Median Income
$72,481
4% lower than US avg
Home Value
$168,100
40% lower than US avg
Violent Crime
164/100K
57% lower than US avg
Bachelor's+
30.9%
8% lower than US avg
Median Rent
$640
45% lower than US avg
Obesity Rate
37.1%
16% higher than US avg
Unemployment
5.5%
53% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Girard Compares to the U.S. Average (100% = U.S. avg)
People
Population2,979
Median Age48.4 yrs
Density1,273/mi²
Male / Female50% / 50%
Largest GroupWhite 95%
Veterans12.9%
Economy
B+
Median Income$72,481
Per Capita$43,461
Unemployment5.5%
Poverty0.0%
County GDP$15,024M
Commute19 min
Housing
A+
Home Value$168,100
Rent$640
Ownership61.4%
Zillow$199,868
Housing Units1,462
Rent Burden22.3%
Crime
F
Violent164/100K
Property1,015/100K
Murder0.0/100K
Assault164/100K
Burglary131/100K
Health
Obesity37.1%
Smoking27.6%
Heart Disease7.4%
Climate
Avg Temp51°F (10°C)
AQI40 (Good)
Rain43.0 in/yr
Sunny Days246/yr
Elevation766 ft (233 m)
Education
B
Bachelor's+30.9%
High School+95.8%
Graduate+5.3%
School Score5.72
Community
2024 VoteR 50% / D 49%
Commute19 min
Broadband87.3%
EV Stations2
Libraries12
Is Girard a Good Place to Live?
Based on current data, Girard receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Girard offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Girard is $72,481, roughly in line with the national average of $75,149. The unemployment rate of 5.5% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Girard is $168,100, 40% below the national median / offering relatively affordable homeownership. Renters pay a median of $640 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Girard is below the national average at 164 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,015 per 100,000, 48% below the national average.
Education
30.9% of residents hold a bachelor's degree, below the national average of 33.7%. 95.8% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Girard experiences four distinct seasons with an average temperature of 51°F. Winters average 28°F in January while summers reach 73°F in July. The area gets 246 sunny days per year. Annual precipitation totals 43.0 inches, including 104.3 inches of snow. Air quality is rated Good with a median AQI of 40.
Girard has a population of 2,979 with a density of 1,273 people per square mile, spread across 0.9 square miles. The median age is 48.4 years, 24% older than the national median of 38.9. The gender split is 49.7% female and 50.3% male. The city is predominantly White (94.8%). English is the primary language spoken at home by 97.1% of residents. 12.9% of the population are veterans, above the national rate of 6.0%. 16.9% of residents have a disability (above the 13.0% national average). 95.3% have health insurance coverage.
Population
48.4yrs
Median Age
24% above US avg
Language Spoken at Home
English Only
97.1%
24% above US avg
Spanish
2.9%
78% below US avg
The median household income in Girard is $72,481, which is 4% below the national average of $75,149. Per capita income is $43,461 (above the $39,052 national figure). The average weekly wage is $1,029, 28% lower than the U.S. average. The unemployment rate is 5.5% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 6,731 business establishments, including 629 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 3.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $72,481 |
| 4% below US avg |
| Per Capita Income | $43,461 |
| Avg Weekly Wage | $1,029 |
| IRS Avg AGI | $66,216 |
| Gini Index | 0.457 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.5% |
| 53% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 6,731 |
| County GDP | $15,024M |
Business (County)
| Restaurants | 629 |
| Healthcare | 888 |
| Retail | 891 |
| Manufacturing | 465 |
Tax & Cost of Living
| Property Tax (IRS) | $6,888 |
| 97% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 4.10% |
Commute & Transportation
| Commute Time | 19.0 min |
| Drive Alone | 86.0% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |
The median home value in Girard is $168,100, 40% below the national median of $281,900. Zillow estimates the typical home value at $199,868, higher than the Census estimate. Monthly rent averages $640 (45% below the national average of $1,163). Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 61.4% of housing units are owner-occupied. There are 1,462 total housing units in the city. The median year a home was built is 1952. The average annual property tax is $6,888 (higher than the $3,500 national average). 22.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $168,100 |
| 40% below US avg |
| Zillow ZHVI | $199,868 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $640 |
| 45% below US avg |
| Rent Burden | 22.3% |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 61.4% |
| Owner-Occupied | 61.4% |
| Renter-Occupied | 38.6% |
| Housing Units | 1,462 |
| Median Year Built | 1952 |
Property Tax
| Avg Tax (IRS) | $6,888 |
| 97% above US avg |
| Effective Rate | 4.10% |
In Girard, 37.1% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 7.4% of residents, above the national average. 31.5% have high blood pressure. 27.6% are current smokers (above the 14.0% national rate). 20.0% report binge drinking. 30.8% are physically inactive, above the national average. 17.7% experience frequent mental distress. The primary care physician ratio is 1:1,234. The dentist ratio is 1:1,431. 85.1% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Girard vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.1% |
| 16% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 7.4% |
| High Blood Pressure | 31.5% |
| Asthma | 11.0% |
| COPD | 8.8% |
| Cancer | 6.4% |
| Kidney Disease | 3.4% |
| Stroke | 3.9% |
Behaviors & Mental Health
| Smoking | 27.6% |
| 97% above US avg |
| Binge Drinking | 20.0% |
| Physical Inactivity | 30.8% |
| Mental Distress | 17.7% |
| Physical Distress | 16.1% |
| Short Sleep | 42.8% |
Healthcare Access
| Insurance Rate | 95.3% |
| |
| Primary Care | 1:1,234 |
| Dentists | 1:1,431 |
| Mental Health | 1:354 |
| Checkup Rate | 72.8% |
| Dental Visits | 58.6% |
| Premature Death | 9,059/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 85.1% |
| Healthcare Facilities | 888 |
Girard has a violent crime rate of 164 per 100,000 residents, 57% below the national average of 380. This breaks down to aggravated assault at 163.7 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,015 per 100,000, 48% below the U.S. average. This includes larceny/theft at 851, burglary at 131, vehicle theft at 33 per 100,000 residents. The county recorded 27 fatal traffic crashes. Overall, Girard receives a safety grade of F.
Crime Rates: Girard vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 163.7/100K |
| 57% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 163.7/100K |
Property Crime
| Total Property | 1,014.7/100K |
| 48% below US avg |
| Burglary | 130.9/100K |
| Theft | 851.1/100K |
| Vehicle Theft | 32.7/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 27 |
| Traffic Accidents | 168 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Girard experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 28°F in January while summers reach 73°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 43.0 inches. The area receives 104.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 766 feet.
Temperature
28°F Jan (-2°C)
73°F Jul (23°C)
| Annual Average | 50.8°F |
| 6% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 766 ft (233 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 1,273/sq mi |
| Coordinates | 42.0041°N, 80.3192°W |
| Timezone | America/New_York |
| County | Erie County County |
| Nearest Airport | Erie International/Tom Ridge Field (ERI)
9 miles away |
Precipitation & Snow
Annual Rainfall
43.0"
13% above US avg
Wettest Month (Sep)
4.45"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0433 ppm |
| NO₂ (Nitrogen Dioxide) | 9.5 ppb |
| CO (Carbon Monoxide) | 0.11 ppm |
| PM2.5 (Fine Particles) | 7.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 84.1 / 100 |
| Social Vulnerability | 53.4 / 100 |
| Community Resilience | 84.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
36 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M2.5 on May 12, 2025.
| Sep 25, 1998 |
2 km SW of Adamsville, Pennsylvania |
M4.5 |
57 km |
| Jun 10, 2019 |
1 km NW of Timberlake, Ohio |
M4.0 |
101 km |
| Jan 26, 2001 |
8 km NNW of Edgewood, Ohio |
M3.9 |
41 km |
| Mar 12, 2007 |
Ohio |
M3.7 |
119 km |
| Jun 30, 2003 |
6 km NW of Perry, Ohio |
M3.6 |
76 km |
| Aug 28, 2023 |
7 km SE of Madison, Ohio |
M3.6 |
62 km |
| Oct 16, 1993 |
8 km SSE of Madison, Ohio |
M3.6 |
67 km |
| Jun 20, 2006 |
9 km WNW of North Perry, Ohio |
M3.5 |
78 km |
| Mar 15, 1992 |
15 km NW of North Perry, Ohio |
M3.5 |
77 km |
| Jan 26, 1991 |
1 km NNE of Mayfield Heights, Ohio |
M3.4 |
108 km |
| Jun 3, 2001 |
3 km N of Edgewood, Ohio |
M3.4 |
39 km |
| Jun 30, 2004 |
2 km WNW of Madison, Ohio |
M3.3 |
68 km |
| Jul 1, 2013 |
5 km NNW of Fairport Harbor, Ohio |
M3.2 |
84 km |
| Jan 9, 2008 |
6 km WNW of Mentor-on-the-Lake, Ohio |
M3.1 |
97 km |
| Mar 11, 2006 |
8 km NNW of Mentor-on-the-Lake, Ohio |
M3.1 |
92 km |
| Apr 25, 2010 |
2 km WNW of Madison, Ohio |
M3.0 |
68 km |
| Mar 30, 2024 |
2 km SSW of Maple Ridge, Ohio |
M3.0 |
137 km |
| Jun 16, 2004 |
11 km NNW of Angola on the Lake, New York |
M2.9 |
132 km |
| Feb 23, 1995 |
3 km W of Ashtabula, Ohio |
M2.9 |
45 km |
| Aug 7, 2000 |
2 km S of Limaville, Ohio |
M2.9 |
135 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
167 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 42 fatalities, 423 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 31, 1985 |
EF4 |
77 km |
7 |
| May 31, 1985 |
EF4 |
32 km |
0 |
| May 31, 1985 |
EF4 |
27 km |
12 |
| May 31, 1985 |
EF4 |
61 km |
16 |
| May 31, 1985 |
EF3 |
78 km |
0 |
| May 31, 1985 |
EF3 |
85 km |
0 |
| May 31, 1985 |
EF3 |
53 km |
0 |
| May 31, 1985 |
EF3 |
37 km |
2 |
| May 31, 1985 |
EF3 |
90 km |
0 |
| May 2, 1983 |
EF3 |
60 km |
2 |
| May 2, 1972 |
EF3 |
60 km |
0 |
| Jun 2, 1971 |
EF3 |
22 km |
0 |
| Jun 20, 1969 |
EF3 |
57 km |
0 |
| Mar 1, 1955 |
EF3 |
87 km |
1 |
| Aug 24, 2023 |
EF2 |
86 km |
0 |
| Apr 14, 2019 |
EF2 |
89 km |
0 |
| Oct 2, 2018 |
EF2 |
28 km |
0 |
| Nov 5, 2017 |
EF2 |
60 km |
0 |
| Nov 14, 2011 |
EF2 |
68 km |
0 |
| Nov 14, 2011 |
EF2 |
89 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 2.7 m (9 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1823 |
LAKE ERIE |
Unknown |
2.7 m |
— |
65 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (628 ac, 1990).
| Year |
Name |
Acres |
Distance |
| 1990 |
UNNAMED |
628 |
88 km |
| 2021 |
UNNAMED |
586 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.4 in |
|
| February |
27°F (-3°C) |
2.2 in |
Coldest, Driest |
| March |
34°F (1°C) |
3.0 in |
|
| April |
44°F (7°C) |
3.3 in |
|
| May |
56°F (13°C) |
3.3 in |
|
| June |
65°F (18°C) |
4.1 in |
|
| July |
73°F (23°C) |
3.5 in |
Warmest |
| August |
70°F (21°C) |
4.0 in |
|
| September |
63°F (17°C) |
4.5 in |
Wettest |
| October |
53°F (11°C) |
3.7 in |
|
| November |
43°F (6°C) |
3.9 in |
|
| December |
32°F (0°C) |
3.7 in |
|
Girard has a seasonal temperature swing of 46°F / from 27°F in February to 73°F in July. Total annual precipitation is 41.7 inches, with September being the wettest month (4.5") and February the driest (2.2").
Average costs for common services in Girard. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146–$390) |
| Specialist Visit |
$342 ($195–$537) |
| Urgent Care Visit |
$195 ($98–$342) |
| Emergency Room Visit |
$2,147 ($781–$4,880) |
| Dental Cleaning |
$127 ($73–$195) |
| Dental Filling |
$244 ($146–$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$293 ($146–$488) |
| Tire Rotation |
$39 ($20–$73) |
| New Tires (Set of 4) |
$586 ($390–$976) |
| Battery Replacement |
$195 ($98–$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$146) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$390 ($146–$781) |
| HVAC System Install |
$6,832 ($3,904–$11,712) |
| Roof Repair |
$976 ($390–$1,952) |
| Roof Replacement |
$8,784 ($5,368–$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488–$3,416) |
| Divorce (Contested) |
$14,640 ($4,880–$29,280) |
| DUI Defense |
$4,880 ($1,952–$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781–$2,928) |
| Will Preparation |
$488 ($195–$976) |
| Trust Preparation |
$2,440 ($976–$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$146 ($73–$244) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93–$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44–$4.88) |
| Loaf of Bread |
$3.71 ($2.44–$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93–$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90–$7.32) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$244) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$98) |
| Cell Phone Plan (Monthly) |
$63 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73–$488) |
| Car Insurance (Annual) |
$1,952 ($1,171–$3,416) |
| Bus Pass (Monthly) |
$68 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81–$24) |
| Car Registration (Annual) |
$98 ($29–$244) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586–$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488–$1,952) |
| After-School Care (Monthly) |
$390 ($195–$683) |
| Tutoring (Per Hour) |
$49 ($24–$98) |
| SAT/ACT Prep Course |
$976 ($390–$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880–$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$195) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$73) |
| Dog Spay/Neuter |
$293 ($146–$488) |
| Cat Spay/Neuter |
$195 ($98–$390) |
View all 9 services
Frequently Asked Questions About Girard
What is the population of Girard?
Girard has a population of 2,979 residents and is located in Pennsylvania. The population density is 1,273 people per square mile, spread across 0.9 square miles. The median age of residents is 48.4 years, which is older than the national median of 38.9 years. The population is 49.7% female and 50.3% male.
Is Girard expensive to live in?
Girard has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $72,481, 4% below the national average of $75,149. The median home value is $168,100 (40% below the U.S. median). Renters pay a median of $640 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Girard safe?
Girard is safer than the national average, with a violent crime rate of 164 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,015 per 100,000 (below the national average). Overall, Girard receives a safety grade of F based on combined crime data.
What is the weather like in Girard?
Girard has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 28°F in January, while summers reach an average of 73°F in July. The area receives 246 sunny days per year. Annual rainfall totals 43.0 inches, with 104.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Girard?
The unemployment rate in Girard is 5.5%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,029. There are 6,731 business establishments in the area, including 629 restaurants and food service locations. The average commute time is 19 minutes, and 3.2% of workers work from home.
How much does housing cost in Girard?
The median home value in Girard is $168,100. Zillow estimates the typical home value at $199,868. For renters, the median monthly rent is $640. Fair market rent is $996 for a 1-bedroom and $1,225 for a 2-bedroom apartment. The homeownership rate is 61.4%. The average annual property tax is $6,888.
How are the schools in Girard?
Schools in Girard score 5.7 out of 10 on standardized testing, near the national average. 30.9% of adults in Girard hold a bachelor's degree or higher, below the national average of 33.7%. 95.8% have completed high school. 5.3% hold a graduate or professional degree.
How healthy is Girard?
The obesity rate in Girard is 37.1% (above the national rate of 32.1%). 27.6% of adults are smokers. 30.8% are physically inactive. 85.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,234.
What is transportation like in Girard?
The average commute in Girard is 19 minutes, shorter than the national average of 28 minutes. 86% of workers drive alone to work, and 3.2% work from home.
What are the demographics of Girard?
The racial and ethnic makeup of Girard is 94.8% White. 97.1% of residents speak only English at home. 12.9% of the population are military veterans. 16.9% of residents have a disability. 95.3% have health insurance coverage.
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