Median Income
$45,709
39% lower than US avg
Home Value
$113,300
60% lower than US avg
Violent Crime
685/100K
80% higher than US avg
Bachelor's+
18.2%
46% lower than US avg
Median Rent
$938
19% lower than US avg
Obesity Rate
40.1%
25% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
9.4%
24% lower than US avg
How Ardmore Compares to the U.S. Average (100% = U.S. avg)
People
Population1,807
Median Age43.3 yrs
Density1,197/mi²
Male / Female56% / 44%
Largest GroupWhite 80%
Veterans5.4%
Economy
B+
Median Income$45,709
Per Capita$28,213
Unemployment1.3%
Poverty9.4%
County GDP$19,493M
Commute18 min
Housing
A+
Home Value$113,300
Rent$938
Ownership88.7%
Zillow$186,070
Housing Units851
Rent Burden14.0%
Crime
F
Violent685/100K
Property4,704/100K
Health
Obesity40.1%
Smoking18.6%
Depression27.4%
Heart Disease6.4%
Climate
Avg Temp49°F (10°C)
AQI41 (Good)
Rain39.2 in/yr
Sunny Days275/yr
Elevation746 ft (227 m)
Education
C
Bachelor's+18.2%
High School+89.6%
Graduate+3.2%
School Score5.56
Community
2024 VoteR 49% / D 50%
Commute18 min
Broadband88.3%
EV Stations18
Libraries15
Is Ardmore a Good Place to Live?
Based on current data, Ardmore receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include elevated crime rates, below-average incomes, high obesity rates. Ardmore offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ardmore is $45,709, 39% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. 9.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Ardmore is $113,300, 60% below the national median / offering relatively affordable homeownership. Renters pay a median of $938 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 685 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 4,704 per 100,000, 140% above the national average.
Education
18.2% of residents hold a bachelor's degree, below the national average of 33.7%. 89.6% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Ardmore experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.2 inches, including 64.5 inches of snow. Air quality is rated Good with a median AQI of 41.
Ardmore has a population of 1,807 with a density of 1,197 people per square mile, spread across 1.5 square miles. The median age is 43.3 years, 11% older than the national median of 38.9. The gender split is 44.1% female and 55.9% male. The city is predominantly White (79.5%), with 1.9% Black. English is the primary language spoken at home by 89.3% of residents, while 10.7% speak Spanish. 5.4% of the population are veterans. 15.9% of residents have a disability (above the 13.0% national average). 93.5% have health insurance coverage.
Population
43.3yrs
Median Age
11% above US avg
Language Spoken at Home
English Only
89.3%
14% above US avg
Spanish
10.7%
20% below US avg
The median household income in Ardmore is $45,709, which is 39% below the national average of $75,149. Per capita income is $28,213 (below the $39,052 national figure). The average weekly wage is $1,140, 20% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 9.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 6,539 business establishments, including 630 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 4.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $45,709 |
| 39% below US avg |
| Per Capita Income | $28,213 |
| Avg Weekly Wage | $1,140 |
| IRS Avg AGI | $73,799 |
| Gini Index | 0.472 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 9.4% |
| 24% below US avg |
| Establishments (County) | 6,539 |
| County GDP | $19,493M |
Business (County)
| Restaurants | 630 |
| Healthcare | 722 |
| Retail | 895 |
| Manufacturing | 315 |
Tax & Cost of Living
| Property Tax (IRS) | $4,800 |
| 37% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 4.24% |
Commute & Transportation
| Commute Time | 17.6 min |
| Drive Alone | 84.4% |
| Public Transit | 0.0% |
| Work from Home | 4.0% |
The median home value in Ardmore is $113,300, 60% below the national median of $281,900. Zillow estimates the typical home value at $186,070, higher than the Census estimate. Monthly rent averages $938 (19% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 88.7% of housing units are owner-occupied (above the 65.4% national rate). There are 851 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $4,800 (higher than the $3,500 national average). 14.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $113,300 |
| 60% below US avg |
| Zillow ZHVI | $186,070 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $938 |
| 19% below US avg |
| Rent Burden | 14.0% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 88.7% |
| Owner-Occupied | 88.7% |
| Renter-Occupied | 11.3% |
| Housing Units | 851 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $4,800 |
| 37% above US avg |
| Effective Rate | 4.24% |
In Ardmore, 40.1% of adults are obese, above the national rate of 32.1%. 14.6% have diabetes (above the 10.5% national rate). Heart disease affects 6.4% of residents. 38.8% have high blood pressure. 18.6% are current smokers (above the 14.0% national rate). 15.6% report binge drinking. 31.6% are physically inactive, above the national average. 27.4% report depression (above the 20.0% national average). 20.5% experience frequent mental distress. The primary care physician ratio is 1:1,111. The dentist ratio is 1:1,565. 85.0% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Ardmore vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.1% |
| 25% above US avg |
| Diabetes | 14.6% |
| Heart Disease | 6.4% |
| High Blood Pressure | 38.8% |
| Asthma | 11.9% |
| COPD | 8.6% |
| Cancer | 6.7% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 18.6% |
| 33% above US avg |
| Binge Drinking | 15.6% |
| Physical Inactivity | 31.6% |
| Depression | 27.4% |
| Mental Distress | 20.5% |
| Physical Distress | 15.0% |
| Short Sleep | 41.6% |
Healthcare Access
| Insurance Rate | 93.5% |
| |
| Primary Care | 1:1,111 |
| Dentists | 1:1,565 |
| Mental Health | 1:369 |
| Checkup Rate | 79.4% |
| Dental Visits | 52.6% |
| Premature Death | 9,846/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 85.0% |
| Healthcare Facilities | 722 |
Ardmore has a violent crime rate of 685 per 100,000 residents, 80% above the national average of 380. Property crime stands at 4,704 per 100,000, 140% above the U.S. average. The county recorded 23 fatal traffic crashes. Overall, Ardmore receives a safety grade of F.
Crime Rates: Ardmore vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 685.2/100K |
| 80% above US avg |
| |
Property Crime
| Total Property | 4,703.9/100K |
| 140% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 23 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ardmore experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.2 inches. The area receives 64.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 746 feet.
Temperature
24°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 49.3°F |
| 9% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 746 ft (227 m) |
| Area | 1.5 sq mi (3.9 km²) |
| Population Density | 1,197/sq mi |
| Coordinates | 41.6924°N, 86.3243°W |
| Timezone | America/Indiana/Indianapolis |
| County | St. Joseph County County |
| Nearest Airport | South Bend International (SBN)
1 miles away |
Precipitation & Snow
Annual Rainfall
39.2"
3% above US avg
Wettest Month (Jun)
3.98"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0449 ppm |
| NO₂ (Nitrogen Dioxide) | 7.7 ppb |
| PM2.5 (Fine Particles) | 9.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 85.8 / 100 |
| Social Vulnerability | 37.2 / 100 |
| Community Resilience | 90.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
96 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
117 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
125 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
71 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
397 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 118 fatalities, 1,474 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1977 |
EF4 |
92 km |
0 |
| Apr 11, 1965 |
EF4 |
29 km |
31 |
| Apr 11, 1965 |
EF4 |
16 km |
36 |
| Apr 11, 1965 |
EF4 |
53 km |
5 |
| Apr 11, 1965 |
EF4 |
96 km |
23 |
| May 27, 2019 |
EF3 |
81 km |
0 |
| Oct 18, 2007 |
EF3 |
46 km |
0 |
| Oct 24, 2001 |
EF3 |
12 km |
1 |
| May 13, 1980 |
EF3 |
59 km |
0 |
| May 13, 1980 |
EF3 |
84 km |
5 |
| Mar 12, 1976 |
EF3 |
53 km |
0 |
| Mar 12, 1976 |
EF3 |
54 km |
0 |
| Apr 3, 1974 |
EF3 |
77 km |
5 |
| Oct 24, 1967 |
EF3 |
76 km |
0 |
| Nov 26, 1965 |
EF3 |
15 km |
0 |
| Nov 12, 1965 |
EF3 |
97 km |
0 |
| Apr 11, 1965 |
EF3 |
82 km |
0 |
| Apr 11, 1965 |
EF3 |
44 km |
10 |
| Apr 11, 1965 |
EF3 |
96 km |
0 |
| Apr 30, 1962 |
EF3 |
16 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
46 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: OGDEN DUNS (863 ac, 1986).
| Year |
Name |
Acres |
Distance |
| 1986 |
OGDEN DUNS |
863 |
75 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
74 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.2 in |
Coldest |
| February |
28°F (-3°C) |
1.8 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
49°F (9°C) |
3.7 in |
|
| May |
60°F (16°C) |
3.4 in |
|
| June |
69°F (21°C) |
4.0 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.8 in |
|
| October |
52°F (11°C) |
3.1 in |
|
| November |
40°F (5°C) |
3.3 in |
|
| December |
29°F (-2°C) |
3.2 in |
|
Ardmore has a seasonal temperature swing of 48°F / from 24°F in January to 72°F in July. Total annual precipitation is 38.7 inches, with June being the wettest month (4.0") and February the driest (1.8").
Average costs for common services in Ardmore. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Ardmore
What is the population of Ardmore?
Ardmore has a population of 1,807 residents and is located in Indiana. The population density is 1,197 people per square mile, spread across 1.5 square miles. The median age of residents is 43.3 years, which is older than the national median of 38.9 years. The population is 44.1% female and 55.9% male.
Is Ardmore expensive to live in?
Ardmore is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $45,709, 39% below the national average of $75,149. The median home value is $113,300 (60% below the U.S. median). Renters pay a median of $938 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Ardmore safe?
Public safety is a concern in Ardmore, with a violent crime rate of 685 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,704 per 100,000 (above the national average). Overall, Ardmore receives a safety grade of F based on combined crime data.
What is the weather like in Ardmore?
Ardmore has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.2 inches, with 64.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Ardmore?
The job market in Ardmore is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $1,140. There are 6,539 business establishments in the area, including 630 restaurants and food service locations. The average commute time is 18 minutes, and 4.0% of workers work from home.
How much does housing cost in Ardmore?
The median home value in Ardmore is $113,300. Zillow estimates the typical home value at $186,070. For renters, the median monthly rent is $938. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 88.7%. The average annual property tax is $4,800.
How are the schools in Ardmore?
Schools in Ardmore score 5.6 out of 10 on standardized testing, near the national average. 18.2% of adults in Ardmore hold a bachelor's degree or higher, below the national average of 33.7%. 89.6% have completed high school. 3.2% hold a graduate or professional degree.
How healthy is Ardmore?
The obesity rate in Ardmore is 40.1% (above the national rate of 32.1%). 18.6% of adults are smokers. 31.6% are physically inactive. 27.4% of residents report depression. 85.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,111.
What is transportation like in Ardmore?
The average commute in Ardmore is 18 minutes, shorter than the national average of 28 minutes. 84.4% of workers drive alone to work, and 4.0% work from home.
What are the demographics of Ardmore?
The racial and ethnic makeup of Ardmore is 79.5% White, 1.9% Black or African American. 89.3% of residents speak only English at home, while 10.7% speak Spanish. 5.4% of the population are military veterans. 15.9% of residents have a disability. 93.5% have health insurance coverage.
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