Median Income
$64,063
15% lower than US avg
Home Value
$96,600
66% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
20.4%
39% lower than US avg
Median Rent
$833
28% lower than US avg
Obesity Rate
37.7%
17% higher than US avg
Unemployment
1.8%
50% lower than US avg
Poverty Rate
16.9%
36% higher than US avg
How Raymond Compares to the U.S. Average (100% = U.S. avg)
People
Population1,065
Median Age35.9 yrs
Density845/mi²
Male / Female54% / 46%
Largest GroupWhite 92%
Veterans7.3%
Economy
B+
Median Income$64,063
Per Capita$31,601
Unemployment1.8%
Poverty16.9%
County GDP$2,021M
Commute25 min
Housing
A+
Home Value$96,600
Rent$833
Ownership75.3%
Zillow$167,384
Housing Units410
Rent Burden28.1%
Crime
Violent0/100K
Property0/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity37.7%
Uninsured7.5%
Smoking15.0%
Depression24.6%
Heart Disease5.3%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain40.0 in/yr
Sunny Days293/yr
Elevation644 ft (196 m)
Education
C+
Bachelor's+20.4%
High School+96.7%
Graduate+6.4%
School Score5.28
Community
2024 VoteR 71% / D 27%
Commute25 min
Broadband86.7%
EV Stations2
Libraries6
Is Raymond a Good Place to Live?
Based on current data, Raymond receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate. Raymond offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Raymond is $64,063, 15% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. The poverty rate of 16.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Raymond is $96,600, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $833 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Raymond is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
20.4% of residents hold a bachelor's degree, below the national average of 33.7%. 96.7% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Raymond experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.0 inches, including 16.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Raymond has a population of 1,065 with a density of 845 people per square mile, spread across 0.5 square miles. The median age is 35.9 years, 8% younger than the national median of 38.9. The gender split is 46% female and 54% male. The city is predominantly White (91.6%), with 3.8% Hispanic, 3.4% Black. English is the primary language spoken at home by 97.7% of residents. 7.3% of the population are veterans, above the national rate of 6.0%. 15.3% of residents have a disability. 96.7% have health insurance coverage.
Population
35.9yrs
Median Age
8% below US avg
Language Spoken at Home
English Only
97.7%
24% above US avg
Spanish
2.3%
83% below US avg
The median household income in Raymond is $64,063, which is 15% below the national average of $75,149. Per capita income is $31,601 (below the $39,052 national figure). The average weekly wage is $1,603, 12% higher than the U.S. average. The unemployment rate is 1.8% (below the 3.6% US average). 16.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 697 business establishments, including 77 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 10.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $64,063 |
| 15% below US avg |
| Per Capita Income | $31,601 |
| Avg Weekly Wage | $1,603 |
| IRS Avg AGI | $66,701 |
| Gini Index | 0.447 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.8% |
| 50% below US avg |
| Poverty Rate | 16.9% |
| 36% above US avg |
| Establishments (County) | 697 |
| County GDP | $2,021M |
Business (County)
| Restaurants | 77 |
| Healthcare | 66 |
| Retail | 112 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $4,300 |
| 23% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.45% |
Commute & Transportation
| Commute Time | 25.0 min |
| Drive Alone | 82.5% |
| Public Transit | 0.0% |
| Work from Home | 10.0% |
The median home value in Raymond is $96,600, 66% below the national median of $281,900. Zillow estimates the typical home value at $167,384, higher than the Census estimate. Monthly rent averages $833 (28% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 75.3% of housing units are owner-occupied (above the 65.4% national rate). There are 410 total housing units in the city. The median year a home was built is 1965. The average annual property tax is $4,300 (higher than the $3,500 national average). 28.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $96,600 |
| 66% below US avg |
| Zillow ZHVI | $167,384 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $833 |
| 28% below US avg |
| Rent Burden | 28.1% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 75.3% |
| Owner-Occupied | 75.3% |
| Renter-Occupied | 24.7% |
| Housing Units | 410 |
| Median Year Built | 1965 |
Property Tax
| Avg Tax (IRS) | $4,300 |
| 23% above US avg |
| Effective Rate | 4.45% |
In Raymond, 37.7% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 5.3% of residents. 30.1% have high blood pressure. 15.0% are current smokers. 21.3% report binge drinking. 21.6% are physically inactive. 24.6% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:2,553. The dentist ratio is 1:1,557. 38.3% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Raymond vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.7% |
| 17% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.1% |
| Asthma | 10.7% |
| COPD | 6.7% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.0% |
| 7% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 21.6% |
| Depression | 24.6% |
| Mental Distress | 18.9% |
| Physical Distress | 12.7% |
| Short Sleep | 35.5% |
Healthcare Access
| Insurance Rate | 96.7% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:2,553 |
| Dentists | 1:1,557 |
| Mental Health | 1:1,203 |
| Checkup Rate | 75.4% |
| Dental Visits | 63.9% |
| Premature Death | 11,025/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 38.3% |
| Healthcare Facilities | 66 |
Raymond has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 0 per 100,000, 100% below the U.S. average. This includes larceny/theft at 0, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 7 fatal traffic crashes.
Crime Rates: Raymond vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
| Burglary | 0.0/100K |
| Theft | 0.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Traffic Accidents | 32 |
| Avg Accident Severity | 2.9 / 4.0 |
Safety Score
Raymond experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.0 inches. The area receives 16.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 644 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.4°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 644 ft (196 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 845/sq mi |
| Coordinates | 39.3198°N, 89.5745°W |
| Timezone | America/Chicago |
| County | Montgomery County County |
| Nearest Airport | St Louis Regional (ALN) 39 miles away |
Precipitation & Snow
Annual Rainfall
40.0"
5% above US avg
Wettest Month (May)
4.29"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.4 / 100 |
| Social Vulnerability | 55.4 / 100 |
| Community Resilience | 76.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M3.3 on May 13, 2025.
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
142 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
63 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
107 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
120 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
57 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
133 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
60 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
125 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
76 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
116 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
119 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
83 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
115 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
118 km |
| Sep 14, 2011 |
8 km NW of Mount Erie, Illinois |
M2.7 |
138 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
127 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
111 km |
| Mar 5, 2024 |
6 km ENE of Pinckneyville, Illinois |
M2.5 |
138 km |
| May 17, 2022 |
6 km NNW of Mount Vernon, Illinois |
M2.5 |
119 km |
| Jan 15, 1998 |
1 km SSE of Fenton, Missouri |
M2.5 |
117 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
662 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 33 fatalities, 601 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1981 |
EF4 |
82 km |
0 |
| Mar 20, 1976 |
EF4 |
85 km |
0 |
| Jun 14, 1957 |
EF4 |
49 km |
2 |
| Dec 10, 2021 |
EF3 |
75 km |
6 |
| Dec 1, 2018 |
EF3 |
19 km |
0 |
| May 31, 2013 |
EF3 |
76 km |
0 |
| Apr 19, 2011 |
EF3 |
26 km |
0 |
| Dec 31, 2010 |
EF3 |
78 km |
0 |
| Aug 19, 2009 |
EF3 |
71 km |
0 |
| Jun 1, 1999 |
EF3 |
8 km |
1 |
| Apr 19, 1996 |
EF3 |
65 km |
0 |
| May 9, 1995 |
EF3 |
64 km |
0 |
| Nov 15, 1988 |
EF3 |
86 km |
0 |
| May 1, 1983 |
EF3 |
91 km |
0 |
| May 1, 1983 |
EF3 |
60 km |
0 |
| Dec 2, 1982 |
EF3 |
90 km |
2 |
| Apr 7, 1980 |
EF3 |
89 km |
0 |
| Jul 26, 1978 |
EF3 |
56 km |
0 |
| Aug 21, 1977 |
EF3 |
80 km |
6 |
| Aug 6, 1977 |
EF3 |
37 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
1.9 in |
Coldest, Driest |
| February |
31°F (-0°C) |
2.0 in |
|
| March |
42°F (6°C) |
3.5 in |
|
| April |
54°F (12°C) |
4.0 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
73°F (23°C) |
4.0 in |
|
| July |
76°F (25°C) |
3.6 in |
Warmest |
| August |
75°F (24°C) |
3.3 in |
|
| September |
68°F (20°C) |
3.2 in |
|
| October |
56°F (13°C) |
2.8 in |
|
| November |
43°F (6°C) |
3.5 in |
|
| December |
32°F (0°C) |
2.9 in |
|
Raymond has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 38.9 inches, with May being the wettest month (4.3") and January the driest (1.9").
Average costs for common services in Raymond. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $826 |
| Toddler | $801 |
| Preschool | $686 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $686 |
| Preschool | $686 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Raymond
What is the population of Raymond?
Raymond has a population of 1,065 residents and is located in Illinois. The population density is 845 people per square mile, spread across 0.5 square miles. The median age of residents is 35.9 years, which is younger than the national median of 38.9 years. The population is 46% female and 54% male.
Is Raymond expensive to live in?
Raymond has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $64,063, 15% below the national average of $75,149. The median home value is $96,600 (66% below the U.S. median). Renters pay a median of $833 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Raymond safe?
Raymond is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Raymond?
Raymond has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 40.0 inches, with 16.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Raymond?
The job market in Raymond is very strong, with unemployment at just 1.8% / well below the national rate of 3.6%. The average weekly wage is $1,603. There are 697 business establishments in the area, including 77 restaurants and food service locations. The average commute time is 25 minutes, and 10.0% of workers work from home.
How much does housing cost in Raymond?
The median home value in Raymond is $96,600. Zillow estimates the typical home value at $167,384. For renters, the median monthly rent is $833. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 75.3%. The average annual property tax is $4,300.
How are the schools in Raymond?
Schools in Raymond score 5.3 out of 10 on standardized testing, near the national average. 20.4% of adults in Raymond hold a bachelor's degree or higher, below the national average of 33.7%. 96.7% have completed high school. 6.4% hold a graduate or professional degree.
How healthy is Raymond?
The obesity rate in Raymond is 37.7% (above the national rate of 32.1%). 15.0% of adults are smokers. 21.6% are physically inactive. 24.6% of residents report depression. 7.5% lack health insurance. 38.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,553.
What is transportation like in Raymond?
The average commute in Raymond is 25 minutes. 82.5% of workers drive alone to work, and 10.0% work from home.
What are the demographics of Raymond?
The racial and ethnic makeup of Raymond is 91.6% White, 3.4% Black or African American, 3.8% Hispanic or Latino. 97.7% of residents speak only English at home. 7.3% of the population are military veterans. 15.3% of residents have a disability. 96.7% have health insurance coverage.