Graf, IA

Iowa · Metropolitan Area

Graf is a small town in Iowa with a population of 40. Residents earn $57,083 per year, which is 24% below the national average.

3.6 /5.0
B+ Good
40 Population 308/sq mi density
$57,083 Median Income $39,623 per capita
$212,500 Home Value
47°F Avg Temperature 260 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$57,083 median income, 2.7% unemployment
A+
Affordability
4.6 / 5.0
$212,500 home value
C
Education
2.3 / 5.0
16.1% bachelor's degree or higher
Median Income $57,083
24% lower than US avg
Home Value $212,500
25% lower than US avg
Bachelor's+ 16.1%
52% lower than US avg
Obesity Rate 34.0%
6% higher than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Graf Compares to the U.S. Average (100% = U.S. avg)

People

Population40
Median Age56.5 yrs
Density308/mi²
Male / Female60% / 40%
Largest GroupWhite 100%
Veterans34.0%

Economy

A
Median Income$57,083
Per Capita$39,623
Unemployment2.7%
Poverty0.0%
County GDP$9,160M
Commute23 min

Housing

A+
Home Value$212,500
RentN/A
OwnershipN/A
Housing Units17

Health

Obesity34.0%
Uninsured5.8%
Smoking13.8%
Depression21.3%
Heart Disease4.8%

Climate

Avg Temp47°F (8°C)
AQI43 (Good)
Rain38.2 in/yr
Sunny Days260/yr
Elevation854 ft (260 m)

Education

C
Bachelor's+16.1%
High School+87.1%
Graduate+11.1%
School Score5.73

Community

2024 VoteR 54% / D 45%
Commute23 min
Broadband17.0%
Libraries8

Is Graf a Good Place to Live?

Based on current data, Graf receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Graf offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Graf is $57,083, 24% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Graf is $212,500, 25% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.

Education

16.1% of residents hold a bachelor's degree, below the national average of 33.7%. 87.1% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Graf experiences four distinct seasons with an average temperature of 47°F. Winters average 19°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.2 inches, including 42.5 inches of snow. Air quality is rated Good with a median AQI of 43.

Graf has a population of 40 with a density of 308 people per square mile. The median age is 56.5 years, 45% older than the national median of 38.9. The city is predominantly White (100%).

Population

40
Total Population
308
People / sq mi
56.5yrs
Median Age
45% above US avg
0.1mi²
Land Area

Gender Distribution

Male 60%
Female 40%

Race & Ethnicity

Graf vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Graf vs U.S. Average

The median household income in Graf is $57,083, which is 24% below the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Graf vs U.S.

Commute Mode

Income

Median HH Income$57,083
24% below US avg
Per Capita Income$39,623
Avg Weekly Wage$1,128
IRS Avg AGI$86,704

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)3,728
County GDP$9,160M

Business (County)

Restaurants242
Healthcare316
Retail397
Manufacturing149

Tax & Cost of Living

Property Tax (IRS)$5,807
66% above US avg
Effective Tax Rate2.73%

Commute & Transportation

Commute Time22.5 min
Drive Alone95.8%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Graf is $212,500, 25% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$212,500
25% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied82.4%
Housing Units17
Median Year Built1973

Property Tax

Avg Tax (IRS)$5,807
66% above US avg
Effective Rate2.73%
In Graf, 34.0% of adults are obese (above the 32.1% national rate). 5.8% of residents lack health insurance. 13.8% are current smokers. 21.3% report depression. 20.4% are physically inactive.

Health Metrics: Graf vs U.S. Average (%)

Chronic Conditions

Obesity34.0%
6% above US avg
Diabetes8.2%
Heart Disease4.8%
High Blood Pressure26.5%
Asthma10.4%
COPD5.5%
Cancer7.6%
Stroke2.5%

Behaviors & Mental Health

Smoking13.8%
1% below US avg
Binge Drinking23.6%
Physical Inactivity20.4%
Depression21.3%
Mental Distress17.0%
Physical Distress10.9%
Short Sleep32.9%

Healthcare Access

Insurance Rate100.0%
Uninsured5.8%
33% below US avg
Checkup Rate76.0%
Dental Visits72.9%
Premature Death6,844/100K

Food & Exercise

Food Environment8.7/10
Exercise Access82.6%
Healthcare Facilities316
Graf has an average annual temperature of 47°F (8°C). Winters average 19°F in January while summers reach 72°F in July. Annual precipitation is 38.2 inches. The area enjoys 260 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

19°F Jan (-7°C) 72°F Jul (22°C)
Annual Average47.2°F
13% below US avg
January Average19°F (-7°C)
July Average72°F (22°C)
Sunny Days260 days/yr

Precipitation & Snow

Annual Rainfall38.2 inches
1% above US avg
Snowfall42.5 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation854 ft (260 m)
Area0.1 sq mi (0.3 km²)
Population Density308/sq mi
Coordinates42.4939°N, 90.8732°W
TimezoneAmerica/Chicago
County FIPS19061
It is classified as Metro — under 250K. 16.1% of residents hold a bachelor's degree or higher (52% below US avg). In the 2024 election, the county voted Republican by a 8.6-point margin. 17.0% of households have broadband internet.

2024 Presidential Election (County)

R 53.7%
D 45.1%

Winner: Republican by 8.6 points

Education

Bachelor's Degree+16.1%
52% below US avg
High School+87.1%
Graduate Degree+11.1%
School Test Score5.73
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density308/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access17.0%
Public Libraries8
Healthcare Facilities316
Restaurants242
Retail Stores397

Safety & Disasters

Fatal Crashes (County/yr)9
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute22.5 min
Drive Alone95.8%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

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