Median Income
$85,417
14% higher than US avg
Home Value
$90,500
68% lower than US avg
Violent Crime
308/100K
19% lower than US avg
Bachelor's+
20.7%
39% lower than US avg
Median Rent
$417
64% lower than US avg
Obesity Rate
36.3%
13% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
12.3%
1% lower than US avg
How Hardin Compares to the U.S. Average (100% = U.S. avg)
People
Population792
Median Age55.0 yrs
Density372/mi²
Male / Female50% / 50%
Largest GroupWhite 98%
Veterans6.7%
Economy
A
Median Income$85,417
Per Capita$33,126
Unemployment0.6%
Poverty12.3%
County GDP$131M
Commute52 min
Housing
A+
Home Value$90,500
Rent$417
Ownership73.0%
Zillow$161,184
Housing Units357
Rent Burden30.8%
Crime
F
Violent308/100K
Property1,541/100K
Health
Obesity36.3%
Uninsured7.6%
Smoking15.3%
Depression24.5%
Heart Disease5.2%
Climate
Avg Temp54°F (12°C)
AQI43 (Good)
Rain41.3 in/yr
Sunny Days293/yr
Elevation459 ft (140 m)
Education
C+
Bachelor's+20.7%
High School+88.3%
Graduate+7.3%
School Score4.43
Community
2024 VoteR 77% / D 21%
Commute52 min
Broadband91.6%
EV Stations1
Libraries1
Is Hardin a Good Place to Live?
Based on current data, Hardin receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include long commute times. Hardin offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hardin is $85,417, 14% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.6%. 12.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 52 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Hardin is $90,500, 68% below the national median / offering relatively affordable homeownership. Renters pay a median of $417 per month, below the national average / a plus for affordability. At just 1.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Hardin is below the national average at 308 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,541 per 100,000, 21% below the national average.
Education
20.7% of residents hold a bachelor's degree, below the national average of 33.7%. 88.3% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Hardin experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.3 inches, including 16.3 inches of snow. Air quality is rated Good with a median AQI of 43.
Hardin has a population of 792 with a density of 372 people per square mile, spread across 2.3 square miles. The median age is 55.0 years, 41% older than the national median of 38.9. The gender split is 49.6% female and 50.4% male. The city is predominantly White (98%), with 1.8% Black. English is the primary language spoken at home by 99.3% of residents. 6.7% of the population are veterans. 35.2% of residents have a disability (above the 13.0% national average). 99.9% have health insurance coverage.
Population
55.0yrs
Median Age
41% above US avg
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
The median household income in Hardin is $85,417, which is 14% above the national average of $75,149. Per capita income is $33,126 (below the $39,052 national figure). The average weekly wage is $699, 51% lower than the U.S. average. The unemployment rate is 0.6% (below the 3.6% US average). 12.3% of residents live below the poverty line. The area has 92 business establishments, including 19 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 52 minutes (longer than the 28-minute US average). 15.5% of workers work from home.
Income
| Median HH Income | $85,417 |
| 14% above US avg |
| Per Capita Income | $33,126 |
| Avg Weekly Wage | $699 |
| IRS Avg AGI | $67,723 |
| Gini Index | 0.409 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 12.3% |
| 1% below US avg |
| Establishments (County) | 92 |
| County GDP | $131M |
Business (County)
| Restaurants | 19 |
| Healthcare | 3 |
| Retail | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $4,325 |
| 24% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.78% |
Commute & Transportation
| Commute Time | 51.6 min |
| Drive Alone | 78.2% |
| Public Transit | 0.0% |
| Work from Home | 15.5% |
The median home value in Hardin is $90,500, 68% below the national median of $281,900. Zillow estimates the typical home value at $161,184, higher than the Census estimate. Monthly rent averages $417 (64% below the national average of $1,163). Fair market rent ranges from $698 for a one-bedroom to $916 for a two-bedroom apartment. 73.0% of housing units are owner-occupied (above the 65.4% national rate). There are 357 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $4,325 (higher than the $3,500 national average). 30.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $90,500 |
| 68% below US avg |
| Zillow ZHVI | $161,184 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $417 |
| 64% below US avg |
| Rent Burden | 30.8% |
HUD Fair Market Rent
| Studio | $632 |
| 1 Bedroom | $698 |
| 2 Bedrooms | $916 |
| 3 Bedrooms | $1,098 |
| 4 Bedrooms | $1,308 |
Ownership & Property
| Homeownership | 73.0% |
| Owner-Occupied | 73.0% |
| Renter-Occupied | 27.0% |
| Housing Units | 357 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $4,325 |
| 24% above US avg |
| Effective Rate | 4.78% |
In Hardin, 36.3% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.2% of residents. 30.3% have high blood pressure. 15.3% are current smokers. 21.4% report binge drinking. 21.6% are physically inactive. 24.5% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:4,369. The dentist ratio is 1:4,360. 2.0% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Hardin vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.3% |
| 13% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.2% |
| High Blood Pressure | 30.3% |
| Asthma | 10.8% |
| COPD | 6.6% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 21.4% |
| Physical Inactivity | 21.6% |
| Depression | 24.5% |
| Mental Distress | 19.1% |
| Physical Distress | 12.8% |
| Short Sleep | 37.5% |
Healthcare Access
| Insurance Rate | 99.9% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:4,369 |
| Dentists | 1:4,360 |
| Checkup Rate | 75.0% |
| Dental Visits | 57.4% |
| Premature Death | 9,814/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 2.0% |
| Healthcare Facilities | 3 |
Hardin has a violent crime rate of 308 per 100,000 residents, 19% below the national average of 380. Property crime stands at 1,541 per 100,000, 21% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Hardin receives a safety grade of F.
Crime Rates: Hardin vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 308.2/100K |
| 19% below US avg |
| |
Property Crime
| Total Property | 1,540.8/100K |
| 21% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hardin experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.3 inches. The area receives 16.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 459 feet.
Temperature
29°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 54.0°F |
| 0% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 459 ft (140 m) |
| Area | 2.3 sq mi (6.0 km²) |
| Population Density | 372/sq mi |
| Coordinates | 39.1590°N, 90.6231°W |
| Timezone | America/Chicago |
| County | Calhoun County County |
| Nearest Airport | St Louis Lambert International (STL)
31 miles away |
Precipitation & Snow
Annual Rainfall
41.3"
9% above US avg
Wettest Month (May)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 6.1 / 100 |
| Social Vulnerability | 17.8 / 100 |
| Community Resilience | 75.0 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
23 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
123 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
130 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
120 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
138 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
125 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
131 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
123 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
115 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
71 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
115 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
77 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
125 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
144 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
130 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
82 km |
| Nov 25, 2013 |
8 km NE of Bonne Terre, Missouri |
M2.6 |
132 km |
| Feb 3, 2014 |
18 km NW of Potosi, Missouri |
M2.6 |
125 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
116 km |
| Jun 6, 2017 |
8 km ENE of Bonne Terre, Missouri |
M2.6 |
136 km |
| Sep 11, 2019 |
6 km NNE of Bonne Terre, Missouri |
M2.6 |
132 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
578 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 50 fatalities, 1,011 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
49 km |
0 |
| Apr 3, 1981 |
EF4 |
65 km |
0 |
| Jan 24, 1967 |
EF4 |
54 km |
3 |
| Feb 10, 1959 |
EF4 |
70 km |
21 |
| Feb 24, 1956 |
EF4 |
83 km |
6 |
| Dec 10, 2021 |
EF3 |
66 km |
6 |
| Dec 10, 2021 |
EF3 |
67 km |
1 |
| May 31, 2013 |
EF3 |
57 km |
0 |
| May 31, 2013 |
EF3 |
54 km |
0 |
| Apr 19, 2011 |
EF3 |
76 km |
0 |
| Dec 31, 2010 |
EF3 |
75 km |
1 |
| Mar 13, 2006 |
EF3 |
69 km |
0 |
| Mar 13, 2006 |
EF3 |
66 km |
0 |
| Jun 1, 1999 |
EF3 |
84 km |
1 |
| Nov 15, 1988 |
EF3 |
41 km |
0 |
| Nov 15, 1988 |
EF3 |
81 km |
0 |
| Apr 29, 1984 |
EF3 |
35 km |
0 |
| May 1, 1983 |
EF3 |
72 km |
0 |
| May 1, 1983 |
EF3 |
34 km |
0 |
| Apr 7, 1980 |
EF3 |
49 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
1.7 in |
Coldest, Driest |
| February |
33°F (0°C) |
1.9 in |
|
| March |
43°F (6°C) |
3.3 in |
|
| April |
54°F (12°C) |
3.7 in |
|
| May |
64°F (18°C) |
4.1 in |
Wettest |
| June |
72°F (22°C) |
3.5 in |
|
| July |
76°F (25°C) |
3.8 in |
Warmest |
| August |
75°F (24°C) |
3.3 in |
|
| September |
68°F (20°C) |
3.4 in |
|
| October |
56°F (14°C) |
2.8 in |
|
| November |
44°F (7°C) |
3.2 in |
|
| December |
32°F (0°C) |
2.8 in |
|
Hardin has a seasonal temperature swing of 48°F / from 29°F in January to 76°F in July. Total annual precipitation is 37.3 inches, with May being the wettest month (4.1") and January the driest (1.7").
Average costs for common services in Hardin. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Hardin
What is the population of Hardin?
Hardin has a population of 792 residents and is located in Illinois. The population density is 372 people per square mile, spread across 2.3 square miles. The median age of residents is 55.0 years, which is older than the national median of 38.9 years. The population is 49.6% female and 50.4% male.
Is Hardin expensive to live in?
Hardin has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $85,417, 14% above the national average of $75,149. The median home value is $90,500 (68% below the U.S. median). Renters pay a median of $417 per month, below the national average of $1,163. The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
Is Hardin safe?
Hardin is safer than the national average, with a violent crime rate of 308 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,541 per 100,000 (below the national average). Overall, Hardin receives a safety grade of F based on combined crime data.
What is the weather like in Hardin?
Hardin has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 29°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 41.3 inches, with 16.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Hardin?
The job market in Hardin is very strong, with unemployment at just 0.6% / well below the national rate of 3.6%. The average weekly wage is $699. There are 92 business establishments in the area, including 19 restaurants and food service locations. The average commute time is 52 minutes, and 15.5% of workers work from home.
How much does housing cost in Hardin?
The median home value in Hardin is $90,500. Zillow estimates the typical home value at $161,184. For renters, the median monthly rent is $417. Fair market rent is $698 for a 1-bedroom and $916 for a 2-bedroom apartment. The homeownership rate is 73.0%. The average annual property tax is $4,325.
How are the schools in Hardin?
Schools in Hardin have an average test score of 4.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 20.7% of adults in Hardin hold a bachelor's degree or higher, below the national average of 33.7%. 88.3% have completed high school. 7.3% hold a graduate or professional degree.
How healthy is Hardin?
The obesity rate in Hardin is 36.3% (above the national rate of 32.1%). 15.3% of adults are smokers. 21.6% are physically inactive. 24.5% of residents report depression. 7.6% lack health insurance. 2.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,369.
What is transportation like in Hardin?
The average commute in Hardin is 52 minutes, longer than the national average of 28 minutes. 78.2% of workers drive alone to work, and 15.5% work from home.
What are the demographics of Hardin?
The racial and ethnic makeup of Hardin is 98% White, 1.8% Black or African American. 99.3% of residents speak only English at home. 6.7% of the population are military veterans. 35.2% of residents have a disability. 99.9% have health insurance coverage.
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