Median Income
$82,500
10% higher than US avg
Violent Crime
258/100K
32% lower than US avg
Bachelor's+
12.7%
62% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
9.1%
153% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Harford Compares to the U.S. Average (100% = U.S. avg)
People
Population92
Median Age58.2 yrs
Density87/mi²
Male / Female47% / 53%
Largest GroupWhite 100%
Veterans77.0%
Economy
B+
Median Income$82,500
Per Capita$43,287
Unemployment9.1%
Poverty0.0%
County GDP$2,616M
Commute26 min
Housing
Ownership64.6%
Zillow$232,063
Rent Burden14.3%
Crime
F
Violent258/100K
Property129/100K
Health
Obesity36.2%
Smoking26.9%
Heart Disease6.9%
Climate
Avg Temp45°F (7°C)
AQI40 (Good)
Rain46.7 in/yr
Sunny Days275/yr
Elevation1,384 ft (422 m)
Education
C
Bachelor's+12.7%
High School+100.0%
School Score5.82
Community
2024 VoteR 72% / D 27%
Commute26 min
Broadband48.0%
EV Stations1
Libraries4
Is Harford a Good Place to Live?
Based on current data, Harford receives an overall livability score of 2.2 out of 5.0, earning a grade of C. Key strengths include low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Harford has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Harford is $82,500, roughly in line with the national average of $75,149. At 9.1%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Safety & Crime
Violent crime in Harford is below the national average at 258 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 129 per 100,000, 93% below the national average.
Education
12.7% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Harford has a cool climate with an average annual temperature of 45°F. Winters average 22°F in January while summers reach 68°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.7 inches, including 82.7 inches of snow. Air quality is rated Good with a median AQI of 40.
Harford has a population of 92 with a density of 87 people per square mile, spread across 1.1 square miles. The median age is 58.2 years, 50% older than the national median of 38.9. The gender split is 53.3% female and 46.7% male. The city is predominantly White (100%). 77.0% of the population are veterans, above the national rate of 6.0%.
Population
58.2yrs
Median Age
50% above US avg
The median household income in Harford is $82,500, which is 10% above the national average of $75,149. Per capita income is $43,287 (above the $39,052 national figure). The average weekly wage is $976, 32% lower than the U.S. average. The unemployment rate is 9.1% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 990 business establishments, including 81 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 26 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $82,500 |
| 10% above US avg |
| Per Capita Income | $43,287 |
| Avg Weekly Wage | $976 |
| IRS Avg AGI | $90,369 |
| Gini Index | 0.460 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 9.1% |
| 153% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 990 |
| County GDP | $2,616M |
Business (County)
| Restaurants | 81 |
| Healthcare | 59 |
| Retail | 141 |
| Manufacturing | 51 |
Tax & Cost of Living
| Property Tax (IRS) | $5,074 |
| 45% above US avg |
| Cost of Living | 97.60 (100=avg) |
Commute & Transportation
| Commute Time | 25.7 min |
| Drive Alone | 97.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $232,063. Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 64.6% of housing units are owner-occupied. The average annual property tax is $5,074 (higher than the $3,500 national average). 14.3% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 64.6% |
| Owner-Occupied | 64.6% |
| Renter-Occupied | 35.4% |
Property Tax
| Avg Tax (IRS) | $5,074 |
| 45% above US avg |
In Harford, 36.2% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.9% of residents, above the national average. 31.9% have high blood pressure. 26.9% are current smokers (above the 14.0% national rate). 20.1% report binge drinking. 29.7% are physically inactive, above the national average. 16.7% experience frequent mental distress. The primary care physician ratio is 1:2,742. The dentist ratio is 1:4,759. 54.9% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Harford vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.9% |
| High Blood Pressure | 31.9% |
| Asthma | 10.6% |
| COPD | 8.2% |
| Cancer | 6.5% |
| Kidney Disease | 3.2% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 26.9% |
| 92% above US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 29.7% |
| Mental Distress | 16.7% |
| Physical Distress | 15.5% |
| Short Sleep | 37.5% |
Healthcare Access
| |
| Primary Care | 1:2,742 |
| Dentists | 1:4,759 |
| Mental Health | 1:1,229 |
| Checkup Rate | 69.3% |
| Dental Visits | 58.4% |
| Premature Death | 8,504/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 54.9% |
| Healthcare Facilities | 59 |
Harford has a violent crime rate of 258 per 100,000 residents, 32% below the national average of 380. Property crime stands at 129 per 100,000, 93% below the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Harford receives a safety grade of F.
Crime Rates: Harford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 257.9/100K |
| 32% below US avg |
| |
Property Crime
| Total Property | 129.0/100K |
| 93% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 21 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Harford has a cool climate with an average annual temperature of 45°F (7°C). Winters average 22°F in January while summers reach 68°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 46.7 inches (wetter than the 38-inch national average). The area receives 82.7 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 1,384 feet.
Temperature
22°F Jan (-6°C)
68°F Jul (20°C)
| Annual Average | 45.2°F |
| 16% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,384 ft (422 m) |
| Area | 1.1 sq mi (2.7 km²) |
| Population Density | 87/sq mi |
| Coordinates | 41.7820°N, 75.7062°W |
| Timezone | America/New_York |
| County | Susquehanna County County |
| Nearest Airport | Wilkes-Barre/Scranton International (AVP)
31 miles away |
Precipitation & Snow
Annual Rainfall
46.7"
23% above US avg
Wettest Month (Jun)
4.13"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 6.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 53.6 / 100 |
| Social Vulnerability | 36.1 / 100 |
| Community Resilience | 38.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.8 on Jun 10, 2025.
| Apr 5, 2024 |
2024 Tewksbury, New Jersey Earthquake |
M4.8 |
144 km |
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
127 km |
| Apr 5, 2024 |
7 km WSW of Gladstone, New Jersey |
M3.7 |
146 km |
| Aug 26, 2003 |
4 km NNW of Milford, New Jersey |
M3.1 |
140 km |
| Feb 3, 2009 |
1 km ESE of Victory Gardens, New Jersey |
M3.0 |
141 km |
| May 24, 2024 |
6 km E of Califon, New Jersey |
M2.9 |
143 km |
| Apr 27, 2024 |
7 km WSW of Gladstone, New Jersey |
M2.9 |
145 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
84 km |
| Apr 5, 2024 |
6 km ESE of Califon, New Jersey |
M2.6 |
145 km |
| Apr 10, 2024 |
5 km WSW of Gladstone, New Jersey |
M2.6 |
146 km |
| May 1, 2024 |
1 km NW of Gladstone, New Jersey |
M2.6 |
145 km |
| Aug 14, 2015 |
3 km SE of Mendham, New Jersey |
M2.6 |
149 km |
| Jan 15, 1992 |
5 km NNE of Tuxedo Park, New York |
M2.5 |
142 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
240 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
180 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 5 fatalities, 92 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF3 |
34 km |
2 |
| May 31, 1998 |
EF3 |
49 km |
0 |
| May 31, 1998 |
EF3 |
97 km |
0 |
| May 31, 1998 |
EF3 |
74 km |
0 |
| May 2, 1983 |
EF3 |
72 km |
0 |
| May 2, 1983 |
EF3 |
85 km |
0 |
| Mar 21, 1976 |
EF3 |
99 km |
0 |
| Apr 22, 2023 |
EF2 |
65 km |
0 |
| Apr 14, 2019 |
EF2 |
88 km |
0 |
| Jun 13, 2018 |
EF2 |
82 km |
0 |
| Jun 13, 2018 |
EF2 |
61 km |
0 |
| Feb 25, 2017 |
EF2 |
59 km |
0 |
| Jul 8, 2014 |
EF2 |
69 km |
0 |
| Apr 28, 2011 |
EF2 |
86 km |
0 |
| Apr 27, 2011 |
EF2 |
93 km |
0 |
| Jul 23, 2010 |
EF2 |
31 km |
0 |
| Dec 1, 2006 |
EF2 |
84 km |
0 |
| May 31, 1998 |
EF2 |
66 km |
0 |
| May 31, 1998 |
EF2 |
64 km |
0 |
| May 31, 1998 |
EF2 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1895 |
HIGH BRIDGE, NJ |
Earthquake |
— |
— |
142 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: 16 MILE (7,896 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
16 MILE |
7,896 |
80 km |
| 2009 |
PENOBSCOT |
2,091 |
66 km |
| 2004 |
CRYSTAL LAKE |
1,838 |
70 km |
| 2020 |
SEVEN PINES |
790 |
76 km |
| 2015 |
PIPELINE 1 |
666 |
73 km |
| 2016 |
BEAR TOWN |
649 |
78 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
2.6 in |
Coldest |
| February |
23°F (-5°C) |
2.5 in |
Driest |
| March |
32°F (0°C) |
3.0 in |
|
| April |
43°F (6°C) |
3.5 in |
|
| May |
55°F (13°C) |
3.9 in |
|
| June |
63°F (17°C) |
4.1 in |
Wettest |
| July |
68°F (20°C) |
3.8 in |
Warmest |
| August |
67°F (20°C) |
3.7 in |
|
| September |
60°F (16°C) |
3.7 in |
|
| October |
49°F (10°C) |
3.2 in |
|
| November |
39°F (4°C) |
3.6 in |
|
| December |
28°F (-2°C) |
3.1 in |
|
Harford has a seasonal temperature swing of 46°F / from 22°F in January to 68°F in July. Total annual precipitation is 40.7 inches, with June being the wettest month (4.1") and February the driest (2.5").
Average costs for common services in Harford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146–$390) |
| Specialist Visit |
$342 ($195–$537) |
| Urgent Care Visit |
$195 ($98–$342) |
| Emergency Room Visit |
$2,147 ($781–$4,880) |
| Dental Cleaning |
$127 ($73–$195) |
| Dental Filling |
$244 ($146–$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$293 ($146–$488) |
| Tire Rotation |
$39 ($20–$73) |
| New Tires (Set of 4) |
$586 ($390–$976) |
| Battery Replacement |
$195 ($98–$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$146) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$390 ($146–$781) |
| HVAC System Install |
$6,832 ($3,904–$11,712) |
| Roof Repair |
$976 ($390–$1,952) |
| Roof Replacement |
$8,784 ($5,368–$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488–$3,416) |
| Divorce (Contested) |
$14,640 ($4,880–$29,280) |
| DUI Defense |
$4,880 ($1,952–$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781–$2,928) |
| Will Preparation |
$488 ($195–$976) |
| Trust Preparation |
$2,440 ($976–$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$146 ($73–$244) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93–$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44–$4.88) |
| Loaf of Bread |
$3.71 ($2.44–$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93–$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90–$7.32) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$244) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$98) |
| Cell Phone Plan (Monthly) |
$63 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73–$488) |
| Car Insurance (Annual) |
$1,952 ($1,171–$3,416) |
| Bus Pass (Monthly) |
$68 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81–$24) |
| Car Registration (Annual) |
$98 ($29–$244) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586–$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488–$1,952) |
| After-School Care (Monthly) |
$390 ($195–$683) |
| Tutoring (Per Hour) |
$49 ($24–$98) |
| SAT/ACT Prep Course |
$976 ($390–$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880–$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$195) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$73) |
| Dog Spay/Neuter |
$293 ($146–$488) |
| Cat Spay/Neuter |
$195 ($98–$390) |
View all 9 services
Frequently Asked Questions About Harford
What is the population of Harford?
Harford has a population of 92 residents and is located in Pennsylvania. The population density is 87 people per square mile, spread across 1.1 square miles. The median age of residents is 58.2 years, which is older than the national median of 38.9 years. The population is 53.3% female and 46.7% male.
Is Harford expensive to live in?
Harford has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $82,500, 10% above the national average of $75,149.
Is Harford safe?
Harford is safer than the national average, with a violent crime rate of 258 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 129 per 100,000 (below the national average). Overall, Harford receives a safety grade of F based on combined crime data.
What is the weather like in Harford?
Harford has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 22°F in January, while summers reach an average of 68°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 46.7 inches, with 82.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Harford?
The job market in Harford faces challenges, with unemployment at 9.1% / significantly above the national rate of 3.6%. The average weekly wage is $976. There are 990 business establishments in the area, including 81 restaurants and food service locations. The average commute time is 26 minutes, and 0.0% of workers work from home.
How are the schools in Harford?
Schools in Harford score 5.8 out of 10 on standardized testing, near the national average. 12.7% of adults in Harford hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school.
How healthy is Harford?
The obesity rate in Harford is 36.2% (above the national rate of 32.1%). 26.9% of adults are smokers. 29.7% are physically inactive. 54.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,742.
What is transportation like in Harford?
The average commute in Harford is 26 minutes. 97.1% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Harford?
The racial and ethnic makeup of Harford is 100% White. 77.0% of the population are military veterans.
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