Home Value
$67,500
76% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
9.7%
71% lower than US avg
Obesity Rate
34.3%
7% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
9.5%
23% lower than US avg
How Gerty Compares to the U.S. Average (100% = U.S. avg)
People
Population82
Median Age45.8 yrs
Density328/mi²
Male / Female55% / 45%
Largest GroupWhite 89%
Veterans74.0%
Economy
Per Capita$28,017
Unemployment1.3%
Poverty9.5%
County GDP$300M
Commute22 min
Housing
Home Value$67,500
Ownership93.1%
Zillow$178,783
Housing Units36
Rent Burden21.8%
Crime
C+
Violent0/100K
Property966/100K
Health
Obesity34.3%
Uninsured9.5%
Smoking15.9%
Depression24.5%
Heart Disease6.0%
Climate
Avg Temp62°F (16°C)
AQI45 (Good)
Sunny Days318/yr
Elevation836 ft (255 m)
Education
D
Bachelor's+9.7%
High School+87.5%
Graduate+2.8%
School Score5.16
Community
2024 VoteR 85% / D 14%
Commute22 min
Broadband29.0%
EV Stations5
Libraries1
Is Gerty a Good Place to Live?
Based on current data, Gerty receives an overall livability score of 2.1 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Gerty has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 1.3%. 9.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Gerty is $67,500, 76% below the national median / offering relatively affordable homeownership.
Safety & Crime
Gerty is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 966 per 100,000, 51% below the national average.
Education
9.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.5% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Gerty enjoys a moderate climate with an average annual temperature of 62°F. Winters average 40°F in January while summers reach 81°F in July. With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 45.
Gerty has a population of 82 with a density of 328 people per square mile, spread across 0.2 square miles. The median age is 45.8 years, 18% older than the national median of 38.9. The gender split is 45.1% female and 54.9% male. The city is predominantly White (89%), with 7.3% Hispanic. English is the primary language spoken at home by 91.1% of residents, while 8.9% speak Spanish. 74.0% of the population are veterans, above the national rate of 6.0%. 28.4% of residents have a disability (above the 13.0% national average). 90.1% have health insurance coverage.
Population
45.8yrs
Median Age
18% above US avg
Language Spoken at Home
English Only
91.1%
16% above US avg
Spanish
8.9%
34% below US avg
Per capita income is $28,017 (below the $39,052 national figure). The average weekly wage is $887, 38% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 9.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 131 business establishments, including 5 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 13.8% of workers work from home.
Income
| |
| Per Capita Income | $28,017 |
| Avg Weekly Wage | $887 |
| IRS Avg AGI | $51,512 |
| Gini Index | 0.473 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 9.5% |
| 23% below US avg |
| Establishments (County) | 131 |
| County GDP | $300M |
Business (County)
| Restaurants | 5 |
| Healthcare | 11 |
| Retail | 21 |
| Manufacturing | 5 |
Tax & Cost of Living
| Property Tax (IRS) | $1,800 |
| 49% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.67% |
Commute & Transportation
| Commute Time | 22.0 min |
| Drive Alone | 82.8% |
| Public Transit | 0.0% |
| Work from Home | 13.8% |
The median home value in Gerty is $67,500, 76% below the national median of $281,900. Zillow estimates the typical home value at $178,783, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 93.1% of housing units are owner-occupied (above the 65.4% national rate). There are 36 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $1,800 (lower than the $3,500 national average). 21.8% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $67,500 |
| 76% below US avg |
| Zillow ZHVI | $178,783 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 93.1% |
| Owner-Occupied | 93.1% |
| Renter-Occupied | 6.9% |
| Housing Units | 36 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $1,800 |
| 49% below US avg |
| Effective Rate | 2.67% |
In Gerty, 34.3% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 6.0% of residents. 31.6% have high blood pressure. 15.9% are current smokers. 14.4% report binge drinking. 27.3% are physically inactive. 24.5% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. 9.5% of residents lack health insurance. The primary care physician ratio is 1:5,276. The dentist ratio is 1:5,313. 46.0% of residents have access to exercise opportunities. The food environment index is 5.9 out of 10.
Health Metrics: Gerty vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.3% |
| 7% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 6.0% |
| High Blood Pressure | 31.6% |
| Asthma | 10.2% |
| COPD | 6.8% |
| Cancer | 6.6% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 15.9% |
| 14% above US avg |
| Binge Drinking | 14.4% |
| Physical Inactivity | 27.3% |
| Depression | 24.5% |
| Mental Distress | 17.4% |
| Physical Distress | 12.4% |
| Short Sleep | 32.6% |
Healthcare Access
| Insurance Rate | 90.1% |
| Uninsured | 9.5% |
| 10% above US avg |
| Primary Care | 1:5,276 |
| Dentists | 1:5,313 |
| Mental Health | 1:585 |
| Checkup Rate | 69.3% |
| Dental Visits | 51.6% |
| Premature Death | 15,140/100K |
Food & Exercise
| Food Environment | 5.9/10 |
| Exercise Access | 46.0% |
| Healthcare Facilities | 11 |
Gerty has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 966 per 100,000, 51% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Gerty receives a safety grade of C+.
Crime Rates: Gerty vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 965.7/100K |
| 51% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Gerty enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winters average 40°F in January while summers reach 81°F in July. The area gets 318 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 836 feet.
Temperature
40°F Jan (5°C)
81°F Jul (27°C)
| Annual Average | 61.5°F |
| 14% above US avg |
| January Average | 40°F (5°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | 836 ft (255 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 328/sq mi |
| Coordinates | 34.8357°N, 96.2889°W |
| Timezone | America/Chicago |
| County | Coal County County |
| Nearest Airport | Ada Regional (ADT)
22 miles away |
Precipitation & Snow
Wettest Month (May)
5.63"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 32.4 / 100 |
| Social Vulnerability | 97.7 / 100 |
| Community Resilience | 9.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1,984 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M2.8 on May 12, 2025.
| Feb 3, 2024 |
8 km NW of Prague, Oklahoma |
M5.1 |
89 km |
| Dec 7, 2013 |
8 km SW of Arcadia, Oklahoma |
M4.5 |
132 km |
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
24 km |
| Apr 16, 2013 |
Oklahoma |
M4.4 |
119 km |
| Aug 19, 2014 |
12 km SSW of Guthrie, Oklahoma |
M4.4 |
149 km |
| Jun 16, 2014 |
7 km NNE of Lake Aluma, Oklahoma |
M4.3 |
131 km |
| Jan 13, 2024 |
6 km W of Arcadia, Oklahoma |
M4.3 |
137 km |
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
120 km |
| Apr 16, 2013 |
3 km WSW of Wellston, Oklahoma |
M4.2 |
119 km |
| Aug 3, 2017 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
138 km |
| Jul 14, 2017 |
10 km WSW of Shamrock, Oklahoma |
M4.2 |
119 km |
| Jan 1, 2016 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
137 km |
| Apr 7, 2014 |
6 km NNW of Meridian, Oklahoma |
M4.2 |
148 km |
| Apr 7, 2016 |
1 km E of Luther, Oklahoma |
M4.2 |
122 km |
| Jun 18, 2014 |
7 km NE of Lake Aluma, Oklahoma |
M4.1 |
131 km |
| Feb 9, 2014 |
6 km SSW of Langston, Oklahoma |
M4.1 |
149 km |
| Apr 3, 2012 |
8 km SSW of Pittsburg, Oklahoma |
M4.1 |
44 km |
| Jan 13, 2024 |
6 km ENE of Edmond, Oklahoma |
M4.1 |
138 km |
| Feb 27, 2010 |
8 km SE of Sparks, Oklahoma |
M4.1 |
90 km |
| Sep 18, 2015 |
3 km WNW of Cushing, Oklahoma |
M4.1 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
744 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 79 fatalities, 933 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1960 |
EF5 |
77 km |
5 |
| May 11, 1992 |
EF4 |
32 km |
0 |
| May 17, 1981 |
EF4 |
64 km |
0 |
| Oct 5, 1970 |
EF4 |
80 km |
4 |
| Apr 27, 1966 |
EF4 |
61 km |
0 |
| May 5, 1960 |
EF4 |
90 km |
16 |
| May 4, 1960 |
EF4 |
48 km |
0 |
| May 9, 1959 |
EF4 |
36 km |
7 |
| Sep 14, 1957 |
EF4 |
89 km |
2 |
| Apr 2, 1957 |
EF4 |
99 km |
2 |
| Apr 28, 1950 |
EF4 |
29 km |
5 |
| Apr 27, 2024 |
EF3 |
23 km |
2 |
| Apr 27, 2024 |
EF3 |
76 km |
1 |
| Apr 19, 2023 |
EF3 |
87 km |
0 |
| Apr 30, 2019 |
EF3 |
96 km |
2 |
| May 9, 2016 |
EF3 |
84 km |
0 |
| May 9, 2016 |
EF3 |
59 km |
1 |
| May 25, 2015 |
EF3 |
95 km |
1 |
| Apr 14, 2011 |
EF3 |
61 km |
2 |
| May 10, 2010 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: ARBUCKLE (29,823 ac, 1991).
| Year |
Name |
Acres |
Distance |
| 1991 |
ARBUCKLE |
29,823 |
93 km |
| 2004 |
UNNAMED |
27,091 |
38 km |
| 2011 |
HOG TRAP |
22,895 |
34 km |
| 2009 |
BURNT TRUST |
22,578 |
48 km |
| 2011 |
UNNAMED |
17,973 |
52 km |
| 1991 |
UNNAMED |
16,700 |
40 km |
| 2005 |
CABINESS |
14,646 |
30 km |
| 2004 |
UNNAMED |
14,138 |
69 km |
| 2009 |
40 ACRE TURNAROUND |
13,985 |
72 km |
| 2016 |
PHAROAH |
13,579 |
80 km |
| 2004 |
UNNAMED |
12,163 |
50 km |
| 2011 |
UNNAMED |
11,348 |
32 km |
| 2005 |
UNNAMED |
10,935 |
57 km |
| 2011 |
UNNAMED |
10,444 |
90 km |
| 2000 |
UNNAMED |
9,943 |
94 km |
| 2005 |
WEWOKA CREEK |
9,921 |
35 km |
| 1996 |
UNNAMED |
9,481 |
42 km |
| 2011 |
TI VALLEY |
9,205 |
70 km |
| 1996 |
UNNAMED |
9,165 |
50 km |
| 2007 |
EASY TO HANDLE |
9,120 |
57 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (5°C) |
1.7 in |
Coldest, Driest |
| February |
43°F (6°C) |
2.2 in |
|
| March |
52°F (11°C) |
3.7 in |
|
| April |
61°F (16°C) |
4.3 in |
|
| May |
69°F (20°C) |
5.6 in |
Wettest |
| June |
76°F (25°C) |
4.3 in |
|
| July |
81°F (27°C) |
2.6 in |
Warmest |
| August |
81°F (27°C) |
2.8 in |
|
| September |
74°F (23°C) |
4.7 in |
|
| October |
63°F (17°C) |
4.3 in |
|
| November |
51°F (11°C) |
3.3 in |
|
| December |
42°F (6°C) |
2.4 in |
|
Gerty has a seasonal temperature swing of 41°F / from 40°F in January to 81°F in July. Total annual precipitation is 41.8 inches, with May being the wettest month (5.6") and January the driest (1.7").
Average costs for common services in Gerty. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $844 |
| Toddler | $730 |
| Preschool | $730 |
| Family Childcare (monthly) |
| Infant | $613 |
| Toddler | $564 |
| Preschool | $564 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Gerty
What is the population of Gerty?
Gerty has a population of 82 residents and is located in Oklahoma. The population density is 328 people per square mile, spread across 0.2 square miles. The median age of residents is 45.8 years, which is older than the national median of 38.9 years. The population is 45.1% female and 54.9% male.
Is Gerty expensive to live in?
Gerty is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median home value is $67,500 (76% below the U.S. median).
Is Gerty safe?
Gerty is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 966 per 100,000 (below the national average). Overall, Gerty receives a safety grade of C+ based on combined crime data.
What is the weather like in Gerty?
Gerty enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winter temperatures average 40°F in January, while summers reach an average of 81°F in July. The area receives 318 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Gerty?
The job market in Gerty is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $887. There are 131 business establishments in the area, including 5 restaurants and food service locations. The average commute time is 22 minutes, and 13.8% of workers work from home.
How much does housing cost in Gerty?
The median home value in Gerty is $67,500. Zillow estimates the typical home value at $178,783. The homeownership rate is 93.1%. The average annual property tax is $1,800.
How are the schools in Gerty?
Schools in Gerty score 5.2 out of 10 on standardized testing, near the national average. 9.7% of adults in Gerty hold a bachelor's degree or higher, below the national average of 33.7%. 87.5% have completed high school. 2.8% hold a graduate or professional degree.
How healthy is Gerty?
The obesity rate in Gerty is 34.3% (above the national rate of 32.1%). 15.9% of adults are smokers. 27.3% are physically inactive. 24.5% of residents report depression. 9.5% lack health insurance. 46.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,276.
What is transportation like in Gerty?
The average commute in Gerty is 22 minutes, shorter than the national average of 28 minutes. 82.8% of workers drive alone to work, and 13.8% work from home.
What are the demographics of Gerty?
The racial and ethnic makeup of Gerty is 89% White, 7.3% Hispanic or Latino. 91.1% of residents speak only English at home, while 8.9% speak Spanish. 74.0% of the population are military veterans. 28.4% of residents have a disability. 90.1% have health insurance coverage.
All Countries
