Median Income
$128,333
71% higher than US avg
Home Value
$1,112,900
295% higher than US avg
Bachelor's+
51.1%
52% higher than US avg
Obesity Rate
25.1%
22% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
1.2%
90% lower than US avg
How Moss Beach Compares to the U.S. Average (100% = U.S. avg)
People
Population3,016
Median Age44.3 yrs
Density1,346/mi²
Male / Female53% / 48%
Largest GroupWhite 71%
Economy
A+
Median Income$128,333
Per Capita$53,880
Unemployment0.0%
Poverty1.2%
County GDP$217,018M
Commute29 min
Housing
D
Home Value$1,112,900
RentN/A
OwnershipN/A
Zillow$1,484,129
Health
Obesity25.1%
UninsuredN/A
Depression21.8%
Heart Disease4.4%
Climate
Avg Temp57°F
AQI48 (Good)
Rain31.9 in/yr
Elevation44 ft
Education
A+
Bachelor's+51.1%
High School+81.7%
School Score4.69
Community
2024 VoteR 23% / D 74%
Commute29 min
EV Stations1
Libraries34
Is Moss Beach a Good Place to Live?
Based on current data, Moss Beach receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Moss Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Moss Beach is $128,333, which is significantly higher than the national average — 71% above $75,149. This places Moss Beach among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 1.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Moss Beach is $1,112,900, making it a premium housing market at 295% above the U.S. median of $281,900. With a home price-to-income ratio of 8.7x, housing affordability is a significant challenge for many families.
Education
Moss Beach is a highly educated community — 51.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 81.7% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Moss Beach enjoys a moderate climate with an average annual temperature of 57°F. Winters average 52°F in January while summers reach 61°F in July. Annual precipitation totals 31.9 inches. Air quality is rated Good with a median AQI of 48.
Moss Beach has a population of 3,016 with a density of 1,346 people per square mile. The median age is 44.3 years, 14% older than the national median of 38.9. The city is predominantly White (71%).
Population
44.3yrs
Median Age
14% above US avg
Race & Ethnicity
Moss Beach vs U.S. Average
Language Spoken at Home
| English Only | 68.7% |
| 12% below US avg |
| Spanish | 31.3% |
| 134% above US avg |
Social Characteristics
Moss Beach vs U.S. Average
The median household income in Moss Beach is $128,333, which is 71% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 1.2% of residents live below the poverty line. Workers commute an average of 29 minutes.
Income: Moss Beach vs U.S.
Income
| Median HH Income | $128,333 |
| 71% above US avg |
| Per Capita Income | $53,880 |
| Avg Weekly Wage | $3,778 |
| IRS Avg AGI | $232,794 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 1.2% |
| 90% below US avg |
| Establishments (County) | 31,186 |
| County GDP | $217,018M |
Business (County)
| Restaurants | 2,143 |
| Healthcare | 2,617 |
| Retail | 1,916 |
| Manufacturing | 487 |
Tax & Cost of Living
| Property Tax (IRS) | $17,586 |
| 402% above US avg |
| Effective Tax Rate | 1.58% |
Commute & Transportation
| Commute Time | 28.8 min |
| Work from Home | 18.3% |
The median home value in Moss Beach is $1,112,900, 295% above the national average. Zillow estimates the typical home value at $1,484,129.
Home Values
| Census Median | $1,112,900 |
| 295% above US avg |
| Zillow ZHVI | $1,484,129 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $17,586 |
| 402% above US avg |
| Effective Rate | 1.58% |
In Moss Beach, 25.1% of adults are obese (below the 32.1% national rate). 21.8% report depression. 17.3% are physically inactive.
Health Metrics: Moss Beach vs U.S. Average (%)
Chronic Conditions
| Obesity | 25.1% |
| 22% below US avg |
| Diabetes | 7.9% |
| Heart Disease | 4.4% |
| High Blood Pressure | 25.3% |
| Asthma | 9.3% |
| COPD | 3.8% |
| Stroke | 2.3% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.0% |
| Physical Inactivity | 17.3% |
| Depression | 21.8% |
| Mental Distress | 15.0% |
| Physical Distress | 10.7% |
Healthcare Access
| Insurance Rate | 99.9% |
| |
| Checkup Rate | 68.4% |
| Premature Death | 4,006/100K |
Food & Exercise
| Food Environment | 9.6/10 |
| Exercise Access | 99.5% |
| Healthcare Facilities | 2,617 |
Crime Rates: Moss Beach vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 43 |
Safety Score
Moss Beach has an average annual temperature of 57°F (14°C). Winters average 52°F in January while summers reach 61°F in July. Annual precipitation is 31.9 inches. Air quality is rated Good with a median AQI of 48.
Temperature
52°F Jan (11°C)
61°F Jul (16°C)
| Annual Average | 57.4°F |
| 6% above US avg |
| January Average | 52°F (11°C) |
| July Average | 61°F (16°C) |
Precipitation & Snow
| Annual Rainfall | 31.9 inches |
| 16% below US avg |
| Snowfall | 0.0 inches/yr |
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
Geography
| Elevation | 44 ft (13 m) |
| Area | 2.2 sq mi (5.8 km²) |
| Population Density | 1,346/sq mi |
| Coordinates | 37.5133°N, 122.4984°W |
| County FIPS | 06081 |