Median Income
$50,000
33% lower than US avg
Home Value
$139,600
50% lower than US avg
Violent Crime
91/100K
76% lower than US avg
Bachelor's+
11.1%
67% lower than US avg
Median Rent
$845
27% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Hammond Compares to the U.S. Average (100% = U.S. avg)
People
Population125
Median Age39.8 yrs
Density781/mi²
Male / Female46% / 54%
Largest GroupWhite 96%
Veterans92.0%
Economy
A
Median Income$50,000
Per Capita$38,673
Unemployment0.0%
Poverty0.0%
County GDP$1,094M
Commute27 min
Housing
A+
Home Value$139,600
Rent$845
Ownership68.5%
Zillow$389,822
Housing Units64
Rent Burden21.0%
Crime
F
Violent91/100K
Property152/100K
Health
Obesity38.0%
Uninsured6.9%
Smoking15.1%
Depression25.0%
Heart Disease5.3%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain35.5 in/yr
Sunny Days270/yr
Elevation810 ft (247 m)
Education
D
Bachelor's+11.1%
High School+90.0%
Graduate+1.9%
School Score6.71
Community
2024 VoteR 63% / D 35%
Commute27 min
Broadband54.0%
EV Stations1
Libraries3
Is Hammond a Good Place to Live?
Based on current data, Hammond receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Hammond offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hammond is $50,000, 33% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Hammond is $139,600, 50% below the national median / offering relatively affordable homeownership. Renters pay a median of $845 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Hammond is a very safe community with a violent crime rate of 91 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 152 per 100,000, 92% below the national average.
Education
11.1% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Local schools score 6.7/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Hammond has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.5 inches, including 48.3 inches of snow. Air quality is rated Good with a median AQI of 36.
Hammond has a population of 125 with a density of 781 people per square mile, spread across 0.2 square miles. The median age is 39.8 years, 2% older than the national median of 38.9. The gender split is 53.6% female and 46.4% male. The city is predominantly White (96%), with 4% Hispanic. English is the primary language spoken at home by 100% of residents. 92.0% of the population are veterans, above the national rate of 6.0%. 19.0% of residents have a disability (above the 13.0% national average). 98.5% have health insurance coverage.
Population
39.8yrs
Median Age
2% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Hammond is $50,000, which is 33% below the national average of $75,149. Per capita income is $38,673. The average weekly wage is $916, 36% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 608 business establishments, including 58 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 27 minutes. 8.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $50,000 |
| 33% below US avg |
| Per Capita Income | $38,673 |
| Avg Weekly Wage | $916 |
| IRS Avg AGI | $74,149 |
| Gini Index | 0.412 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 608 |
| County GDP | $1,094M |
Business (County)
| Restaurants | 58 |
| Healthcare | 58 |
| Retail | 70 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,056 |
| 16% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.91% |
Commute & Transportation
| Commute Time | 27.3 min |
| Drive Alone | 91.4% |
| Public Transit | 0.0% |
| Work from Home | 8.6% |
The median home value in Hammond is $139,600, 50% below the national median of $281,900. Zillow estimates the typical home value at $389,822, higher than the Census estimate. Monthly rent averages $845 (27% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 68.5% of housing units are owner-occupied. There are 64 total housing units in the city. The median year a home was built is 1952. The average annual property tax is $4,056 (higher than the $3,500 national average). 21.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $139,600 |
| 50% below US avg |
| Zillow ZHVI | $389,822 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $845 |
| 27% below US avg |
| Rent Burden | 21.0% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 68.5% |
| Owner-Occupied | 68.5% |
| Renter-Occupied | 31.5% |
| Housing Units | 64 |
| Median Year Built | 1952 |
Property Tax
| Avg Tax (IRS) | $4,056 |
| 16% above US avg |
| Effective Rate | 2.91% |
In Hammond, 38.0% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.3% of residents. 26.9% have high blood pressure. 15.1% are current smokers. 21.0% report binge drinking. 22.1% are physically inactive. 25.0% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. 6.9% of residents lack health insurance. The primary care physician ratio is 1:1,265. The dentist ratio is 1:1,274. 89.9% of residents have access to exercise opportunities. The food environment index is 9.3 out of 10.
Health Metrics: Hammond vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 26.9% |
| Asthma | 10.5% |
| COPD | 5.0% |
| Cancer | 7.2% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 21.0% |
| Physical Inactivity | 22.1% |
| Depression | 25.0% |
| Mental Distress | 17.4% |
| Physical Distress | 11.2% |
| Short Sleep | 32.4% |
Healthcare Access
| Insurance Rate | 98.5% |
| Uninsured | 6.9% |
| 20% below US avg |
| Primary Care | 1:1,265 |
| Dentists | 1:1,274 |
| Mental Health | 1:2,710 |
| Checkup Rate | 72.8% |
| Dental Visits | 68.7% |
| Premature Death | 6,282/100K |
Food & Exercise
| Food Environment | 9.3/10 |
| Exercise Access | 89.9% |
| Healthcare Facilities | 58 |
Hammond has a violent crime rate of 91 per 100,000 residents, 76% below the national average of 380. Property crime stands at 152 per 100,000, 92% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Hammond receives a safety grade of F.
Crime Rates: Hammond vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 91.4/100K |
| 76% below US avg |
| |
Property Crime
| Total Property | 152.3/100K |
| 92% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hammond has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.5 inches. The area receives 48.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 810 feet.
Temperature
14°F Jan (-10°C)
72°F Jul (22°C)
| Annual Average | 45.0°F |
| 17% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 810 ft (247 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 781/sq mi |
| Coordinates | 44.2227°N, 92.3737°W |
| Timezone | America/Chicago |
| County | Wabasha County County |
| Nearest Airport | Rochester International (RST)
23 miles away |
Precipitation & Snow
Annual Rainfall
35.5"
7% below US avg
Wettest Month (Jul)
4.49"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.6 / 100 |
| Social Vulnerability | 18.1 / 100 |
| Community Resilience | 89.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
130 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
473 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 40 fatalities, 413 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
75 km |
21 |
| Sep 16, 1962 |
EF4 |
29 km |
0 |
| May 10, 1953 |
EF4 |
86 km |
2 |
| Sep 24, 2019 |
EF3 |
90 km |
0 |
| Jun 17, 2010 |
EF3 |
86 km |
0 |
| Jun 17, 2010 |
EF3 |
73 km |
0 |
| Jun 11, 2004 |
EF3 |
93 km |
0 |
| May 15, 1998 |
EF3 |
58 km |
0 |
| Aug 27, 1994 |
EF3 |
89 km |
2 |
| Jul 27, 1987 |
EF3 |
47 km |
0 |
| Jun 7, 1984 |
EF3 |
99 km |
0 |
| Jun 14, 1981 |
EF3 |
97 km |
1 |
| Jul 15, 1980 |
EF3 |
96 km |
1 |
| May 5, 1965 |
EF3 |
85 km |
0 |
| May 26, 1959 |
EF3 |
80 km |
0 |
| Sep 12, 1951 |
EF3 |
51 km |
0 |
| Apr 12, 2022 |
EF2 |
79 km |
0 |
| Sep 20, 2018 |
EF2 |
86 km |
0 |
| Sep 20, 2018 |
EF2 |
78 km |
0 |
| May 22, 2011 |
EF2 |
91 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
86 km |
| 2007 |
BEAVER CUTOFF |
982 |
32 km |
| 2004 |
EAGAN |
925 |
95 km |
| 1990 |
UNNAMED |
598 |
83 km |
| 1990 |
UNNAMED |
513 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
1.0 in |
Coldest |
| February |
19°F (-7°C) |
0.8 in |
Driest |
| March |
31°F (-0°C) |
1.9 in |
|
| April |
46°F (8°C) |
3.0 in |
|
| May |
58°F (14°C) |
3.6 in |
|
| June |
67°F (20°C) |
4.1 in |
|
| July |
72°F (22°C) |
4.5 in |
Warmest, Wettest |
| August |
69°F (20°C) |
4.1 in |
|
| September |
60°F (16°C) |
3.7 in |
|
| October |
48°F (9°C) |
2.6 in |
|
| November |
32°F (0°C) |
1.9 in |
|
| December |
18°F (-8°C) |
1.1 in |
|
Hammond has a seasonal temperature swing of 57°F / from 14°F in January to 72°F in July. Total annual precipitation is 32.2 inches, with July being the wettest month (4.5") and February the driest (0.8").
Average costs for common services in Hammond. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hammond
What is the population of Hammond?
Hammond has a population of 125 residents and is located in Minnesota. The population density is 781 people per square mile, spread across 0.2 square miles. The median age of residents is 39.8 years. The population is 53.6% female and 46.4% male.
Is Hammond expensive to live in?
Hammond has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $50,000, 33% below the national average of $75,149. The median home value is $139,600 (50% below the U.S. median). Renters pay a median of $845 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Hammond safe?
Hammond is considered a very safe city with a violent crime rate of 91 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 152 per 100,000 (below the national average). Overall, Hammond receives a safety grade of F based on combined crime data.
What is the weather like in Hammond?
Hammond has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 72°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.5 inches, with 48.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Hammond?
The job market in Hammond is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $916. There are 608 business establishments in the area, including 58 restaurants and food service locations. The average commute time is 27 minutes, and 8.6% of workers work from home.
How much does housing cost in Hammond?
The median home value in Hammond is $139,600. Zillow estimates the typical home value at $389,822. For renters, the median monthly rent is $845. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 68.5%. The average annual property tax is $4,056.
How are the schools in Hammond?
Schools in Hammond score 6.7 out of 10 on standardized testing, near the national average. 11.1% of adults in Hammond hold a bachelor's degree or higher, below the national average of 33.7%. 90.0% have completed high school. 1.9% hold a graduate or professional degree.
How healthy is Hammond?
The obesity rate in Hammond is 38.0% (above the national rate of 32.1%). 15.1% of adults are smokers. 22.1% are physically inactive. 25.0% of residents report depression. 6.9% lack health insurance (below the national rate). 89.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,265.
What is transportation like in Hammond?
The average commute in Hammond is 27 minutes. 91.4% of workers drive alone to work, and 8.6% work from home.
What are the demographics of Hammond?
The racial and ethnic makeup of Hammond is 96% White, 4% Hispanic or Latino. 100% of residents speak only English at home. 92.0% of the population are military veterans. 19.0% of residents have a disability. 98.5% have health insurance coverage.
All Countries
