Median Income
$93,250
24% higher than US avg
Home Value
$254,700
10% lower than US avg
Violent Crime
475/100K
25% higher than US avg
Bachelor's+
32.8%
3% lower than US avg
Median Rent
$617
47% lower than US avg
Obesity Rate
36.8%
15% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
3.4%
73% lower than US avg
How Grafton Compares to the U.S. Average (100% = U.S. avg)
People
Population723
Median Age50.1 yrs
Density195/mi²
Male / Female53% / 47%
Largest GroupWhite 88%
Veterans13.3%
Economy
A+
Median Income$93,250
Per Capita$45,659
Unemployment1.0%
Poverty3.4%
County GDP$26,419M
Commute35 min
Housing
A+
Home Value$254,700
Rent$617
Ownership84.9%
Zillow$256,371
Housing Units464
Rent Burden17.9%
Crime
F
Violent475/100K
Property2,215/100K
Murder0.0/100K
Assault475/100K
Burglary316/100K
Health
Obesity36.8%
Uninsured6.7%
Smoking12.4%
Depression23.5%
Heart Disease4.7%
Climate
Avg Temp56°F (13°C)
AQI43 (Good)
Rain39.4 in/yr
Sunny Days302/yr
Elevation746 ft (227 m)
Education
B+
Bachelor's+32.8%
High School+96.9%
Graduate+15.0%
School Score5.34
Community
2024 VoteR 58% / D 41%
Commute35 min
Broadband89.1%
EV Stations1
Libraries11
Is Grafton a Good Place to Live?
Based on current data, Grafton receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Grafton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Grafton is $93,250, 24% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.0%. Only 3.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in Grafton is $254,700, 10% below the national median / offering relatively affordable homeownership. Renters pay a median of $617 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 475 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,215 per 100,000, near the national average.
Education
32.8% of residents hold a bachelor's degree, below the national average of 33.7%. 96.9% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Grafton enjoys a moderate climate with an average annual temperature of 56°F. Winters average 31°F in January while summers reach 79°F in July. With 302 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.4 inches. Air quality is rated Good with a median AQI of 43.
Grafton has a population of 723 with a density of 195 people per square mile, spread across 3.7 square miles. The median age is 50.1 years, 29% older than the national median of 38.9. The gender split is 46.7% female and 53.3% male. The city is predominantly White (87.8%), with 2.4% Hispanic. English is the primary language spoken at home by 97% of residents. 13.3% of the population are veterans, above the national rate of 6.0%. 17.5% of residents have a disability (above the 13.0% national average). 98.1% have health insurance coverage.
Population
50.1yrs
Median Age
29% above US avg
Language Spoken at Home
English Only
97.0%
24% above US avg
Spanish
3.0%
78% below US avg
The median household income in Grafton is $93,250, which is 24% above the national average of $75,149. Per capita income is $45,659 (above the $39,052 national figure). The average weekly wage is $1,156, 19% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 3.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 10,945 business establishments, including 848 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 35 minutes (longer than the 28-minute US average). 33.9% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $93,250 |
| 24% above US avg |
| Per Capita Income | $45,659 |
| Avg Weekly Wage | $1,156 |
| IRS Avg AGI | $93,968 |
| Gini Index | 0.403 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 3.4% |
| 73% below US avg |
| Establishments (County) | 10,945 |
| County GDP | $26,419M |
Business (County)
| Restaurants | 848 |
| Healthcare | 1,250 |
| Retail | 1,071 |
| Manufacturing | 220 |
Tax & Cost of Living
| Property Tax (IRS) | $5,024 |
| 44% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 1.97% |
Commute & Transportation
| Commute Time | 34.5 min |
| Drive Alone | 52.0% |
| Public Transit | 0.0% |
| Work from Home | 33.9% |
The median home value in Grafton is $254,700, 10% below the national median of $281,900. Zillow estimates the typical home value at $256,371. Monthly rent averages $617 (47% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 84.9% of housing units are owner-occupied (above the 65.4% national rate). There are 464 total housing units in the city. The median year a home was built is 1995. The average annual property tax is $5,024 (higher than the $3,500 national average). 17.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $254,700 |
| 10% below US avg |
| Zillow ZHVI | $256,371 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $617 |
| 47% below US avg |
| Rent Burden | 17.9% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 84.9% |
| Owner-Occupied | 84.9% |
| Renter-Occupied | 15.1% |
| Housing Units | 464 |
| Median Year Built | 1995 |
Property Tax
| Avg Tax (IRS) | $5,024 |
| 44% above US avg |
| Effective Rate | 1.97% |
In Grafton, 36.8% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.7% of residents, below the national average. 28.4% have high blood pressure. 12.4% are current smokers. 21.5% report binge drinking. 19.1% are physically inactive, below the national average. 23.5% report depression (above the 20.0% national average). 17.3% experience frequent mental distress. 6.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,135. The dentist ratio is 1:1,533. 87.4% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Grafton vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.8% |
| 15% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.7% |
| High Blood Pressure | 28.4% |
| Asthma | 10.4% |
| COPD | 5.4% |
| Cancer | 7.5% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 12.4% |
| 11% below US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 19.1% |
| Depression | 23.5% |
| Mental Distress | 17.3% |
| Physical Distress | 11.2% |
| Short Sleep | 35.6% |
Healthcare Access
| Insurance Rate | 98.1% |
| Uninsured | 6.7% |
| 22% below US avg |
| Primary Care | 1:2,135 |
| Dentists | 1:1,533 |
| Mental Health | 1:425 |
| Checkup Rate | 75.6% |
| Dental Visits | 65.6% |
| Premature Death | 6,250/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 87.4% |
| Healthcare Facilities | 1,250 |
Grafton has a violent crime rate of 475 per 100,000 residents, 25% above the national average of 380. This breaks down to aggravated assault at 474.7 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,215 per 100,000, 13% above the U.S. average. This includes larceny/theft at 1,899, burglary at 316, vehicle theft at 0 per 100,000 residents. The county recorded 34 fatal traffic crashes. Overall, Grafton receives a safety grade of F.
Crime Rates: Grafton vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 474.7/100K |
| 25% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 474.7/100K |
Property Crime
| Total Property | 2,215.2/100K |
| 13% above US avg |
| Burglary | 316.5/100K |
| Theft | 1,898.7/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 34 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Grafton enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 31°F in January while summers reach 79°F in July. The area gets 302 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.4 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 746 feet.
Temperature
31°F Jan (-1°C)
79°F Jul (26°C)
| Annual Average | 56.1°F |
| 4% above US avg |
| January Average | 31°F (-1°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 302 days/yr |
Geography
| Elevation | 746 ft (227 m) |
| Area | 3.7 sq mi (9.6 km²) |
| Population Density | 195/sq mi |
| Coordinates | 38.9765°N, 90.4257°W |
| Timezone | America/Chicago |
| County | St. Charles County County |
| Nearest Airport | St Louis Lambert International (STL)
16 miles away |
Precipitation & Snow
Annual Rainfall
39.4"
4% above US avg
Wettest Month (May)
4.06"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0484 ppm |
| SO₂ (Sulfur Dioxide) | 1.02 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 92.6 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 95.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively High |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
32 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
108 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
110 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
99 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
145 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
121 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
139 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
105 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
123 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
133 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
103 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
139 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
138 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
50 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
90 km |
| Jul 31, 1995 |
8 km SSW of Caledonia, Missouri |
M2.8 |
147 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
54 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
98 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
127 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
109 km |
| Jul 22, 1998 |
12 km NE of Mine La Motte, Missouri |
M2.7 |
145 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
626 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 58 fatalities, 1,067 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
27 km |
0 |
| Apr 3, 1981 |
EF4 |
38 km |
0 |
| Jan 24, 1967 |
EF4 |
35 km |
3 |
| Feb 10, 1959 |
EF4 |
52 km |
21 |
| Feb 24, 1956 |
EF4 |
73 km |
6 |
| Dec 10, 2021 |
EF3 |
40 km |
6 |
| Dec 10, 2021 |
EF3 |
59 km |
1 |
| May 31, 2013 |
EF3 |
31 km |
0 |
| May 31, 2013 |
EF3 |
43 km |
0 |
| Apr 19, 2011 |
EF3 |
73 km |
0 |
| Dec 31, 2010 |
EF3 |
54 km |
1 |
| Mar 13, 2006 |
EF3 |
82 km |
0 |
| Mar 13, 2006 |
EF3 |
79 km |
0 |
| Mar 11, 2006 |
EF3 |
96 km |
0 |
| Jun 1, 1999 |
EF3 |
76 km |
1 |
| Nov 15, 1988 |
EF3 |
54 km |
0 |
| Nov 15, 1988 |
EF3 |
31 km |
0 |
| Apr 29, 1984 |
EF3 |
43 km |
0 |
| May 1, 1983 |
EF3 |
45 km |
0 |
| May 1, 1983 |
EF3 |
38 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-1°C) |
1.8 in |
Coldest, Driest |
| February |
33°F (1°C) |
2.0 in |
|
| March |
44°F (6°C) |
3.4 in |
|
| April |
55°F (13°C) |
3.8 in |
|
| May |
64°F (18°C) |
4.1 in |
Wettest |
| June |
73°F (23°C) |
3.5 in |
|
| July |
79°F (26°C) |
3.8 in |
Warmest |
| August |
76°F (24°C) |
3.3 in |
|
| September |
68°F (20°C) |
3.3 in |
|
| October |
57°F (14°C) |
2.8 in |
|
| November |
44°F (7°C) |
3.3 in |
|
| December |
33°F (0°C) |
2.9 in |
|
Grafton has a seasonal temperature swing of 48°F / from 31°F in January to 79°F in July. Total annual precipitation is 38.0 inches, with May being the wettest month (4.1") and January the driest (1.8").
Average costs for common services in Grafton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Grafton
What is the population of Grafton?
Grafton has a population of 723 residents and is located in Illinois. The population density is 195 people per square mile, spread across 3.7 square miles. The median age of residents is 50.1 years, which is older than the national median of 38.9 years. The population is 46.7% female and 53.3% male.
Is Grafton expensive to live in?
Grafton has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $93,250, 24% above the national average of $75,149. The median home value is $254,700 (10% below the U.S. median). Renters pay a median of $617 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Grafton safe?
The violent crime rate in Grafton is 475 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,215 per 100,000 (above the national average). Overall, Grafton receives a safety grade of F based on combined crime data.
What is the weather like in Grafton?
Grafton enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 31°F in January, while summers reach an average of 79°F in July. The area receives 302 sunny days per year, well above the national average of 205. Annual rainfall totals 39.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Grafton?
The job market in Grafton is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $1,156. There are 10,945 business establishments in the area, including 848 restaurants and food service locations. The average commute time is 35 minutes, and 33.9% of workers work from home.
How much does housing cost in Grafton?
The median home value in Grafton is $254,700. Zillow estimates the typical home value at $256,371. For renters, the median monthly rent is $617. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 84.9%. The average annual property tax is $5,024.
How are the schools in Grafton?
Schools in Grafton score 5.3 out of 10 on standardized testing, near the national average. 32.8% of adults in Grafton hold a bachelor's degree or higher, below the national average of 33.7%. 96.9% have completed high school. 15.0% hold a graduate or professional degree.
How healthy is Grafton?
The obesity rate in Grafton is 36.8% (above the national rate of 32.1%). 12.4% of adults are smokers. 19.1% are physically inactive. 23.5% of residents report depression. 6.7% lack health insurance (below the national rate). 87.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,135.
What is transportation like in Grafton?
The average commute in Grafton is 35 minutes, longer than the national average of 28 minutes. 52% of workers drive alone to work, and 33.9% work from home.
What are the demographics of Grafton?
The racial and ethnic makeup of Grafton is 87.8% White, 2.4% Hispanic or Latino. 97% of residents speak only English at home. 13.3% of the population are military veterans. 17.5% of residents have a disability. 98.1% have health insurance coverage.
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