Median Income
$115,000
53% higher than US avg
Home Value
$1,081,700
284% higher than US avg
Violent Crime
88/100K
77% lower than US avg
Bachelor's+
70.4%
109% higher than US avg
Obesity Rate
34.0%
6% higher than US avg
Unemployment
2.9%
19% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Grand Beach Compares to the U.S. Average (100% = U.S. avg)
People
Population368
Median Age62.5 yrs
Density404/mi²
Male / Female55% / 45%
Largest GroupWhite 90%
Veterans2.1%
Economy
A+
Median Income$115,000
Per Capita$90,814
Unemployment2.9%
Poverty3.6%
County GDP$9,718M
Commute32 min
Housing
F
Home Value$1,081,700
Ownership96.6%
Zillow$632,555
Housing Units553
Rent Burden29.5%
Crime
F
Violent88/100K
Property1,060/100K
Health
Obesity34.0%
Uninsured5.7%
Smoking10.7%
Depression25.9%
Heart Disease4.9%
Climate
Avg Temp50°F (10°C)
AQI38 (Good)
Rain42.6 in/yr
Sunny Days275/yr
Elevation616 ft (188 m)
Education
A+
Bachelor's+70.4%
High School+98.5%
Graduate+38.2%
School Score5.22
Community
2024 VoteR 53% / D 45%
Commute32 min
Broadband97.1%
EV Stations7
Libraries14
Is Grand Beach a Good Place to Live?
Based on current data, Grand Beach receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Grand Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Grand Beach is $115,000, which is significantly higher than the national average / 53% above $75,149. This places Grand Beach among higher-income communities. The job market is very strong with unemployment at just 2.9%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Grand Beach is $1,081,700, making it a premium housing market at 284% above the U.S. median of $281,900. With a home price-to-income ratio of 9.4x, housing affordability is a significant challenge for many families.
Safety & Crime
Grand Beach is a very safe community with a violent crime rate of 88 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,060 per 100,000, 46% below the national average.
Education
Grand Beach is a highly educated community / 70.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.5% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Grand Beach experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.6 inches, including 65.2 inches of snow. Air quality is rated Good with a median AQI of 38.
Grand Beach has a population of 368 with a density of 404 people per square mile, spread across 0.9 square miles. The median age is 62.5 years, 61% older than the national median of 38.9. The gender split is 45.4% female and 54.6% male. The city is predominantly White (89.9%). English is the primary language spoken at home by 97.3% of residents. 2.1% of the population are veterans, below the national rate of 6.0%. 15.9% of residents have a disability (above the 13.0% national average). 95.5% have health insurance coverage.
Population
62.5yrs
Median Age
61% above US avg
Race & Ethnicity
Grand Beach vs U.S. Average
Language Spoken at Home
English Only
97.3%
24% above US avg
Spanish
2.7%
80% below US avg
Social Characteristics
Grand Beach vs U.S. Average
The median household income in Grand Beach is $115,000, which is 53% above the national average of $75,149. Per capita income is $90,814 (above the $39,052 national figure). The average weekly wage is $1,096, 23% lower than the U.S. average. The unemployment rate is 2.9% (below the 3.6% US average). 3.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,096 business establishments, including 391 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 32 minutes (longer than the 28-minute US average). 44.1% of workers work from home (above the 15.2% national rate).
Income: Grand Beach vs U.S.
Income
| Median HH Income | $115,000 |
| 53% above US avg |
| Per Capita Income | $90,814 |
| Avg Weekly Wage | $1,096 |
| IRS Avg AGI | $80,573 |
| Gini Index | 0.482 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.9% |
| 19% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 4,096 |
| County GDP | $9,718M |
Business (County)
| Restaurants | 391 |
| Healthcare | 432 |
| Retail | 544 |
| Manufacturing | 268 |
Tax & Cost of Living
| Property Tax (IRS) | $7,061 |
| 102% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 0.65% |
Commute & Transportation
| Commute Time | 32.2 min |
| Drive Alone | 48.0% |
| Public Transit | 0.0% |
| Work from Home | 44.1% |
The median home value in Grand Beach is $1,081,700, 284% above the national median of $281,900. Zillow estimates the typical home value at $632,555, lower than the Census estimate. Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 96.6% of housing units are owner-occupied (above the 65.4% national rate). There are 553 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $7,061 (higher than the $3,500 national average). 29.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 9.4x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $1,081,700 |
| 284% above US avg |
| Zillow ZHVI | $632,555 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 96.6% |
| Owner-Occupied | 96.6% |
| Renter-Occupied | 3.4% |
| Housing Units | 553 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $7,061 |
| 102% above US avg |
| Effective Rate | 0.65% |
In Grand Beach, 34.0% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 29.0% have high blood pressure. 10.7% are current smokers (below the 14.0% national rate). 19.8% report binge drinking. 18.6% are physically inactive, below the national average. 25.9% report depression (above the 20.0% national average). 15.9% experience frequent mental distress. 5.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,255. The dentist ratio is 1:1,778. 79.6% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Grand Beach vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.0% |
| 6% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.9% |
| High Blood Pressure | 29.0% |
| Asthma | 10.7% |
| COPD | 5.3% |
| Cancer | 8.1% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 10.7% |
| 24% below US avg |
| Binge Drinking | 19.8% |
| Physical Inactivity | 18.6% |
| Depression | 25.9% |
| Mental Distress | 15.9% |
| Physical Distress | 11.1% |
| Short Sleep | 34.2% |
Healthcare Access
| Insurance Rate | 95.5% |
| Uninsured | 5.7% |
| 34% below US avg |
| Primary Care | 1:1,255 |
| Dentists | 1:1,778 |
| Mental Health | 1:316 |
| Checkup Rate | 76.5% |
| Dental Visits | 74.5% |
| Premature Death | 9,398/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 432 |
Grand Beach has a violent crime rate of 88 per 100,000 residents, 77% below the national average of 380. Property crime stands at 1,060 per 100,000, 46% below the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Grand Beach receives a safety grade of F.
Crime Rates: Grand Beach vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 88.3/100K |
| 77% below US avg |
| |
Property Crime
| Total Property | 1,060.1/100K |
| 46% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Grand Beach experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.6 inches. The area receives 65.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 616 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 616 ft (188 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 404/sq mi |
| Coordinates | 41.7746°N, 86.7884°W |
| Timezone | America/Detroit |
| County | Berrien County County |
| Nearest Airport | South Bend International (SBN)
25 miles away |
Precipitation & Snow
Annual Rainfall
42.6"
12% above US avg
Wettest Month (Jun)
4.13"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.7 / 100 |
| Social Vulnerability | 44.1 / 100 |
| Community Resilience | 98.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
124 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
143 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
150 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
86 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
110 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
138 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
144 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
407 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 121 fatalities, 1,672 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 21, 1967 |
EF4 |
87 km |
33 |
| Apr 11, 1965 |
EF4 |
66 km |
31 |
| Apr 11, 1965 |
EF4 |
53 km |
36 |
| Apr 11, 1965 |
EF4 |
92 km |
5 |
| Oct 18, 2007 |
EF3 |
74 km |
0 |
| Oct 24, 2001 |
EF3 |
34 km |
1 |
| May 13, 1980 |
EF3 |
68 km |
0 |
| Mar 12, 1976 |
EF3 |
17 km |
0 |
| Mar 12, 1976 |
EF3 |
56 km |
0 |
| Jun 20, 1974 |
EF3 |
76 km |
0 |
| Oct 24, 1967 |
EF3 |
44 km |
0 |
| Nov 26, 1965 |
EF3 |
25 km |
0 |
| Nov 12, 1965 |
EF3 |
63 km |
0 |
| Apr 11, 1965 |
EF3 |
58 km |
0 |
| Apr 11, 1965 |
EF3 |
50 km |
10 |
| Apr 30, 1962 |
EF3 |
25 km |
0 |
| Apr 30, 1962 |
EF3 |
57 km |
0 |
| Jun 14, 1957 |
EF3 |
88 km |
0 |
| Aug 12, 1956 |
EF3 |
75 km |
0 |
| Apr 3, 1956 |
EF3 |
77 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
11 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: OGDEN DUNS (863 ac, 1986).
| Year |
Name |
Acres |
Distance |
| 1986 |
OGDEN DUNS |
863 |
40 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
39 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
30 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.1 in |
Coldest |
| February |
28°F (-2°C) |
1.7 in |
Driest |
| March |
37°F (3°C) |
2.8 in |
|
| April |
48°F (9°C) |
3.6 in |
|
| May |
58°F (15°C) |
3.4 in |
|
| June |
68°F (20°C) |
4.1 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
71°F (22°C) |
3.8 in |
|
| September |
64°F (18°C) |
3.9 in |
|
| October |
53°F (12°C) |
3.1 in |
|
| November |
41°F (5°C) |
3.5 in |
|
| December |
30°F (-1°C) |
3.0 in |
|
Grand Beach has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 38.7 inches, with June being the wettest month (4.1") and February the driest (1.7").
Average costs for common services in Grand Beach. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $594 |
| Toddler | $594 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $831 |
| Toddler | $674 |
| Preschool | $670 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Grand Beach
What is the population of Grand Beach?
Grand Beach has a population of 368 residents and is located in Michigan. The population density is 404 people per square mile, spread across 0.9 square miles. The median age of residents is 62.5 years, which is older than the national median of 38.9 years. The population is 45.4% female and 54.6% male.
Is Grand Beach expensive to live in?
Grand Beach has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $115,000, 53% above the national average of $75,149. The median home value is $1,081,700 (284% above the U.S. median). The home price-to-income ratio is 9.4x, which means housing is a stretch relative to local earnings.
Is Grand Beach safe?
Grand Beach is considered a very safe city with a violent crime rate of 88 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,060 per 100,000 (below the national average). Overall, Grand Beach receives a safety grade of F based on combined crime data.
What is the weather like in Grand Beach?
Grand Beach has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.6 inches, with 65.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Grand Beach?
The job market in Grand Beach is very strong, with unemployment at just 2.9% / well below the national rate of 3.6%. The average weekly wage is $1,096. There are 4,096 business establishments in the area, including 391 restaurants and food service locations. The average commute time is 32 minutes, and 44.1% of workers work from home.
How much does housing cost in Grand Beach?
The median home value in Grand Beach is $1,081,700. Zillow estimates the typical home value at $632,555. The homeownership rate is 96.6%. The average annual property tax is $7,061.
How are the schools in Grand Beach?
Schools in Grand Beach score 5.2 out of 10 on standardized testing, near the national average. 70.4% of adults in Grand Beach hold a bachelor's degree or higher, above the national average of 33.7%. 98.5% have completed high school. 38.2% hold a graduate or professional degree.
How healthy is Grand Beach?
The obesity rate in Grand Beach is 34.0% (above the national rate of 32.1%). 10.7% of adults are smokers. 18.6% are physically inactive. 25.9% of residents report depression. 5.7% lack health insurance (below the national rate). 79.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,255.
What is transportation like in Grand Beach?
The average commute in Grand Beach is 32 minutes, longer than the national average of 28 minutes. 48% of workers drive alone to work, and 44.1% work from home.
What are the demographics of Grand Beach?
The racial and ethnic makeup of Grand Beach is 89.9% White, 0.8% Hispanic or Latino. 97.3% of residents speak only English at home. 2.1% of the population are military veterans. 15.9% of residents have a disability. 95.5% have health insurance coverage.
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