Granite Bay, CA

California · Metropolitan Area

Granite Bay is a small city in California with a population of 21,378. Residents earn $190,000 per year, which is 153% above the national average.

4.4 /5.0
A Great
21,378 Population 992/sq mi density
$190,000 Median Income $85,943 per capita
$1,094,100 Home Value $1,127,951 Zillow
$2,609 Median Rent
61°F Avg Temperature
A
Overall
4.4 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$190,000 median income, 2.7% unemployment
B
Affordability
3.4 / 5.0
$1,094,100 home value, $2,609/mo rent
A+
Education
5.0 / 5.0
62.0% bachelor's degree or higher
Median Income $190,000
153% higher than US avg
Home Value $1,094,100
288% higher than US avg
Bachelor's+ 62.0%
84% higher than US avg
Median Rent $2,609
124% higher than US avg
Obesity Rate 25.1%
22% lower than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 4.3%
65% lower than US avg

How Granite Bay Compares to the U.S. Average (100% = U.S. avg)

People

Population21,378
Median Age48.1 yrs
Density992/mi²
Male / Female49% / 51%
Largest GroupWhite 77%

Economy

A+
Median Income$190,000
Per Capita$85,943
Unemployment2.7%
Poverty4.3%
County GDP$135,538M
Commute27 min

Housing

B
Home Value$1,094,100
Rent$2,609
OwnershipN/A
Zillow$1,127,951

Crime

ViolentN/A
PropertyN/A

Health

Obesity25.1%
UninsuredN/A
Depression22.3%
Heart Disease4.0%

Climate

Avg Temp61°F
AQI48 (Good)
Rain36.1 in/yr
Elevation400 ft

Education

A+
Bachelor's+62.0%
High School+97.5%
School Score4.69

Community

2024 VoteR 38% / D 58%
Commute27 min
EV Stations5
Libraries32

Is Granite Bay a Good Place to Live?

Based on current data, Granite Bay receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Granite Bay stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Granite Bay is $190,000, which is significantly higher than the national average — 153% above $75,149. This places Granite Bay among higher-income communities. The job market is very strong with unemployment at just 2.7%. Only 4.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Granite Bay is $1,094,100, making it a premium housing market at 288% above the U.S. median of $281,900. Renters pay a median of $2,609 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.8x means housing costs are stretched relative to local earnings.

Education

Granite Bay is a highly educated community — 62.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.5% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Granite Bay enjoys a moderate climate with an average annual temperature of 61°F. Winters average 47°F in January while summers reach 78°F in July. Annual precipitation totals 36.1 inches. Air quality is rated Good with a median AQI of 48.

Granite Bay has a population of 21,378 with a density of 992 people per square mile. The median age is 48.1 years, 24% older than the national median of 38.9. The city is predominantly White (77.4%), with 2% Black.

Population

21,378
Total Population
992
People / sq mi
48.1yrs
Median Age
24% above US avg
21.6mi²
Land Area

Gender Distribution

Male 49.3%
Female 50.7%

Race & Ethnicity

Granite Bay vs U.S. Average

Language Spoken at Home

English Only86.7%
10% above US avg
Spanish13.3%
1% below US avg

Social Characteristics

Granite Bay vs U.S. Average

The median household income in Granite Bay is $190,000, which is 153% above the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 4.3% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Granite Bay vs U.S.

Commute Mode

Income

Median HH Income$190,000
153% above US avg
Per Capita Income$85,943
Avg Weekly Wage$1,541
IRS Avg AGI$83,943

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate4.3%
65% below US avg
Establishments (County)73,284
County GDP$135,538M

Business (County)

Restaurants3,301
Healthcare4,098
Retail3,717
Manufacturing761

Tax & Cost of Living

Property Tax (IRS)$6,181
77% above US avg
Effective Tax Rate0.56%

Commute & Transportation

Commute Time26.8 min
Work from Home23.5%

Walkability

The median home value in Granite Bay is $1,094,100, 288% above the national average. Monthly rent averages $2,609 (124% above US avg). Zillow estimates the typical home value at $1,127,951.

Home Value Sources

Ownership Split

Home Values

Census Median$1,094,100
288% above US avg
Zillow ZHVI$1,127,951
Median List Price$1,600,000

Real Estate Market (Redfin)

Median List Price$1,600,000
$/Sq Ft$462
Homes Sold11
Sale-to-List Ratio99.5%
Price Drops21.2%
Inventory52

Rental Costs

Census Median Rent$2,609
124% above US avg

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied90.3%

Property Tax

Avg Tax (IRS)$6,181
77% above US avg
Effective Rate0.56%
In Granite Bay, 25.1% of adults are obese (below the 32.1% national rate). 22.3% report depression. 14.6% are physically inactive.

Health Metrics: Granite Bay vs U.S. Average (%)

Chronic Conditions

Obesity25.1%
22% below US avg
Diabetes6.7%
Heart Disease4.0%
High Blood Pressure25.7%
Asthma9.8%
COPD3.5%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking19.6%
Physical Inactivity14.6%
Depression22.3%
Mental Distress15.7%
Physical Distress9.9%

Healthcare Access

Insurance Rate98.8%
Checkup Rate71.6%
Premature Death7,616/100K

Food & Exercise

Food Environment8.5/10
Exercise Access98.9%
Healthcare Facilities4,098

Crime Rates: Granite Bay vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)204

Safety Score

Granite Bay has an average annual temperature of 61°F (16°C). Winters average 47°F in January while summers reach 78°F in July. Annual precipitation is 36.1 inches. Air quality is rated Good with a median AQI of 48.

Temperature

47°F Jan (8°C) 78°F Jul (26°C)
Annual Average61.2°F
13% above US avg
January Average47°F (8°C)
July Average78°F (26°C)

Precipitation & Snow

Annual Rainfall36.1 inches
5% below US avg

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation400 ft (122 m)
Area21.6 sq mi (55.8 km²)
Population Density992/sq mi
Coordinates38.7604°N, 121.1682°W
County FIPS06067
It is classified as Metro — 1 million+. 62.0% of residents hold a bachelor's degree or higher (84% above US avg). In the 2024 election, the county voted Democrat by a 19.7-point margin.

2024 Presidential Election (County)

R 38.4%
D 58.1%

Winner: Democrat by 19.7 points

Education

Bachelor's Degree+62.0%
84% above US avg
High School+97.5%
School Test Score4.69
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density992/sq mi
Total Area21.6 sq mi

Infrastructure & Services

EV Charging Stations5
Alt Fuel Stations6
Public Libraries32
Healthcare Facilities4,098
Restaurants3,301
Retail Stores3,717

Safety & Disasters

Fatal Crashes (County/yr)204

Commute & Transportation

Avg Commute26.8 min
Work from Home23.5%

Nearby Cities

Compare Granite Bay with another city: