — 35% above $75,149. This places Ruby among higher-income communities. The job market is very strong with unemployment at just 1.9%. Only 4.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Ruby is $280,600, roughly aligned with the national median of $281,900. Renters pay a median of $1,125 per month. At just 2.8x median income, home prices are very affordable relative to local earnings.

Education

15.4% of residents hold a bachelor's degree, below the national average of 33.7%. 97.1% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Ruby experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 68°F in July. Annual precipitation totals 67.7 inches, including 85.7 inches of snow. Air quality is rated Good with a median AQI of 36.

Ruby has a population of 1,147 with a density of 675 people per square mile. The median age is 38.1 years, 2% younger than the national median of 38.9. The city is predominantly White (71.1%), with 6.4% Black.

Population

1,147
Total Population
675
People / sq mi
38.1yrs
Median Age
2% below US avg
1.7mi²
Land Area

Gender Distribution

Male 66.1%
Female 33.9%

Race & Ethnicity

Ruby vs U.S. Average

Language Spoken at Home

English Only92.6%
18% above US avg
Spanish7.4%
45% below US avg

Social Characteristics

Ruby vs U.S. Average

The median household income in Ruby is $101,588, which is 35% above the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 4.2% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Ruby vs U.S.

Commute Mode

Income

Median HH Income$101,588
35% above US avg
Per Capita Income$46,673
Avg Weekly Wage$1,187
IRS Avg AGI$74,690

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate4.2%
66% below US avg
Establishments (County)1,372
County GDP$3,657M

Business (County)

Restaurants208
Healthcare75
Retail216
Manufacturing36

Tax & Cost of Living

Property Tax (IRS)$8,114
132% above US avg
Effective Tax Rate2.89%

Commute & Transportation

Commute Time16.7 min
Work from Home2.5%

Walkability

The median home value in Ruby is $280,600, 0% below the national average. Monthly rent averages $1,125 (3% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$280,600
0% below US avg
Median List Price$350,000

Real Estate Market (Redfin)

Median List Price$350,000
$/Sq Ft$321
Homes Sold2
Sale-to-List Ratio97.0%
Price Drops0.0%
Inventory2

Rental Costs

Census Median Rent$1,125
3% below US avg

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied74.4%

Property Tax

Avg Tax (IRS)$8,114
132% above US avg
Effective Rate2.89%
In Ruby, 28.7% of adults are obese (below the 32.1% national rate). 20.9% report depression. 20.5% are physically inactive.

Health Metrics: Ruby vs U.S. Average (%)

Chronic Conditions

Obesity28.7%
11% below US avg
Diabetes7.6%
Heart Disease4.7%
High Blood Pressure29.6%
Asthma10.5%
COPD5.0%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking18.3%
Physical Inactivity20.5%
Depression20.9%
Mental Distress16.7%
Physical Distress11.4%

Healthcare Access

Insurance Rate100.0%
Checkup Rate78.6%
Premature Death8,286/100K

Food & Exercise

Food Environment8.8/10
Exercise Access81.3%
Healthcare Facilities75

Crime Rates: Ruby vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)9

Safety Score

Ruby has an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 68°F in July. Annual precipitation is 67.7 inches. Air quality is rated Good with a median AQI of 36.

Temperature

22°F Jan (-5°C) 68°F Jul (20°C)
Annual Average45.5°F
16% below US avg
January Average22°F (-5°C)
July Average68°F (20°C)

Precipitation & Snow

Annual Rainfall67.7 inches
78% above US avg
Snowfall85.7 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation363 ft (111 m)
Area1.7 sq mi (4.4 km²)
Population Density675/sq mi
Coordinates42.0143°N, 74.0094°W
County FIPS36039
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 15.4% of residents hold a bachelor's degree or higher (54% below US avg). In the 2024 election, the county voted Republican by a 17-point margin.

2024 Presidential Election (County)

R 58.5%
D 41.5%

Winner: Republican by 17 points

Education

Bachelor's Degree+15.4%
54% below US avg
High School+97.1%
School Test Score5.39
C Education Grade (2.2/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density675/sq mi
Total Area1.7 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries9
Healthcare Facilities75
Restaurants208
Retail Stores216

Safety & Disasters

Fatal Crashes (County/yr)9

Commute & Transportation

Avg Commute16.7 min
Work from Home2.5%

Nearby Cities

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