Illinois · Metropolitan Area
Girard is a small town in Illinois with a population of 1,740. Residents earn $40,250 per year, which is 46% below the national average.
Based on current data, Girard receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Girard offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Girard is $40,250, 46% below the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. The poverty rate of 31.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
The median home value in Girard is $96,300, 66% below the national median — offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
8.3% of residents hold a bachelor's degree, below the national average of 33.7%. 85.2% have completed high school. Area schools have an average test score of 5.3/10.
Girard experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 76°F in July. Annual precipitation totals 40.0 inches, including 16.5 inches of snow. Air quality is rated Good with a median AQI of 43.
| English Only | 99.0% |
| 26% above US avg | |
| Spanish | 1.0% |
| 93% below US avg |
| Median HH Income | $40,250 |
| 46% below US avg | |
| Per Capita Income | $23,450 |
| Avg Weekly Wage | $898 |
| IRS Avg AGI | $67,326 |
| Unemployment | 4.5% |
| 25% above US avg | |
| Poverty Rate | 31.6% |
| 155% above US avg | |
| Establishments (County) | 887 |
| County GDP | $1,525M |
| Restaurants | 88 |
| Healthcare | 78 |
| Retail | 116 |
| Manufacturing | 33 |
| Property Tax (IRS) | $3,826 |
| 9% above US avg | |
| Effective Tax Rate | 3.97% |
| Commute Time | 26.7 min |
| Work from Home | 10.6% |
| Census Median | $96,300 |
| 66% below US avg | |
| Zillow ZHVI | $152,828 |
| $/Sq Ft | $100 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 97.1% |
| Price Drops | 100.0% |
| Inventory | 3 |
| Census Median Rent | $775 |
| 33% below US avg |
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
| Owner-Occupied | 49.0% |
| Avg Tax (IRS) | $3,826 |
| 9% above US avg | |
| Effective Rate | 3.97% |
| Obesity | 39.2% |
| 22% above US avg | |
| Diabetes | 11.3% |
| Heart Disease | 6.5% |
| High Blood Pressure | 33.9% |
| Asthma | 11.4% |
| COPD | 8.9% |
| Stroke | 3.6% |
| Binge Drinking | 19.2% |
| Physical Inactivity | 26.5% |
| Depression | 25.8% |
| Mental Distress | 20.9% |
| Physical Distress | 15.1% |
| Insurance Rate | 96.6% |
| Checkup Rate | 75.1% |
| Premature Death | 9,298/100K |
| Food Environment | 8.1/10 |
| Exercise Access | 78.1% |
| Healthcare Facilities | 78 |
| Fatal Crashes (County/yr) | 6 |
| Annual Average | 53.4°F |
| 1% below US avg | |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
| Annual Rainfall | 40.0 inches |
| 5% above US avg | |
| Snowfall | 16.5 inches/yr |
| AQI Median | 43.0 |
| Rating | Good |
| Elevation | 671 ft (205 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 1,871/sq mi |
| Coordinates | 39.4466°N, 89.7820°W |
| County FIPS | 17117 |
Winner: Republican by 39.2 points
| Bachelor's Degree+ | 8.3% |
| 75% below US avg | |
| High School+ | 85.2% |
| School Test Score | 5.34 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 1,871/sq mi |
| Total Area | 0.9 sq mi |
| Public Libraries | 9 |
| Healthcare Facilities | 78 |
| Restaurants | 88 |
| Retail Stores | 116 |
| Fatal Crashes (County/yr) | 6 |
| Avg Commute | 26.7 min |
| Work from Home | 10.6% |