Home Value
$175,500
38% lower than US avg
Violent Crime
327/100K
14% lower than US avg
Bachelor's+
11.7%
65% lower than US avg
Obesity Rate
35.5%
11% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Girdletree Compares to the U.S. Average (100% = U.S. avg)
People
Population66
Median Age57.9 yrs
Density97/mi²
Male / Female42% / 58%
Largest GroupWhite 100%
Veterans66.0%
Economy
Per Capita$96,356
Unemployment0.0%
Poverty0.0%
County GDP$4,138M
Housing
Home Value$175,500
Ownership100.0%
Zillow$218,782
Housing Units98
Rent Burden31.9%
Crime
F
Violent327/100K
Property3,738/100K
Health
Obesity35.5%
Uninsured8.8%
Smoking16.1%
Depression23.4%
Heart Disease5.4%
Climate
Avg Temp59°F (15°C)
AQI41 (Good)
Rain47.4 in/yr
Sunny Days293/yr
Elevation21 ft (6 m)
Education
D
Bachelor's+11.7%
High School+100.0%
Graduate+0.0%
School Score7.22
Community
2024 VoteR 60% / D 38%
Broadband53.0%
EV Stations1
Libraries5
Is Girdletree a Good Place to Live?
Based on current data, Girdletree receives an overall livability score of 1.5 out of 5.0, earning a grade of D. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Girdletree faces significant challenges across several quality-of-life categories.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Girdletree is $175,500, 38% below the national median / offering relatively affordable homeownership.
Safety & Crime
Violent crime in Girdletree is below the national average at 327 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,738 per 100,000, 91% above the national average.
Education
11.7% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Local schools score 7.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Girdletree enjoys a moderate climate with an average annual temperature of 59°F. Winters average 40°F in January while summers reach 79°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.4 inches, including 10.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Girdletree has a population of 66 with a density of 97 people per square mile, spread across 0.7 square miles. The median age is 57.9 years, 49% older than the national median of 38.9. The gender split is 57.6% female and 42.4% male. The city is predominantly White (100%). English is the primary language spoken at home by 88.5% of residents, while 11.5% speak Spanish. 66.0% of the population are veterans, above the national rate of 6.0%. 10.7% of residents have a disability. 100.0% have health insurance coverage.
Population
57.9yrs
Median Age
49% above US avg
Race & Ethnicity
Girdletree vs U.S. Average
Language Spoken at Home
English Only
88.5%
13% above US avg
Spanish
11.5%
14% below US avg
Social Characteristics
Girdletree vs U.S. Average
Per capita income is $96,356 (above the $39,052 national figure). The average weekly wage is $882, 38% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,455 business establishments, including 478 restaurants. The cost of living index is 105, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income: Girdletree vs U.S.
Income
| |
| Per Capita Income | $96,356 |
| Avg Weekly Wage | $882 |
| IRS Avg AGI | $84,523 |
| Gini Index | 0.484 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,455 |
| County GDP | $4,138M |
Business (County)
| Restaurants | 478 |
| Healthcare | 168 |
| Retail | 376 |
| Manufacturing | 39 |
Tax & Cost of Living
| Property Tax (IRS) | $4,989 |
| 43% above US avg |
| Cost of Living | 105.00 (100=avg) |
| Effective Tax Rate | 2.84% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Girdletree is $175,500, 38% below the national median of $281,900. Zillow estimates the typical home value at $218,782, higher than the Census estimate. Fair market rent ranges from $1,400 for a one-bedroom to $1,648 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 98 total housing units in the city. The median year a home was built is 1951. The average annual property tax is $4,989 (higher than the $3,500 national average). 31.9% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $175,500 |
| 38% below US avg |
| Zillow ZHVI | $218,782 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 98 |
| Median Year Built | 1951 |
Property Tax
| Avg Tax (IRS) | $4,989 |
| 43% above US avg |
| Effective Rate | 2.84% |
In Girdletree, 35.5% of adults are obese, above the national rate of 32.1%. 11.6% have diabetes. Heart disease affects 5.4% of residents. 34.8% have high blood pressure. 16.1% are current smokers. 19.3% report binge drinking. 27.5% are physically inactive. 23.4% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 8.8% of residents lack health insurance. The primary care physician ratio is 1:1,181. The dentist ratio is 1:1,632. 84.4% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Girdletree vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.5% |
| 11% above US avg |
| Diabetes | 11.6% |
| Heart Disease | 5.4% |
| High Blood Pressure | 34.8% |
| Asthma | 11.1% |
| COPD | 6.9% |
| Cancer | 6.8% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 16.1% |
| 15% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 27.5% |
| Depression | 23.4% |
| Mental Distress | 18.9% |
| Physical Distress | 13.8% |
| Short Sleep | 34.6% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 8.8% |
| 2% above US avg |
| Primary Care | 1:1,181 |
| Dentists | 1:1,632 |
| Mental Health | 1:319 |
| Checkup Rate | 78.2% |
| Dental Visits | 57.0% |
| Premature Death | 7,635/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 84.4% |
| Healthcare Facilities | 168 |
Girdletree has a violent crime rate of 327 per 100,000 residents, 14% below the national average of 380. Property crime stands at 3,738 per 100,000, 91% above the U.S. average. The county recorded 11 fatal traffic crashes. Overall, Girdletree receives a safety grade of F.
Crime Rates: Girdletree vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 327.1/100K |
| 14% below US avg |
| |
Property Crime
| Total Property | 3,738.3/100K |
| 91% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Girdletree enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 40°F in January while summers reach 79°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.4 inches (wetter than the 38-inch national average). The area receives 10.2 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 21 feet, near sea level.
Temperature
40°F Jan (4°C)
79°F Jul (26°C)
| Annual Average | 59.3°F |
| 10% above US avg |
| January Average | 40°F (4°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 21 ft (6 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 97/sq mi |
| Coordinates | 38.0989°N, 75.4003°W |
| Timezone | America/New_York |
| County | Worcester County County |
| Nearest Airport | Salisbury-Ocean City Wicomico Regional (SBY)
18 miles away |
Precipitation & Snow
Annual Rainfall
47.4"
25% above US avg
Wettest Month (Aug)
4.37"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 68.2 / 100 |
| Social Vulnerability | 50.0 / 100 |
| Community Resilience | 91.8 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.6 on Feb 9, 2023.
| Aug 3, 1995 |
13 km N of Williamsburg, Virginia |
M2.9 |
138 km |
| Feb 9, 2023 |
29 km E of Greenbackville, Virginia |
M2.6 |
31 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
15 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Dorian (2019, Cat 2).
| Year |
Name |
Category |
Closest |
| 2019 |
Dorian |
Category 2 |
259 km |
| 2014 |
Arthur |
Category 2 |
169 km |
| 2012 |
Sandy |
Category 2 |
194 km |
| 2011 |
Irene |
Category 1 |
35 km |
| 2010 |
Earl |
Category 1 |
258 km |
| 2004 |
Alex |
Category 2 |
278 km |
| 2003 |
Isabel |
Category 1 |
256 km |
| 1999 |
Irene |
Category 2 |
293 km |
| 1999 |
Floyd |
Category 1 |
157 km |
| 1998 |
Bonnie |
Category 1 |
183 km |
| 1993 |
Emily |
Category 3 |
187 km |
| 1991 |
Bob |
Category 3 |
151 km |
| 1986 |
Charley |
Category 1 |
80 km |
| 1985 |
Gloria |
Category 2 |
85 km |
| 1981 |
Dennis |
Category 1 |
292 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
116 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 2 fatalities, 52 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 1, 2023 |
EF3 |
76 km |
1 |
| Apr 28, 2002 |
EF3 |
86 km |
0 |
| Aug 4, 2020 |
EF2 |
0 km |
0 |
| Aug 4, 2020 |
EF2 |
97 km |
0 |
| Aug 4, 2020 |
EF2 |
50 km |
0 |
| Apr 15, 2019 |
EF2 |
55 km |
0 |
| May 2, 1989 |
EF2 |
91 km |
0 |
| Jul 18, 1984 |
EF2 |
80 km |
0 |
| Oct 2, 1973 |
EF2 |
54 km |
0 |
| Aug 12, 1955 |
EF2 |
56 km |
0 |
| Aug 4, 2022 |
EF1 |
58 km |
0 |
| Jul 1, 2021 |
EF1 |
91 km |
0 |
| Jul 1, 2021 |
EF1 |
89 km |
0 |
| Aug 4, 2020 |
EF1 |
83 km |
0 |
| Aug 4, 2020 |
EF1 |
88 km |
0 |
| Apr 15, 2019 |
EF1 |
72 km |
0 |
| Aug 7, 2017 |
EF1 |
32 km |
0 |
| Aug 27, 2011 |
EF1 |
77 km |
0 |
| Jan 14, 2005 |
EF1 |
92 km |
0 |
| Jul 14, 2004 |
EF1 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BESTPITCH (7,743 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
BESTPITCH |
7,743 |
62 km |
| 2004 |
RETAINING ECOLOGICAL HEALTH |
5,678 |
67 km |
| 2014 |
BLACKWATER MARSH WUI BURNS FY14 |
5,433 |
66 km |
| 2005 |
MARSH RX-FWS |
4,380 |
65 km |
| 2007 |
GUINEA MARSH |
4,173 |
58 km |
| 2009 |
DOCTORS CREEK |
3,686 |
59 km |
| 1999 |
FB R O C I |
3,525 |
63 km |
| 2019 |
MDBWR-FY19-RX-MDWHS SUPPORT |
3,197 |
65 km |
| 2011 |
COMPARTMENT J |
2,775 |
65 km |
| 2005 |
ISLAND CREEK |
2,729 |
57 km |
| 2004 |
UNNAMED |
2,156 |
57 km |
| 1992 |
UNNAMED |
2,038 |
62 km |
| 2005 |
VEGETATION RESEARCH |
1,926 |
62 km |
| 2011 |
THOROFARE |
1,850 |
62 km |
| 1987 |
UNNAMED |
1,692 |
68 km |
| 2004 |
ROBBINS FIRE |
1,612 |
64 km |
| 1988 |
SLAU BCH 2 |
1,578 |
89 km |
| 2004 |
BLACKWATER HAZARD FUEL REDUCTION |
1,518 |
73 km |
| 2009 |
BECKERS ISLAND |
1,398 |
64 km |
| 2022 |
ELLIOTTS ISLAND |
1,324 |
57 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (4°C) |
3.6 in |
|
| February |
38°F (3°C) |
3.2 in |
Coldest |
| March |
45°F (7°C) |
4.1 in |
|
| April |
54°F (12°C) |
3.1 in |
|
| May |
63°F (17°C) |
3.5 in |
|
| June |
71°F (22°C) |
3.2 in |
|
| July |
79°F (26°C) |
4.0 in |
Warmest |
| August |
75°F (24°C) |
4.4 in |
Wettest |
| September |
69°F (21°C) |
3.5 in |
|
| October |
59°F (15°C) |
3.1 in |
|
| November |
49°F (10°C) |
3.0 in |
Driest |
| December |
41°F (5°C) |
3.4 in |
|
Girdletree has a seasonal temperature swing of 41°F / from 38°F in February to 79°F in July. Total annual precipitation is 41.9 inches, with August being the wettest month (4.4") and November the driest (3.0").
Average costs for common services in Girdletree. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$263 ($158–$420) |
| Specialist Visit |
$368 ($210–$578) |
| Urgent Care Visit |
$210 ($105–$368) |
| Emergency Room Visit |
$2,310 ($840–$5,250) |
| Dental Cleaning |
$137 ($79–$210) |
| Dental Filling |
$263 ($158–$420) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$79) |
| Oil Change (Synthetic) |
$79 ($53–$126) |
| Brake Pad Replacement |
$315 ($158–$525) |
| Tire Rotation |
$42 ($21–$79) |
| New Tires (Set of 4) |
$630 ($420–$1,050) |
| Battery Replacement |
$210 ($105–$368) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$105 ($63–$158) |
| Electrician (Per Hour) |
$95 ($53–$147) |
| HVAC Repair |
$420 ($158–$840) |
| HVAC System Install |
$7,350 ($4,200–$12,600) |
| Roof Repair |
$1,050 ($420–$2,100) |
| Roof Replacement |
$9,450 ($5,775–$15,750) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,575 ($525–$3,675) |
| Divorce (Contested) |
$15,750 ($5,250–$31,500) |
| DUI Defense |
$5,250 ($2,100–$10,500) |
| Bankruptcy (Chapter 7) |
$1,575 ($840–$3,150) |
| Will Preparation |
$525 ($210–$1,050) |
| Trust Preparation |
$2,625 ($1,050–$5,250) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$58 ($32–$105) |
| Hair Coloring (Full) |
$158 ($79–$263) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$42 ($26–$68) |
| Massage (1 Hour) |
$84 ($53–$137) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.31 ($3.15–$5.78) |
| Dozen Eggs (per dozen) |
$3.68 ($2.63–$5.25) |
| Loaf of Bread |
$3.99 ($2.63–$5.78) |
| Chicken Breast (per lb) |
$4.73 ($3.15–$6.83) |
| Ground Beef (per lb) |
$5.78 ($4.20–$7.88) |
| Rice (per lb) |
$1.05 ($0.63–$1.89) |
View all 20 services
Utilities
| Electricity (Monthly) |
$147 ($84–$263) |
| Natural Gas (Monthly) |
$74 ($32–$158) |
| Water/Sewer (Monthly) |
$74 ($42–$126) |
| Internet (Monthly) |
$74 ($42–$105) |
| Cell Phone Plan (Monthly) |
$68 ($32–$105) |
| Cable TV (Monthly) |
$89 ($53–$158) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$210 ($79–$525) |
| Car Insurance (Annual) |
$2,100 ($1,260–$3,675) |
| Bus Pass (Monthly) |
$74 ($32–$137) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.40–$26) |
| Car Registration (Annual) |
$105 ($32–$263) |
| Driver's License Renewal |
$32 ($16–$79) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,260 ($630–$2,625) |
| Daycare (Toddler, Monthly) |
$1,050 ($525–$2,100) |
| After-School Care (Monthly) |
$420 ($210–$735) |
| Tutoring (Per Hour) |
$53 ($26–$105) |
| SAT/ACT Prep Course |
$1,050 ($420–$2,625) |
| Private School (K-12, Annual) |
$13,125 ($5,250–$31,500) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$63 ($32–$105) |
| Dog Vaccination (Annual) |
$105 ($53–$210) |
| Dog Grooming |
$63 ($32–$105) |
| Pet Boarding (Per Night) |
$42 ($21–$79) |
| Dog Spay/Neuter |
$315 ($158–$525) |
| Cat Spay/Neuter |
$210 ($105–$420) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,030 |
| Toddler | $695 |
| Preschool | $695 |
| Family Childcare (monthly) |
| Infant | $647 |
| Toddler | $587 |
| Preschool | $587 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Girdletree
What is the population of Girdletree?
Girdletree has a population of 66 residents and is located in Maryland. The population density is 97 people per square mile, spread across 0.7 square miles. The median age of residents is 57.9 years, which is older than the national median of 38.9 years. The population is 57.6% female and 42.4% male.
Is Girdletree expensive to live in?
Girdletree has a cost of living roughly in line with the national average, with an index of 105 (baseline: 100). The median home value is $175,500 (38% below the U.S. median).
Is Girdletree safe?
Girdletree is safer than the national average, with a violent crime rate of 327 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,738 per 100,000 (above the national average). Overall, Girdletree receives a safety grade of F based on combined crime data.
What is the weather like in Girdletree?
Girdletree enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winter temperatures average 40°F in January, while summers reach an average of 79°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.4 inches, with 10.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Girdletree?
The job market in Girdletree is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $882. There are 2,455 business establishments in the area, including 478 restaurants and food service locations.
How much does housing cost in Girdletree?
The median home value in Girdletree is $175,500. Zillow estimates the typical home value at $218,782. The homeownership rate is 100.0%. The average annual property tax is $4,989.
How are the schools in Girdletree?
Schools in Girdletree perform well, with an average test score of 7.2 out of 10 / above the national benchmark. 11.7% of adults in Girdletree hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Girdletree?
The obesity rate in Girdletree is 35.5% (above the national rate of 32.1%). 16.1% of adults are smokers. 27.5% are physically inactive. 23.4% of residents report depression. 8.8% lack health insurance. 84.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,181.
What are the demographics of Girdletree?
The racial and ethnic makeup of Girdletree is 100% White. 88.5% of residents speak only English at home, while 11.5% speak Spanish. 66.0% of the population are military veterans. 10.7% of residents have a disability. 100.0% have health insurance coverage.
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