Median Income
$73,750
2% lower than US avg
Home Value
$105,600
63% lower than US avg
Violent Crime
104/100K
73% lower than US avg
Bachelor's+
31.9%
5% lower than US avg
Median Rent
$1,063
9% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
3.7%
3% higher than US avg
Poverty Rate
2.4%
81% lower than US avg
How Harrod Compares to the U.S. Average (100% = U.S. avg)
People
Population467
Median Age33.1 yrs
Density2,030/mi²
Male / Female44% / 56%
Largest GroupWhite 88%
Veterans4.6%
Economy
A
Median Income$73,750
Per Capita$36,601
Unemployment3.7%
Poverty2.4%
County GDP$1,365M
Commute28 min
Housing
A+
Home Value$105,600
Rent$1,063
Ownership70.7%
Zillow$228,324
Housing Units194
Rent Burden18.8%
Crime
F
Violent104/100K
Property1,416/100K
Health
Obesity35.9%
Uninsured7.6%
Smoking15.6%
Depression28.5%
Heart Disease5.3%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain38.7 in/yr
Sunny Days275/yr
Elevation984 ft (300 m)
Education
B+
Bachelor's+31.9%
High School+96.2%
Graduate+3.4%
School Score5.61
Community
2024 VoteR 77% / D 22%
Commute28 min
Broadband92.7%
EV Stations4
Libraries7
Is Harrod a Good Place to Live?
Based on current data, Harrod receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Harrod offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Harrod is $73,750, roughly in line with the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. Only 2.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Harrod is $105,600, 63% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,063 per month. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Harrod is a very safe community with a violent crime rate of 104 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,416 per 100,000, 28% below the national average.
Education
31.9% of residents hold a bachelor's degree, below the national average of 33.7%. 96.2% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Harrod experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.7 inches, including 32.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Harrod has a population of 467 with a density of 2,030 people per square mile, spread across 0.2 square miles. The median age is 33.1 years, 15% younger than the national median of 38.9. The gender split is 56.3% female and 43.7% male. The city is predominantly White (88.2%), with 3.4% Hispanic, 3.4% Black. English is the primary language spoken at home by 100% of residents. 4.6% of the population are veterans, below the national rate of 6.0%. 11.0% of residents have a disability. 95.9% have health insurance coverage.
Population
33.1yrs
Median Age
15% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Harrod is $73,750, which is 2% below the national average of $75,149. Per capita income is $36,601. The average weekly wage is $960, 33% lower than the U.S. average. The unemployment rate is 3.7% (above the 3.6% US average). 2.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 563 business establishments, including 56 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 12.4% of workers work from home.
Income
| Median HH Income | $73,750 |
| 2% below US avg |
| Per Capita Income | $36,601 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $57,072 |
| Gini Index | 0.422 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.7% |
| 3% above US avg |
| Poverty Rate | 2.4% |
| 81% below US avg |
| Establishments (County) | 563 |
| County GDP | $1,365M |
Business (County)
| Restaurants | 56 |
| Healthcare | 46 |
| Retail | 71 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $3,076 |
| 12% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.91% |
Commute & Transportation
| Commute Time | 28.4 min |
| Drive Alone | 83.4% |
| Public Transit | 0.0% |
| Work from Home | 12.4% |
The median home value in Harrod is $105,600, 63% below the national median of $281,900. Zillow estimates the typical home value at $228,324, higher than the Census estimate. Monthly rent averages $1,063 (9% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 70.7% of housing units are owner-occupied. There are 194 total housing units in the city. The median year a home was built is 1953. The average annual property tax is $3,076. 18.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $105,600 |
| 63% below US avg |
| Zillow ZHVI | $228,324 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,063 |
| 9% below US avg |
| Rent Burden | 18.8% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 70.7% |
| Owner-Occupied | 70.7% |
| Renter-Occupied | 29.3% |
| Housing Units | 194 |
| Median Year Built | 1953 |
Property Tax
| Avg Tax (IRS) | $3,076 |
| 12% below US avg |
| Effective Rate | 2.91% |
In Harrod, 35.9% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.3% of residents. 30.1% have high blood pressure. 15.6% are current smokers. 20.1% report binge drinking. 24.4% are physically inactive. 28.5% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:3,402. The dentist ratio is 1:6,083. 56.2% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Harrod vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.1% |
| Asthma | 10.8% |
| COPD | 6.4% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 24.4% |
| Depression | 28.5% |
| Mental Distress | 18.9% |
| Physical Distress | 12.4% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 95.9% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:3,402 |
| Dentists | 1:6,083 |
| Mental Health | 1:1,446 |
| Checkup Rate | 78.1% |
| Dental Visits | 62.7% |
| Premature Death | 12,366/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 56.2% |
| Healthcare Facilities | 46 |
Harrod has a violent crime rate of 104 per 100,000 residents, 73% below the national average of 380. Property crime stands at 1,416 per 100,000, 28% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Harrod receives a safety grade of F.
Crime Rates: Harrod vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 103.6/100K |
| 73% below US avg |
| |
Property Crime
| Total Property | 1,416.2/100K |
| 28% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 3.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Harrod experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.7 inches. The area receives 32.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 984 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.3°F |
| 5% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 984 ft (300 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 2,030/sq mi |
| Coordinates | 40.7072°N, 83.9214°W |
| Timezone | America/New_York |
| County | Hardin County County |
| Nearest Airport | James M Cox Dayton International (DAY)
58 miles away |
Precipitation & Snow
Annual Rainfall
38.7"
2% above US avg
Wettest Month (May)
3.74"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.4 / 100 |
| Social Vulnerability | 14.1 / 100 |
| Community Resilience | 64.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M2.5 on Mar 18, 2024.
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
83 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
53 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
14 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
140 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
92 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
134 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
76 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
101 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
62 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
50 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
101 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
147 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
136 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
461 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 69 fatalities, 1,136 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 5, 2010 |
EF4 |
99 km |
7 |
| Nov 10, 2002 |
EF4 |
72 km |
4 |
| Feb 18, 1992 |
EF4 |
55 km |
0 |
| Apr 11, 1965 |
EF4 |
26 km |
13 |
| Apr 11, 1965 |
EF4 |
56 km |
3 |
| Jun 8, 1953 |
EF4 |
57 km |
17 |
| Mar 14, 2024 |
EF3 |
29 km |
3 |
| May 27, 2019 |
EF3 |
67 km |
1 |
| May 27, 2019 |
EF3 |
94 km |
0 |
| Aug 24, 2016 |
EF3 |
97 km |
0 |
| Nov 10, 2002 |
EF3 |
84 km |
0 |
| Nov 10, 2002 |
EF3 |
51 km |
0 |
| Nov 10, 2002 |
EF3 |
77 km |
1 |
| Oct 24, 2001 |
EF3 |
37 km |
0 |
| May 2, 1983 |
EF3 |
70 km |
1 |
| Jun 13, 1981 |
EF3 |
89 km |
4 |
| Apr 3, 1974 |
EF3 |
59 km |
0 |
| May 10, 1973 |
EF3 |
54 km |
0 |
| May 10, 1973 |
EF3 |
71 km |
6 |
| Jun 2, 1971 |
EF3 |
42 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.0 in |
Coldest |
| February |
27°F (-3°C) |
1.9 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
48°F (9°C) |
3.4 in |
|
| May |
59°F (15°C) |
3.7 in |
Wettest |
| June |
69°F (20°C) |
3.7 in |
|
| July |
74°F (23°C) |
3.7 in |
Warmest |
| August |
71°F (22°C) |
3.2 in |
|
| September |
64°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.2 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
30°F (-1°C) |
2.7 in |
|
Harrod has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 35.4 inches, with May being the wettest month (3.7") and February the driest (1.9").
Average costs for common services in Harrod. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $866 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $714 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Harrod
What is the population of Harrod?
Harrod has a population of 467 residents and is located in Ohio. The population density is 2,030 people per square mile, spread across 0.2 square miles. The median age of residents is 33.1 years, which is younger than the national median of 38.9 years. The population is 56.3% female and 43.7% male.
Is Harrod expensive to live in?
Harrod is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $73,750, 2% below the national average of $75,149. The median home value is $105,600 (63% below the U.S. median). Renters pay a median of $1,063 per month. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Harrod safe?
Harrod is considered a very safe city with a violent crime rate of 104 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,416 per 100,000 (below the national average). Overall, Harrod receives a safety grade of F based on combined crime data.
What is the weather like in Harrod?
Harrod has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.7 inches, with 32.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Harrod?
Harrod has a healthy job market with an unemployment rate of 3.7%, near the national average of 3.6%. The average weekly wage is $960. There are 563 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 28 minutes, and 12.4% of workers work from home.
How much does housing cost in Harrod?
The median home value in Harrod is $105,600. Zillow estimates the typical home value at $228,324. For renters, the median monthly rent is $1,063. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 70.7%. The average annual property tax is $3,076.
How are the schools in Harrod?
Schools in Harrod score 5.6 out of 10 on standardized testing, near the national average. 31.9% of adults in Harrod hold a bachelor's degree or higher, below the national average of 33.7%. 96.2% have completed high school. 3.4% hold a graduate or professional degree.
How healthy is Harrod?
The obesity rate in Harrod is 35.9% (above the national rate of 32.1%). 15.6% of adults are smokers. 24.4% are physically inactive. 28.5% of residents report depression. 7.6% lack health insurance. 56.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,402.
What is transportation like in Harrod?
The average commute in Harrod is 28 minutes. 83.4% of workers drive alone to work, and 12.4% work from home.
What are the demographics of Harrod?
The racial and ethnic makeup of Harrod is 88.2% White, 3.4% Black or African American, 3.4% Hispanic or Latino. 100% of residents speak only English at home. 4.6% of the population are military veterans. 11.0% of residents have a disability. 95.9% have health insurance coverage.
All Countries
