California · Metropolitan Area
Half Moon Bay is a small city in California with a population of 11,454. Residents earn $153,199 per year, which is 104% above the national average.
Based on current data, Half Moon Bay receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Half Moon Bay offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Half Moon Bay is $153,199, which is significantly higher than the national average — 104% above $75,149. This places Half Moon Bay among higher-income communities. The job market is very strong with unemployment at just 1.6%. Only 2.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
The median home value in Half Moon Bay is $1,467,000, making it a premium housing market at 420% above the U.S. median of $281,900. Renters pay a median of $2,299 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 9.6x, housing affordability is a significant challenge for many families.
Half Moon Bay is a highly educated community — 53.2% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 91.3% have completed high school. Area schools have an average test score of 4.7/10.
Half Moon Bay experiences four distinct seasons with an average temperature of 55°F. Winters average 51°F in January while summers reach 59°F in July. Annual precipitation totals 26.0 inches. Air quality is rated Good with a median AQI of 48.
| English Only | 67.5% |
| 14% below US avg | |
| Spanish | 32.5% |
| 143% above US avg |
| Median HH Income | $153,199 |
| 104% above US avg | |
| Per Capita Income | $81,034 |
| Avg Weekly Wage | $3,778 |
| IRS Avg AGI | $232,794 |
| Unemployment | 1.6% |
| 56% below US avg | |
| Poverty Rate | 2.3% |
| 81% below US avg | |
| Establishments (County) | 31,186 |
| County GDP | $217,018M |
| Restaurants | 2,143 |
| Healthcare | 2,617 |
| Retail | 1,916 |
| Manufacturing | 487 |
| Property Tax (IRS) | $17,586 |
| 402% above US avg | |
| Effective Tax Rate | 1.20% |
| Commute Time | 31.3 min |
| Work from Home | 23.0% |
| Census Median | $1,467,000 |
| 420% above US avg | |
| Zillow ZHVI | $1,534,250 |
| Median List Price | $1,249,000 |
| Median List Price | $1,249,000 |
| $/Sq Ft | $760 |
| Homes Sold | 12 |
| Sale-to-List Ratio | 100.2% |
| Price Drops | 16.7% |
| Inventory | 12 |
| Census Median Rent | $2,299 |
| 98% above US avg |
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
| Owner-Occupied | 72.8% |
| Avg Tax (IRS) | $17,586 |
| 402% above US avg | |
| Effective Rate | 1.20% |
| Obesity | 25.5% |
| 21% below US avg | |
| Diabetes | 8.0% |
| Heart Disease | 4.4% |
| High Blood Pressure | 25.6% |
| Asthma | 9.5% |
| COPD | 4.0% |
| Stroke | 2.3% |
| Binge Drinking | 18.6% |
| Physical Inactivity | 18.1% |
| Depression | 22.3% |
| Mental Distress | 15.4% |
| Physical Distress | 11.0% |
| Insurance Rate | 97.2% |
| Checkup Rate | 68.6% |
| Premature Death | 4,006/100K |
| Food Environment | 9.6/10 |
| Exercise Access | 99.5% |
| Healthcare Facilities | 2,617 |
| Fatal Crashes (County/yr) | 43 |
| Annual Average | 54.9°F |
| 2% above US avg | |
| January Average | 51°F (11°C) |
| July Average | 59°F (15°C) |
| Annual Rainfall | 26.0 inches |
| 31% below US avg | |
| Snowfall | 0.0 inches/yr |
| AQI Median | 48.0 |
| Rating | Good |
| Elevation | 39 ft (12 m) |
| Area | 6.2 sq mi (16.2 km²) |
| Population Density | 1,836/sq mi |
| Coordinates | 37.4673°N, 122.4405°W |
| County FIPS | 06081 |
Winner: Democrat by 50.3 points
| Bachelor's Degree+ | 53.2% |
| 58% above US avg | |
| High School+ | 91.3% |
| School Test Score | 4.69 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 1,836/sq mi |
| Total Area | 6.2 sq mi |
| EV Charging Stations | 12 |
| Alt Fuel Stations | 12 |
| Public Libraries | 34 |
| Healthcare Facilities | 2,617 |
| Restaurants | 2,143 |
| Retail Stores | 1,916 |
| Fatal Crashes (County/yr) | 43 |
| Avg Commute | 31.3 min |
| Work from Home | 23.0% |