Median Income
$96,974
29% higher than US avg
Home Value
$81,900
71% lower than US avg
Violent Crime
289/100K
24% lower than US avg
Bachelor's+
15.9%
53% lower than US avg
Median Rent
$650
44% lower than US avg
Obesity Rate
41.6%
30% higher than US avg
Unemployment
5.7%
58% higher than US avg
Poverty Rate
5.4%
56% lower than US avg
How Gilman Compares to the U.S. Average (100% = U.S. avg)
People
Population613
Median Age41.7 yrs
Density1,135/mi²
Male / Female42% / 58%
Largest GroupWhite 97%
Veterans10.1%
Economy
A
Median Income$96,974
Per Capita$39,444
Unemployment5.7%
Poverty5.4%
County GDP$1,654M
Commute29 min
Housing
A+
Home Value$81,900
Rent$650
Ownership83.3%
Zillow$262,132
Housing Units297
Rent Burden30.0%
Crime
F
Violent289/100K
Property2,575/100K
Health
Obesity41.6%
Uninsured5.8%
Smoking13.9%
Depression21.9%
Heart Disease4.9%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain38.2 in/yr
Sunny Days275/yr
Elevation1,030 ft (314 m)
Education
C
Bachelor's+15.9%
High School+95.4%
Graduate+1.8%
School Score6.42
Community
2024 VoteR 58% / D 41%
Commute29 min
Broadband94.6%
EV Stations1
Libraries3
Is Gilman a Good Place to Live?
Based on current data, Gilman receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, high obesity rates. Gilman offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Gilman is $96,974, 29% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 5.7% is somewhat elevated compared to the national rate of 3.6%. Only 5.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Gilman is $81,900, 71% below the national median / offering relatively affordable homeownership. Renters pay a median of $650 per month, below the national average / a plus for affordability. At just 0.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Gilman is below the national average at 289 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,575 per 100,000, 31% above the national average.
Education
15.9% of residents hold a bachelor's degree, below the national average of 33.7%. 95.4% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Gilman experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.2 inches, including 31.0 inches of snow. Air quality is rated Good with a median AQI of 43.
Gilman has a population of 613 with a density of 1,135 people per square mile, spread across 0.5 square miles. The median age is 41.7 years, 7% older than the national median of 38.9. The gender split is 58.4% female and 41.6% male. The city is predominantly White (96.7%). English is the primary language spoken at home by 99.1% of residents. 10.1% of the population are veterans, above the national rate of 6.0%. 6.6% of residents have a disability (below the 13.0% national average). 98.1% have health insurance coverage.
Population
41.7yrs
Median Age
7% above US avg
Language Spoken at Home
English Only
99.1%
26% above US avg
Spanish
0.9%
93% below US avg
The median household income in Gilman is $96,974, which is 29% above the national average of $75,149. Per capita income is $39,444. The average weekly wage is $1,108, 23% lower than the U.S. average. The unemployment rate is 5.7% (above the 3.6% US average). 5.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 699 business establishments, including 47 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 2.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $96,974 |
| 29% above US avg |
| Per Capita Income | $39,444 |
| Avg Weekly Wage | $1,108 |
| IRS Avg AGI | $77,315 |
| Gini Index | 0.480 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.7% |
| 58% above US avg |
| Poverty Rate | 5.4% |
| 56% below US avg |
| Establishments (County) | 699 |
| County GDP | $1,654M |
Business (County)
| Restaurants | 47 |
| Healthcare | 62 |
| Retail | 80 |
| Manufacturing | 30 |
Tax & Cost of Living
| Property Tax (IRS) | $4,683 |
| 34% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 5.72% |
Commute & Transportation
| Commute Time | 29.3 min |
| Drive Alone | 74.0% |
| Public Transit | 0.0% |
| Work from Home | 2.5% |
The median home value in Gilman is $81,900, 71% below the national median of $281,900. Zillow estimates the typical home value at $262,132, higher than the Census estimate. Monthly rent averages $650 (44% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 83.3% of housing units are owner-occupied (above the 65.4% national rate). There are 297 total housing units in the city. The median year a home was built is 1953. The average annual property tax is $4,683 (higher than the $3,500 national average). 30.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.8x, well within the affordable range.
Home Values
| Census Median | $81,900 |
| 71% below US avg |
| Zillow ZHVI | $262,132 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $650 |
| 44% below US avg |
| Rent Burden | 30.0% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 83.3% |
| Owner-Occupied | 83.3% |
| Renter-Occupied | 16.7% |
| Housing Units | 297 |
| Median Year Built | 1953 |
Property Tax
| Avg Tax (IRS) | $4,683 |
| 34% above US avg |
| Effective Rate | 5.72% |
In Gilman, 41.6% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 28.4% have high blood pressure. 13.9% are current smokers. 24.1% report binge drinking. 21.2% are physically inactive. 21.9% report depression. 16.9% experience frequent mental distress. 5.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,162. The dentist ratio is 1:1,679. 70.8% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Gilman vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.6% |
| 30% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 28.4% |
| Asthma | 9.9% |
| COPD | 5.3% |
| Cancer | 7.5% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.9% |
| 1% below US avg |
| Binge Drinking | 24.1% |
| Physical Inactivity | 21.2% |
| Depression | 21.9% |
| Mental Distress | 16.9% |
| Physical Distress | 11.3% |
| Short Sleep | 33.4% |
Healthcare Access
| Insurance Rate | 98.1% |
| Uninsured | 5.8% |
| 33% below US avg |
| Primary Care | 1:1,162 |
| Dentists | 1:1,679 |
| Mental Health | 1:595 |
| Checkup Rate | 77.1% |
| Dental Visits | 68.9% |
| Premature Death | 6,568/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 70.8% |
| Healthcare Facilities | 62 |
Gilman has a violent crime rate of 289 per 100,000 residents, 24% below the national average of 380. Property crime stands at 2,575 per 100,000, 31% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Gilman receives a safety grade of F.
Crime Rates: Gilman vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 288.6/100K |
| 24% below US avg |
| |
Property Crime
| Total Property | 2,575.2/100K |
| 31% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Gilman experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.2 inches. The area receives 31.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,030 feet.
Temperature
19°F Jan (-7°C)
73°F Jul (23°C)
| Annual Average | 47.5°F |
| 12% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,030 ft (314 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 1,135/sq mi |
| Coordinates | 41.8789°N, 92.7881°W |
| Timezone | America/Chicago |
| County | Poweshiek County County |
| Nearest Airport | Waterloo Regional (ALO)
51 miles away |
Precipitation & Snow
Annual Rainfall
38.2"
0% below US avg
Wettest Month (Jun)
4.72"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.3 / 100 |
| Social Vulnerability | 21.4 / 100 |
| Community Resilience | 84.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
696 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 24 fatalities, 453 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
75 km |
9 |
| Jun 13, 1976 |
EF5 |
90 km |
0 |
| Mar 31, 2023 |
EF4 |
89 km |
0 |
| May 30, 1989 |
EF4 |
55 km |
0 |
| May 24, 1989 |
EF4 |
94 km |
0 |
| Sep 28, 1986 |
EF4 |
69 km |
0 |
| Aug 12, 1974 |
EF4 |
52 km |
0 |
| Jun 18, 1974 |
EF4 |
71 km |
2 |
| Aug 26, 1965 |
EF4 |
67 km |
1 |
| Apr 30, 1954 |
EF4 |
89 km |
0 |
| Mar 31, 2023 |
EF3 |
99 km |
0 |
| Aug 20, 2019 |
EF3 |
92 km |
0 |
| Jul 19, 2018 |
EF3 |
30 km |
0 |
| Jul 19, 2018 |
EF3 |
48 km |
0 |
| Jun 22, 2015 |
EF3 |
84 km |
0 |
| May 21, 2004 |
EF3 |
82 km |
0 |
| May 11, 2000 |
EF3 |
77 km |
1 |
| Mar 22, 1991 |
EF3 |
70 km |
0 |
| Jun 28, 1990 |
EF3 |
89 km |
0 |
| Mar 13, 1990 |
EF3 |
51 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
53 km |
| 2009 |
UNNAMED |
939 |
44 km |
| 2010 |
FOLEY |
786 |
47 km |
| 2011 |
ACE AUTO |
676 |
57 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
38 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.0 in |
Coldest, Driest |
| February |
24°F (-5°C) |
1.1 in |
|
| March |
36°F (2°C) |
2.3 in |
|
| April |
49°F (9°C) |
3.4 in |
|
| May |
61°F (16°C) |
4.2 in |
|
| June |
70°F (21°C) |
4.7 in |
Wettest |
| July |
73°F (23°C) |
4.2 in |
Warmest |
| August |
71°F (22°C) |
4.4 in |
|
| September |
63°F (17°C) |
3.8 in |
|
| October |
51°F (11°C) |
2.7 in |
|
| November |
36°F (2°C) |
2.0 in |
|
| December |
23°F (-5°C) |
1.3 in |
|
Gilman has a seasonal temperature swing of 53°F / from 19°F in January to 73°F in July. Total annual precipitation is 35.0 inches, with June being the wettest month (4.7") and January the driest (1.0").
Average costs for common services in Gilman. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $699 |
| Toddler | $602 |
| Preschool | $602 |
| Family Childcare (monthly) |
| Infant | $472 |
| Toddler | $464 |
| Preschool | $464 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Gilman
What is the population of Gilman?
Gilman has a population of 613 residents and is located in Iowa. The population density is 1,135 people per square mile, spread across 0.5 square miles. The median age of residents is 41.7 years, which is older than the national median of 38.9 years. The population is 58.4% female and 41.6% male.
Is Gilman expensive to live in?
Gilman is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $96,974, 29% above the national average of $75,149. The median home value is $81,900 (71% below the U.S. median). Renters pay a median of $650 per month, below the national average of $1,163. The home price-to-income ratio is 0.8x, indicating housing is reasonably affordable relative to local income levels.
Is Gilman safe?
Gilman is safer than the national average, with a violent crime rate of 289 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,575 per 100,000 (above the national average). Overall, Gilman receives a safety grade of F based on combined crime data.
What is the weather like in Gilman?
Gilman has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.2 inches, with 31.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Gilman?
The unemployment rate in Gilman is 5.7%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,108. There are 699 business establishments in the area, including 47 restaurants and food service locations. The average commute time is 29 minutes, and 2.5% of workers work from home.
How much does housing cost in Gilman?
The median home value in Gilman is $81,900. Zillow estimates the typical home value at $262,132. For renters, the median monthly rent is $650. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 83.3%. The average annual property tax is $4,683.
How are the schools in Gilman?
Schools in Gilman score 6.4 out of 10 on standardized testing, near the national average. 15.9% of adults in Gilman hold a bachelor's degree or higher, below the national average of 33.7%. 95.4% have completed high school. 1.8% hold a graduate or professional degree.
How healthy is Gilman?
The obesity rate in Gilman is 41.6% (above the national rate of 32.1%). 13.9% of adults are smokers. 21.2% are physically inactive. 21.9% of residents report depression. 5.8% lack health insurance (below the national rate). 70.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,162.
What is transportation like in Gilman?
The average commute in Gilman is 29 minutes. 74% of workers drive alone to work, and 2.5% work from home.
What are the demographics of Gilman?
The racial and ethnic makeup of Gilman is 96.7% White. 99.1% of residents speak only English at home. 10.1% of the population are military veterans. 6.6% of residents have a disability. 98.1% have health insurance coverage.
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