Pennsylvania
Waterford is a small town in Pennsylvania with a population of 1,254. Residents earn $58,875 per year, which is 22% below the national average.
Based on current data, Waterford receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes. Waterford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Waterford is $58,875, 22% below the national average of $75,149. The unemployment rate of 6.0% is somewhat elevated compared to the national rate of 3.6%. 12.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 31 minutes.
The median home value in Waterford is $163,000, 42% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,031 per month, below the national average — a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
18.9% of residents hold a bachelor's degree, below the national average of 33.7%. 89.8% have completed high school. Area schools have an average test score of 5.9/10.
Waterford experiences four distinct seasons with an average temperature of 47°F. Winters average 24°F in January while summers reach 69°F in July. Annual precipitation totals 49.0 inches, including 114.2 inches of snow. Air quality is rated Good with a median AQI of 40.
| English Only | 97.3% |
| 24% above US avg | |
| Spanish | 2.7% |
| 80% below US avg |
| Median HH Income | $58,875 |
| 22% below US avg | |
| Per Capita Income | $33,726 |
| Avg Weekly Wage | $1,000 |
| IRS Avg AGI | $60,871 |
| Unemployment | 6.0% |
| 67% above US avg | |
| Poverty Rate | 12.6% |
| 2% above US avg | |
| Establishments (County) | 910 |
| County GDP | $1,726M |
| Restaurants | 71 |
| Healthcare | 111 |
| Retail | 107 |
| Manufacturing | 48 |
| Property Tax (IRS) | $4,496 |
| 28% above US avg | |
| Effective Tax Rate | 2.76% |
| Commute Time | 31.1 min |
| Work from Home | 6.0% |
| Census Median | $163,000 |
| 42% below US avg | |
| Median List Price | $239,900 |
| Median List Price | $239,900 |
| $/Sq Ft | $92 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 94.4% |
| Price Drops | 0.0% |
| Inventory | 1 |
| Census Median Rent | $1,031 |
| 11% below US avg |
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
| Owner-Occupied | 51.7% |
| Avg Tax (IRS) | $4,496 |
| 28% above US avg | |
| Effective Rate | 2.76% |
| Insurance Rate | 93.4% |
| Premature Death | 9,023/100K |
| Food Environment | 8.2/10 |
| Exercise Access | 77.5% |
| Healthcare Facilities | 111 |
| Fatal Crashes (County/yr) | 7 |
| Annual Average | 47.1°F |
| 13% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 69°F (21°C) |
| Annual Rainfall | 49.0 inches |
| 29% above US avg | |
| Snowfall | 114.2 inches/yr |
| AQI Median | 40.0 |
| Rating | Good |
| Elevation | 1,213 ft (370 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 1,020/sq mi |
| Coordinates | 41.9452°N, 79.9851°W |
| County FIPS | 42123 |
Winner: Republican by 39.2 points
| Bachelor's Degree+ | 18.9% |
| 44% below US avg | |
| High School+ | 89.8% |
| School Test Score | 5.95 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 1,020/sq mi |
| Total Area | 1.2 sq mi |
| EV Charging Stations | 3 |
| Alt Fuel Stations | 3 |
| Public Libraries | 5 |
| Healthcare Facilities | 111 |
| Restaurants | 71 |
| Retail Stores | 107 |
| Fatal Crashes (County/yr) | 7 |
| Avg Commute | 31.1 min |
| Work from Home | 6.0% |