Home Value
$187,500
33% lower than US avg
Violent Crime
354/100K
7% lower than US avg
Bachelor's+
25.5%
24% lower than US avg
Obesity Rate
32.6%
2% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
9.5%
23% lower than US avg
How Harrodsburg Compares to the U.S. Average (100% = U.S. avg)
People
Population315
Median Age62.7 yrs
Density73/mi²
Male / Female44% / 56%
Largest GroupWhite 89%
Veterans11.6%
Economy
Per Capita$33,576
Unemployment0.0%
Poverty9.5%
County GDP$9,347M
Commute35 min
Housing
Home Value$187,500
Ownership100.0%
Zillow$174,815
Housing Units221
Rent Burden36.9%
Crime
F
Violent354/100K
Property2,968/100K
Health
Obesity32.6%
Uninsured5.9%
Smoking12.3%
Depression26.7%
Heart Disease4.9%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain46.9 in/yr
Sunny Days293/yr
Elevation658 ft (201 m)
Education
B
Bachelor's+25.5%
High School+96.7%
Graduate+16.7%
School Score6.62
Community
2024 VoteR 36% / D 63%
Commute35 min
Broadband74.0%
EV Stations35
Libraries3
Is Harrodsburg a Good Place to Live?
Based on current data, Harrodsburg receives an overall livability score of 2.0 out of 5.0, earning a grade of C. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include long commute times. Harrodsburg has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. 9.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 35 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Harrodsburg is $187,500, 33% below the national median / offering relatively affordable homeownership.
Safety & Crime
Violent crime in Harrodsburg is below the national average at 354 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,968 per 100,000, 51% above the national average.
Education
25.5% of residents hold a bachelor's degree, below the national average of 33.7%. 96.7% have completed high school. Local schools score 6.6/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Harrodsburg experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.9 inches. Air quality is rated Good with a median AQI of 41.
Harrodsburg has a population of 315 with a density of 73 people per square mile, spread across 4.4 square miles. The median age is 62.7 years, 61% older than the national median of 38.9. The gender split is 55.6% female and 44.4% male. The city is predominantly White (88.9%). English is the primary language spoken at home by 100% of residents. 11.6% of the population are veterans, above the national rate of 6.0%. 7.3% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
62.7yrs
Median Age
61% above US avg
Race & Ethnicity
Harrodsburg vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Harrodsburg vs U.S. Average
Per capita income is $33,576 (below the $39,052 national figure). The average weekly wage is $1,132, 21% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 9.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,439 business establishments, including 393 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 35 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Harrodsburg vs U.S.
Income
| |
| Per Capita Income | $33,576 |
| Avg Weekly Wage | $1,132 |
| IRS Avg AGI | $77,896 |
| Gini Index | 0.483 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 9.5% |
| 23% below US avg |
| Establishments (County) | 3,439 |
| County GDP | $9,347M |
Business (County)
| Restaurants | 393 |
| Healthcare | 422 |
| Retail | 390 |
| Manufacturing | 94 |
Tax & Cost of Living
| Property Tax (IRS) | $4,867 |
| 39% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.60% |
Commute & Transportation
| Commute Time | 35.3 min |
| Drive Alone | 61.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Harrodsburg is $187,500, 33% below the national median of $281,900. Zillow estimates the typical home value at $174,815. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 221 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $4,867 (higher than the $3,500 national average). 36.9% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $187,500 |
| 33% below US avg |
| Zillow ZHVI | $174,815 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 221 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $4,867 |
| 39% above US avg |
| Effective Rate | 2.60% |
In Harrodsburg, 32.6% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 29.0% have high blood pressure. 12.3% are current smokers. 20.1% report binge drinking. 17.9% are physically inactive, below the national average. 26.7% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 5.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,706. The dentist ratio is 1:1,625. 87.2% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Harrodsburg vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.6% |
| 2% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 29.0% |
| Asthma | 10.9% |
| COPD | 5.5% |
| Cancer | 7.6% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.3% |
| 12% below US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 17.9% |
| Depression | 26.7% |
| Mental Distress | 17.6% |
| Physical Distress | 11.0% |
| Short Sleep | 31.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 5.9% |
| 31% below US avg |
| Primary Care | 1:1,706 |
| Dentists | 1:1,625 |
| Mental Health | 1:274 |
| Checkup Rate | 78.2% |
| Dental Visits | 67.0% |
| Premature Death | 8,008/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 87.2% |
| Healthcare Facilities | 422 |
Harrodsburg has a violent crime rate of 354 per 100,000 residents, 7% below the national average of 380. Property crime stands at 2,968 per 100,000, 51% above the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Harrodsburg receives a safety grade of F.
Crime Rates: Harrodsburg vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 353.9/100K |
| 7% below US avg |
| |
Property Crime
| Total Property | 2,968.4/100K |
| 51% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Harrodsburg experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 46.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 658 feet.
Temperature
30°F Jan (-1°C)
75°F Jul (24°C)
| Annual Average | 53.8°F |
| 0% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 658 ft (201 m) |
| Area | 4.4 sq mi (11.3 km²) |
| Population Density | 73/sq mi |
| Coordinates | 39.0171°N, 86.5541°W |
| Timezone | America/Indiana/Indianapolis |
| County | Monroe County County |
| Nearest Airport | Terre Haute Regional (HUF) 50 miles away |
Precipitation & Snow
Annual Rainfall
46.9"
23% above US avg
Wettest Month (May)
5.00"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 8.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.0 / 100 |
| Social Vulnerability | 30.1 / 100 |
| Community Resilience | 61.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
42 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
132 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
130 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
131 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
98 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
150 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
110 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
101 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
93 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
135 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
101 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
64 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
131 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
84 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
133 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
128 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
129 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
124 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
91 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
133 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
82 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
533 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 48 fatalities, 831 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 2, 2012 |
EF4 |
72 km |
11 |
| Jun 11, 1998 |
EF4 |
100 km |
0 |
| Jun 2, 1990 |
EF4 |
26 km |
1 |
| Jun 2, 1990 |
EF4 |
30 km |
0 |
| Apr 3, 1974 |
EF4 |
73 km |
4 |
| Apr 3, 1974 |
EF4 |
87 km |
11 |
| May 14, 1972 |
EF4 |
93 km |
0 |
| Apr 25, 1961 |
EF4 |
90 km |
0 |
| Mar 31, 2023 |
EF3 |
70 km |
0 |
| Mar 31, 2023 |
EF3 |
35 km |
2 |
| Mar 2, 2012 |
EF3 |
99 km |
3 |
| May 25, 2011 |
EF3 |
24 km |
0 |
| Mar 8, 2009 |
EF3 |
19 km |
0 |
| Jun 3, 2008 |
EF3 |
90 km |
1 |
| Nov 15, 2005 |
EF3 |
73 km |
0 |
| Nov 15, 2005 |
EF3 |
62 km |
0 |
| May 30, 2004 |
EF3 |
76 km |
1 |
| Sep 20, 2002 |
EF3 |
24 km |
0 |
| Apr 9, 1999 |
EF3 |
99 km |
0 |
| Apr 9, 1999 |
EF3 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
99 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
99 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
99 km |
| 2003 |
WUI 3 03 |
3,372 |
97 km |
| 2010 |
WUI UNIT 28K |
3,230 |
98 km |
| 1999 |
UNNAMED |
3,122 |
96 km |
| 2002 |
UNIT 8 |
2,753 |
98 km |
| 2005 |
UNIT 3 05 |
2,511 |
96 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
98 km |
| 2004 |
UNIT 19 |
2,004 |
98 km |
| 2003 |
UNIT 8 03 |
1,971 |
98 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
97 km |
| 2021 |
UNNAMED |
1,547 |
28 km |
| 2002 |
UNIT 9 |
1,485 |
100 km |
| 1995 |
UNNAMED |
1,462 |
97 km |
| 2010 |
TRACER |
1,408 |
97 km |
| 2002 |
UNIT 28 |
1,259 |
100 km |
| 2007 |
UNNAMED |
1,102 |
55 km |
| 1995 |
UNNAMED |
1,019 |
97 km |
| 2008 |
FY 09 UNIT 3 RX FALL 2008 |
949 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.6 in |
Coldest, Driest |
| February |
32°F (-0°C) |
2.7 in |
|
| March |
42°F (6°C) |
3.9 in |
|
| April |
52°F (11°C) |
4.4 in |
|
| May |
62°F (17°C) |
5.0 in |
Wettest |
| June |
71°F (22°C) |
4.0 in |
|
| July |
75°F (24°C) |
4.5 in |
Warmest |
| August |
73°F (23°C) |
3.9 in |
|
| September |
67°F (19°C) |
3.4 in |
|
| October |
55°F (13°C) |
3.2 in |
|
| November |
44°F (7°C) |
3.9 in |
|
| December |
33°F (1°C) |
3.4 in |
|
Harrodsburg has a seasonal temperature swing of 44°F / from 30°F in January to 75°F in July. Total annual precipitation is 44.9 inches, with May being the wettest month (5.0") and January the driest (2.6").
Average costs for common services in Harrodsburg. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Harrodsburg
What is the population of Harrodsburg?
Harrodsburg has a population of 315 residents and is located in Indiana. The population density is 73 people per square mile, spread across 4.4 square miles. The median age of residents is 62.7 years, which is older than the national median of 38.9 years. The population is 55.6% female and 44.4% male.
Is Harrodsburg expensive to live in?
Harrodsburg is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median home value is $187,500 (33% below the U.S. median).
Is Harrodsburg safe?
Harrodsburg is safer than the national average, with a violent crime rate of 354 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,968 per 100,000 (above the national average). Overall, Harrodsburg receives a safety grade of F based on combined crime data.
What is the weather like in Harrodsburg?
Harrodsburg has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 46.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Harrodsburg?
The job market in Harrodsburg is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,132. There are 3,439 business establishments in the area, including 393 restaurants and food service locations. The average commute time is 35 minutes, and 0.0% of workers work from home.
How much does housing cost in Harrodsburg?
The median home value in Harrodsburg is $187,500. Zillow estimates the typical home value at $174,815. The homeownership rate is 100.0%. The average annual property tax is $4,867.
How are the schools in Harrodsburg?
Schools in Harrodsburg score 6.6 out of 10 on standardized testing, near the national average. 25.5% of adults in Harrodsburg hold a bachelor's degree or higher, below the national average of 33.7%. 96.7% have completed high school. 16.7% hold a graduate or professional degree.
How healthy is Harrodsburg?
The obesity rate in Harrodsburg is 32.6% (above the national rate of 32.1%). 12.3% of adults are smokers. 17.9% are physically inactive. 26.7% of residents report depression. 5.9% lack health insurance (below the national rate). 87.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,706.
What is transportation like in Harrodsburg?
The average commute in Harrodsburg is 35 minutes, longer than the national average of 28 minutes. 61.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Harrodsburg?
The racial and ethnic makeup of Harrodsburg is 88.9% White. 100% of residents speak only English at home. 11.6% of the population are military veterans. 7.3% of residents have a disability. 100.0% have health insurance coverage.