Median Income
$54,883
27% lower than US avg
Home Value
$140,200
50% lower than US avg
Violent Crime
310/100K
18% lower than US avg
Bachelor's+
16.1%
52% lower than US avg
Median Rent
$1,041
10% lower than US avg
Obesity Rate
39.8%
24% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
7.1%
43% lower than US avg
How Gray Summit Compares to the U.S. Average (100% = U.S. avg)
People
Population2,847
Median Age35.2 yrs
Density370/mi²
Male / Female56% / 44%
Largest GroupWhite 87%
Veterans8.2%
Economy
A
Median Income$54,883
Per Capita$28,493
Unemployment1.5%
Poverty7.1%
Commute29 min
Housing
A+
Home Value$140,200
Rent$1,041
Ownership81.3%
Zillow$240,326
Housing Units1,056
Rent Burden28.8%
Crime
F
Violent310/100K
Property2,241/100K
Health
Obesity39.8%
Uninsured8.8%
Smoking17.3%
Depression27.3%
Heart Disease5.9%
Climate
Avg Temp55°F (13°C)
AQI41 (Good)
Rain38.9 in/yr
Sunny Days266/yr
Elevation686 ft (209 m)
Education
C
Bachelor's+16.1%
High School+83.8%
Graduate+1.9%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute29 min
Broadband92.7%
EV Stations1
Is Gray Summit a Good Place to Live?
Based on current data, Gray Summit receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes, high obesity rates. Gray Summit offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Gray Summit is $54,883, 27% below the national average of $75,149. The job market is very strong with unemployment at just 1.5%. Only 7.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Gray Summit is $140,200, 50% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,041 per month, below the national average / a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Gray Summit is below the national average at 310 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,241 per 100,000, near the national average.
Education
16.1% of residents hold a bachelor's degree, below the national average of 33.7%. 83.8% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Gray Summit experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 78°F in July. With 266 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.9 inches, including 7.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Gray Summit has a population of 2,847 with a density of 370 people per square mile, spread across 7.3 square miles. The median age is 35.2 years, 10% younger than the national median of 38.9. The gender split is 44.3% female and 55.7% male. The city is predominantly White (86.6%), with 3.7% Hispanic, 2.5% Black. English is the primary language spoken at home by 97.6% of residents. 8.2% of the population are veterans, above the national rate of 6.0%. 10.6% of residents have a disability. 93.4% have health insurance coverage.
Population
35.2yrs
Median Age
10% below US avg
Race & Ethnicity
Gray Summit vs U.S. Average
Language Spoken at Home
English Only
97.6%
24% above US avg
Spanish
2.4%
82% below US avg
Social Characteristics
Gray Summit vs U.S. Average
The median household income in Gray Summit is $54,883, which is 27% below the national average of $75,149. Per capita income is $28,493 (below the $39,052 national figure). The unemployment rate is 1.5% (below the 3.6% US average). 7.1% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 14.3% of workers work from home.
Income: Gray Summit vs U.S.
Income
| Median HH Income | $54,883 |
| 27% below US avg |
| Per Capita Income | $28,493 |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 7.1% |
| 43% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 29.0 min |
| Drive Alone | 76.0% |
| Public Transit | 0.0% |
| Work from Home | 14.3% |
The median home value in Gray Summit is $140,200, 50% below the national median of $281,900. Zillow estimates the typical home value at $240,326, higher than the Census estimate. Monthly rent averages $1,041 (10% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 81.3% of housing units are owner-occupied (above the 65.4% national rate). There are 1,056 total housing units in the city. The median year a home was built is 1984. 28.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $140,200 |
| 50% below US avg |
| Zillow ZHVI | $240,326 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,041 |
| 10% below US avg |
| Rent Burden | 28.8% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 81.3% |
| Owner-Occupied | 81.3% |
| Renter-Occupied | 18.7% |
| Housing Units | 1,056 |
| Median Year Built | 1984 |
Property Tax
In Gray Summit, 39.8% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.9% of residents. 32.4% have high blood pressure. 17.3% are current smokers (above the 14.0% national rate). 19.5% report binge drinking. 28.4% are physically inactive. 27.3% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 8.8% of residents lack health insurance.
Health Metrics: Gray Summit vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.8% |
| 24% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.9% |
| High Blood Pressure | 32.4% |
| Asthma | 10.9% |
| COPD | 7.4% |
| Cancer | 7.5% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.3% |
| 24% above US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 28.4% |
| Depression | 27.3% |
| Mental Distress | 19.1% |
| Physical Distress | 14.1% |
| Short Sleep | 36.2% |
Healthcare Access
| Insurance Rate | 93.4% |
| Uninsured | 8.8% |
| 2% above US avg |
| Checkup Rate | 76.1% |
| Dental Visits | 58.6% |
Food & Exercise
Gray Summit has a violent crime rate of 310 per 100,000 residents, 18% below the national average of 380. Property crime stands at 2,241 per 100,000, 14% above the U.S. average. Overall, Gray Summit receives a safety grade of F.
Crime Rates: Gray Summit vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 310.1/100K |
| 18% below US avg |
| |
Property Crime
| Total Property | 2,241.0/100K |
| 14% above US avg |
Traffic Safety
| Traffic Accidents | 24 |
| Avg Accident Severity | 2.9 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Gray Summit experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 78°F in July. The area gets 266 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.9 inches. The area receives 7.2 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 686 feet.
Temperature
30°F Jan (-1°C)
78°F Jul (25°C)
| Annual Average | 54.9°F |
| 2% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 266 days/yr |
Geography
| Elevation | 686 ft (209 m) |
| Area | 7.3 sq mi (18.8 km²) |
| Population Density | 370/sq mi |
| Coordinates | 38.4898°N, 90.8168°W |
| Timezone | America/Chicago |
| Nearest Airport | St Louis Lambert International (STL) 30 miles away |
Precipitation & Snow
Annual Rainfall
38.9"
2% above US avg
Wettest Month (May)
4.33"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
35 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
47 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
149 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
55 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
145 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
144 km |
| Feb 28, 1994 |
5 km NW of Harrison, Illinois |
M3.0 |
146 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
60 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
55 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
145 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
28 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
112 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
99 km |
| Jul 31, 1995 |
8 km SSW of Caledonia, Missouri |
M2.8 |
89 km |
| Aug 26, 1992 |
5 km W of Frohna, Missouri |
M2.8 |
137 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
35 km |
| Jun 16, 1993 |
2 km SE of Longtown, Missouri |
M2.7 |
132 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
68 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
66 km |
| Jul 22, 1998 |
12 km NE of Mine La Motte, Missouri |
M2.7 |
105 km |
| Nov 5, 1996 |
11 km SW of Marquand, Missouri |
M2.7 |
134 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
514 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 70 fatalities, 1,153 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
40 km |
0 |
| Apr 3, 1981 |
EF4 |
65 km |
0 |
| Jun 22, 1969 |
EF4 |
65 km |
2 |
| Jun 22, 1969 |
EF4 |
88 km |
4 |
| Dec 21, 1967 |
EF4 |
94 km |
3 |
| Jan 24, 1967 |
EF4 |
31 km |
3 |
| Feb 10, 1959 |
EF4 |
19 km |
21 |
| Feb 24, 1956 |
EF4 |
10 km |
6 |
| Dec 10, 2021 |
EF3 |
72 km |
6 |
| Dec 10, 2021 |
EF3 |
14 km |
1 |
| Oct 24, 2021 |
EF3 |
94 km |
0 |
| May 31, 2013 |
EF3 |
68 km |
0 |
| May 31, 2013 |
EF3 |
23 km |
0 |
| Dec 31, 2010 |
EF3 |
30 km |
1 |
| Mar 13, 2006 |
EF3 |
59 km |
0 |
| Mar 13, 2006 |
EF3 |
79 km |
0 |
| Mar 11, 2006 |
EF3 |
59 km |
0 |
| Jun 1, 1999 |
EF3 |
93 km |
0 |
| Nov 15, 1988 |
EF3 |
73 km |
0 |
| Nov 15, 1988 |
EF3 |
36 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: SMITH MILL HOLLOW (3,978 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
SMITH MILL HOLLOW |
3,978 |
62 km |
| 2021 |
COUNCIL BLUFF |
3,035 |
87 km |
| 2024 |
COUNCIL BLUFF WEST RX |
2,846 |
87 km |
| 2005 |
UNNAMED |
2,751 |
80 km |
| 2019 |
UNNAMED |
2,688 |
62 km |
| 2010 |
COUNCIL BLUFF LAKE |
2,651 |
87 km |
| 2006 |
UNNAMED |
2,512 |
87 km |
| 2021 |
BEAR PAW |
2,080 |
78 km |
| 2024 |
BEAR PAW RX |
2,067 |
78 km |
| 2004 |
CICERO CREEK |
1,846 |
53 km |
| 2021 |
BERRYMAN BLOCK B AND C |
1,728 |
65 km |
| 2015 |
UNNAMED |
1,586 |
81 km |
| 2010 |
DELBRIDGE SOUTH |
1,574 |
81 km |
| 2000 |
UNNAMED |
1,552 |
95 km |
| 1999 |
UNNAMED |
1,483 |
95 km |
| 2024 |
HARMON SPRING RX |
1,330 |
60 km |
| 2018 |
UNNAMED |
1,285 |
60 km |
| 2013 |
UNNAMED |
1,196 |
77 km |
| 2022 |
JOHNSON MOUNTAIN |
1,155 |
87 km |
| 2024 |
RENAULT |
1,085 |
71 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.1 in |
Coldest, Driest |
| February |
35°F (2°C) |
2.1 in |
|
| March |
45°F (7°C) |
3.6 in |
|
| April |
55°F (13°C) |
3.7 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
73°F (23°C) |
3.5 in |
|
| July |
78°F (25°C) |
3.5 in |
Warmest |
| August |
76°F (24°C) |
3.3 in |
|
| September |
68°F (20°C) |
3.4 in |
|
| October |
57°F (14°C) |
3.0 in |
|
| November |
45°F (7°C) |
3.5 in |
|
| December |
34°F (1°C) |
3.0 in |
|
Gray Summit has a seasonal temperature swing of 48°F / from 30°F in January to 78°F in July. Total annual precipitation is 38.9 inches, with May being the wettest month (4.3") and January the driest (2.1").
Average costs for common services in Gray Summit. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Gray Summit
What is the population of Gray Summit?
Gray Summit has a population of 2,847 residents and is located in Missouri. The population density is 370 people per square mile, spread across 7.3 square miles. The median age of residents is 35.2 years, which is younger than the national median of 38.9 years. The population is 44.3% female and 55.7% male.
Is Gray Summit expensive to live in?
Gray Summit is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $54,883, 27% below the national average of $75,149. The median home value is $140,200 (50% below the U.S. median). Renters pay a median of $1,041 per month. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Gray Summit safe?
Gray Summit is safer than the national average, with a violent crime rate of 310 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,241 per 100,000 (above the national average). Overall, Gray Summit receives a safety grade of F based on combined crime data.
What is the weather like in Gray Summit?
Gray Summit has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 78°F in July. The area receives 266 sunny days per year, well above the national average of 205. Annual rainfall totals 38.9 inches, with 7.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Gray Summit?
The job market in Gray Summit is very strong, with unemployment at just 1.5% / well below the national rate of 3.6%. The average commute time is 29 minutes, and 14.3% of workers work from home.
How much does housing cost in Gray Summit?
The median home value in Gray Summit is $140,200. Zillow estimates the typical home value at $240,326. For renters, the median monthly rent is $1,041. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 81.3%.
How are the schools in Gray Summit?
Schools in Gray Summit score 5.5 out of 10 on standardized testing, near the national average. 16.1% of adults in Gray Summit hold a bachelor's degree or higher, below the national average of 33.7%. 83.8% have completed high school. 1.9% hold a graduate or professional degree.
How healthy is Gray Summit?
The obesity rate in Gray Summit is 39.8% (above the national rate of 32.1%). 17.3% of adults are smokers. 28.4% are physically inactive. 27.3% of residents report depression. 8.8% lack health insurance.
What is transportation like in Gray Summit?
The average commute in Gray Summit is 29 minutes. 76% of workers drive alone to work, and 14.3% work from home.
What are the demographics of Gray Summit?
The racial and ethnic makeup of Gray Summit is 86.6% White, 2.5% Black or African American, 3.7% Hispanic or Latino. 97.6% of residents speak only English at home. 8.2% of the population are military veterans. 10.6% of residents have a disability. 93.4% have health insurance coverage.