Median Income
$73,839
2% lower than US avg
Home Value
$93,000
67% lower than US avg
Violent Crime
329/100K
13% lower than US avg
Bachelor's+
29.1%
14% lower than US avg
Obesity Rate
36.1%
12% higher than US avg
Unemployment
4.8%
33% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Guilford Compares to the U.S. Average (100% = U.S. avg)
People
Population377
Median Age47.4 yrs
Density281/mi²
Male / Female39% / 61%
Largest GroupWhite 82%
Veterans0.0%
Economy
A
Median Income$73,839
Per Capita$32,472
Unemployment4.8%
Poverty0.0%
County GDP$3,066M
Commute15 min
Housing
A+
Home Value$93,000
Ownership89.0%
Zillow$179,512
Housing Units191
Rent Burden26.7%
Crime
F
Violent329/100K
Property3,951/100K
Health
Obesity36.1%
Uninsured7.0%
Smoking16.5%
Depression24.1%
Heart Disease5.7%
Climate
Avg Temp46°F (8°C)
AQI36 (Good)
Rain45.3 in/yr
Sunny Days246/yr
Elevation1,502 ft (458 m)
Education
B
Bachelor's+29.1%
High School+90.7%
Graduate+7.4%
School Score4.74
Community
2024 VoteR 64% / D 36%
Commute15 min
Broadband69.0%
EV Stations2
Libraries10
Is Guilford a Good Place to Live?
Based on current data, Guilford receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, a low poverty rate, high health insurance coverage. Guilford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Guilford is $73,839, roughly in line with the national average of $75,149. Unemployment stands at 4.8%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Guilford is $93,000, 67% below the national median / offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Guilford is below the national average at 329 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,951 per 100,000, 102% above the national average.
Education
29.1% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Guilford experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 69°F in July. The area gets 246 sunny days per year. Annual precipitation totals 45.3 inches. Air quality is rated Good with a median AQI of 36.
Guilford has a population of 377 with a density of 281 people per square mile, spread across 1.5 square miles. The median age is 47.4 years, 22% older than the national median of 38.9. The gender split is 60.7% female and 39.3% male. The city is predominantly White (82.2%), with 16.4% Hispanic. English is the primary language spoken at home by 100% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 25.2% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
47.4yrs
Median Age
22% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Guilford is $73,839, which is 2% below the national average of $75,149. Per capita income is $32,472 (below the $39,052 national figure). The average weekly wage is $1,234, 14% lower than the U.S. average. The unemployment rate is 4.8% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,040 business establishments, including 91 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 15 minutes (shorter than the 28-minute US average). 4.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $73,839 |
| 2% below US avg |
| Per Capita Income | $32,472 |
| Avg Weekly Wage | $1,234 |
| IRS Avg AGI | $59,122 |
| Gini Index | 0.416 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.8% |
| 33% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,040 |
| County GDP | $3,066M |
Business (County)
| Restaurants | 91 |
| Healthcare | 110 |
| Retail | 164 |
| Manufacturing | 55 |
Tax & Cost of Living
| Property Tax (IRS) | $6,373 |
| 82% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 6.85% |
Commute & Transportation
| Commute Time | 15.1 min |
| Drive Alone | 86.2% |
| Public Transit | 0.0% |
| Work from Home | 4.4% |
The median home value in Guilford is $93,000, 67% below the national median of $281,900. Zillow estimates the typical home value at $179,512, higher than the Census estimate. Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 89.0% of housing units are owner-occupied (above the 65.4% national rate). There are 191 total housing units in the city. The median year a home was built is 1980. The average annual property tax is $6,373 (higher than the $3,500 national average). 26.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $93,000 |
| 67% below US avg |
| Zillow ZHVI | $179,512 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 89.0% |
| Owner-Occupied | 89.0% |
| Renter-Occupied | 11.0% |
| Housing Units | 191 |
| Median Year Built | 1980 |
Property Tax
| Avg Tax (IRS) | $6,373 |
| 82% above US avg |
| Effective Rate | 6.85% |
In Guilford, 36.1% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.7% of residents. 29.9% have high blood pressure. 16.5% are current smokers. 18.3% report binge drinking. 26.9% are physically inactive. 24.1% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 7.0% of residents lack health insurance. The primary care physician ratio is 1:3,324. The dentist ratio is 1:3,097. 54.6% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Guilford vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.1% |
| 12% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.7% |
| High Blood Pressure | 29.9% |
| Asthma | 12.1% |
| COPD | 7.5% |
| Cancer | 7.6% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.5% |
| 18% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 26.9% |
| Depression | 24.1% |
| Mental Distress | 20.1% |
| Physical Distress | 14.2% |
| Short Sleep | 41.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 7.0% |
| 19% below US avg |
| Primary Care | 1:3,324 |
| Dentists | 1:3,097 |
| Mental Health | 1:522 |
| Checkup Rate | 76.8% |
| Dental Visits | 59.0% |
| Premature Death | 10,172/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 54.6% |
| Healthcare Facilities | 110 |
Guilford has a violent crime rate of 329 per 100,000 residents, 13% below the national average of 380. Property crime stands at 3,951 per 100,000, 102% above the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Guilford receives a safety grade of F.
Crime Rates: Guilford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 329.3/100K |
| 13% below US avg |
| |
Property Crime
| Total Property | 3,951.3/100K |
| 102% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Guilford experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 69°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 45.3 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,502 feet.
Temperature
22°F Jan (-6°C)
69°F Jul (21°C)
| Annual Average | 45.8°F |
| 15% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 69°F (21°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 1,502 ft (458 m) |
| Area | 1.5 sq mi (3.8 km²) |
| Population Density | 281/sq mi |
| Coordinates | 42.4073°N, 75.4854°W |
| Timezone | America/New_York |
| County | Chenango County County |
| Nearest Airport | Albert S Nader Regional (ONH)
23 miles away |
Precipitation & Snow
Annual Rainfall
45.3"
19% above US avg
Wettest Month (Jun)
4.13"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 72.3 / 100 |
| Social Vulnerability | 57.9 / 100 |
| Community Resilience | 57.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
15 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.8 on Jun 10, 2025.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
71 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
136 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
115 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
114 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
114 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
115 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
136 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
115 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
118 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
118 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
115 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
97 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
115 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
114 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
114 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
228 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
151 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 10 fatalities, 84 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
91 km |
0 |
| Jun 2, 1998 |
EF3 |
99 km |
2 |
| May 31, 1998 |
EF3 |
66 km |
0 |
| May 31, 1998 |
EF3 |
34 km |
0 |
| May 2, 1983 |
EF3 |
97 km |
0 |
| Jul 16, 2024 |
EF2 |
89 km |
0 |
| Apr 22, 2023 |
EF2 |
81 km |
0 |
| Jul 8, 2014 |
EF2 |
66 km |
4 |
| Apr 28, 2011 |
EF2 |
29 km |
0 |
| Jul 23, 2010 |
EF2 |
83 km |
0 |
| May 16, 2009 |
EF2 |
51 km |
0 |
| May 31, 1998 |
EF2 |
25 km |
0 |
| Sep 18, 1991 |
EF2 |
70 km |
0 |
| Jul 23, 1990 |
EF2 |
81 km |
0 |
| Oct 14, 1989 |
EF2 |
26 km |
2 |
| Oct 1, 1986 |
EF2 |
77 km |
0 |
| Sep 18, 1977 |
EF2 |
50 km |
0 |
| Jun 16, 1976 |
EF2 |
49 km |
0 |
| Jun 9, 1972 |
EF2 |
94 km |
0 |
| May 9, 1961 |
EF2 |
89 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
2.7 in |
Coldest |
| February |
22°F (-6°C) |
2.5 in |
Driest |
| March |
31°F (-0°C) |
3.2 in |
|
| April |
43°F (6°C) |
3.5 in |
|
| May |
55°F (13°C) |
3.9 in |
|
| June |
63°F (17°C) |
4.1 in |
Wettest |
| July |
69°F (21°C) |
3.8 in |
Warmest |
| August |
66°F (19°C) |
3.7 in |
|
| September |
59°F (15°C) |
3.9 in |
|
| October |
48°F (9°C) |
3.4 in |
|
| November |
37°F (3°C) |
3.7 in |
|
| December |
26°F (-3°C) |
3.3 in |
|
Guilford has a seasonal temperature swing of 48°F / from 22°F in January to 69°F in July. Total annual precipitation is 41.7 inches, with June being the wettest month (4.1") and February the driest (2.5").
Average costs for common services in Guilford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Guilford
What is the population of Guilford?
Guilford has a population of 377 residents and is located in New York. The population density is 281 people per square mile, spread across 1.5 square miles. The median age of residents is 47.4 years, which is older than the national median of 38.9 years. The population is 60.7% female and 39.3% male.
Is Guilford expensive to live in?
Guilford is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $73,839, 2% below the national average of $75,149. The median home value is $93,000 (67% below the U.S. median). The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Guilford safe?
Guilford is safer than the national average, with a violent crime rate of 329 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,951 per 100,000 (above the national average). Overall, Guilford receives a safety grade of F based on combined crime data.
What is the weather like in Guilford?
Guilford has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 69°F in July. The area receives 246 sunny days per year. Annual rainfall totals 45.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Guilford?
Guilford has a healthy job market with an unemployment rate of 4.8%, near the national average of 3.6%. The average weekly wage is $1,234. There are 1,040 business establishments in the area, including 91 restaurants and food service locations. The average commute time is 15 minutes, and 4.4% of workers work from home.
How much does housing cost in Guilford?
The median home value in Guilford is $93,000. Zillow estimates the typical home value at $179,512. The homeownership rate is 89.0%. The average annual property tax is $6,373.
How are the schools in Guilford?
Schools in Guilford have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 29.1% of adults in Guilford hold a bachelor's degree or higher, below the national average of 33.7%. 90.7% have completed high school. 7.4% hold a graduate or professional degree.
How healthy is Guilford?
The obesity rate in Guilford is 36.1% (above the national rate of 32.1%). 16.5% of adults are smokers. 26.9% are physically inactive. 24.1% of residents report depression. 7.0% lack health insurance (below the national rate). 54.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,324.
What is transportation like in Guilford?
The average commute in Guilford is 15 minutes, shorter than the national average of 28 minutes. 86.2% of workers drive alone to work, and 4.4% work from home.
What are the demographics of Guilford?
The racial and ethnic makeup of Guilford is 82.2% White, 16.4% Hispanic or Latino. 100% of residents speak only English at home. 0.0% of the population are military veterans. 25.2% of residents have a disability. 100.0% have health insurance coverage.
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