Median Income
$60,500
19% lower than US avg
Home Value
$185,100
34% lower than US avg
Bachelor's+
19.9%
41% lower than US avg
Median Rent
$1,022
12% lower than US avg
Obesity Rate
36.1%
12% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
7.9%
36% lower than US avg
How Three Oaks Compares to the U.S. Average (100% = U.S. avg)
People
Population1,322
Median Age39.6 yrs
Density1,213/mi²
Male / Female58% / 42%
Largest GroupWhite 67%
Economy
B+
Median Income$60,500
Per Capita$39,741
Unemployment3.8%
Poverty7.9%
County GDP$9,718M
Commute22 min
Housing
A+
Home Value$185,100
Rent$1,022
OwnershipN/A
Zillow$316,422
Health
Obesity36.1%
UninsuredN/A
Depression28.1%
Heart Disease5.3%
Climate
Avg Temp50°F
AQI38 (Good)
Rain42.6 in/yr
Elevation674 ft
Education
C+
Bachelor's+19.9%
High School+90.6%
School Score5.23
Community
2024 VoteR 53% / D 45%
Commute22 min
EV Stations3
Libraries14
Is Three Oaks a Good Place to Live?
Based on current data, Three Oaks receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Three Oaks offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Three Oaks is $60,500, 19% below the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. Only 7.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Three Oaks is $185,100, 34% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,022 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
19.9% of residents hold a bachelor's degree, below the national average of 33.7%. 90.6% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Three Oaks experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 42.6 inches, including 65.2 inches of snow. Air quality is rated Good with a median AQI of 38.
Three Oaks has a population of 1,322 with a density of 1,213 people per square mile. The median age is 39.6 years, 2% older than the national median of 38.9. The city is predominantly White (67.3%).
Population
39.6yrs
Median Age
2% above US avg
Race & Ethnicity
Three Oaks vs U.S. Average
Language Spoken at Home
| English Only | 79.1% |
| 1% above US avg |
| Spanish | 20.9% |
| 56% above US avg |
Social Characteristics
Three Oaks vs U.S. Average
The median household income in Three Oaks is $60,500, which is 19% below the national average of $75,149. The unemployment rate is 3.8% (above the 3.6% US average). 7.9% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income: Three Oaks vs U.S.
Income
| Median HH Income | $60,500 |
| 19% below US avg |
| Per Capita Income | $39,741 |
| Avg Weekly Wage | $1,096 |
| IRS Avg AGI | $80,573 |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 7.9% |
| 36% below US avg |
| Establishments (County) | 4,096 |
| County GDP | $9,718M |
Business (County)
| Restaurants | 391 |
| Healthcare | 432 |
| Retail | 544 |
| Manufacturing | 268 |
Tax & Cost of Living
| Property Tax (IRS) | $7,061 |
| 102% above US avg |
| Effective Tax Rate | 3.81% |
Commute & Transportation
| Commute Time | 21.7 min |
| Work from Home | 10.2% |
The median home value in Three Oaks is $185,100, 34% below the national average. Monthly rent averages $1,022 (12% below US avg). Zillow estimates the typical home value at $316,422.
Home Values
| Census Median | $185,100 |
| 34% below US avg |
| Zillow ZHVI | $316,422 |
Real Estate Market (Redfin)
| $/Sq Ft | $176 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 96.3% |
| Price Drops | 20.0% |
| Inventory | 10 |
Rental Costs
| Census Median Rent | $1,022 |
| 12% below US avg |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $7,061 |
| 102% above US avg |
| Effective Rate | 3.81% |
In Three Oaks, 36.1% of adults are obese (above the 32.1% national rate). 28.1% report depression. 22.7% are physically inactive.
Health Metrics: Three Oaks vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.1% |
| 12% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.5% |
| Asthma | 11.6% |
| COPD | 6.7% |
| Stroke | 2.8% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.4% |
| Physical Inactivity | 22.7% |
| Depression | 28.1% |
| Mental Distress | 19.0% |
| Physical Distress | 13.1% |
Healthcare Access
| Insurance Rate | 94.0% |
| |
| Checkup Rate | 75.5% |
| Premature Death | 9,398/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 432 |
Crime Rates: Three Oaks vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
Safety Score
Three Oaks has an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation is 42.6 inches. Air quality is rated Good with a median AQI of 38.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
Precipitation & Snow
| Annual Rainfall | 42.6 inches |
| 12% above US avg |
| Snowfall | 65.2 inches/yr |
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Geography
| Elevation | 674 ft (205 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 1,213/sq mi |
| Coordinates | 41.7985°N, 86.6139°W |
| County FIPS | 26021 |