Median Income
$54,375
28% lower than US avg
Home Value
$185,600
34% lower than US avg
Violent Crime
186/100K
51% lower than US avg
Bachelor's+
45.8%
36% higher than US avg
Median Rent
$746
36% lower than US avg
Obesity Rate
28.9%
10% lower than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
7.8%
37% lower than US avg
How Hartwick Compares to the U.S. Average (100% = U.S. avg)
People
Population352
Median Age43.9 yrs
Density102/mi²
Male / Female60% / 40%
Largest GroupWhite 97%
Veterans8.0%
Economy
B+
Median Income$54,375
Per Capita$40,312
Unemployment2.7%
Poverty7.8%
County GDP$3,518M
Commute19 min
Housing
A+
Home Value$185,600
Rent$746
Ownership51.2%
Zillow$375,218
Housing Units241
Rent Burden51.0%
Crime
F
Violent186/100K
Property1,776/100K
Health
Obesity28.9%
Uninsured5.0%
Smoking11.7%
Depression21.3%
Heart Disease4.4%
Climate
Avg Temp43°F (6°C)
AQI36 (Good)
Rain47.6 in/yr
Sunny Days246/yr
Elevation1,380 ft (421 m)
Education
A+
Bachelor's+45.8%
High School+93.2%
Graduate+22.2%
School Score5.34
Community
2024 VoteR 54% / D 46%
Commute19 min
Broadband84.9%
EV Stations1
Libraries13
Is Hartwick a Good Place to Live?
Based on current data, Hartwick receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Areas to be aware of include below-average incomes. Hartwick offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hartwick is $54,375, 28% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. Only 7.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Hartwick is $185,600, 34% below the national median / offering relatively affordable homeownership. Renters pay a median of $746 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Hartwick is below the national average at 186 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,776 per 100,000, near the national average.
Education
Educational attainment is solid, with 45.8% holding a bachelor's degree or higher, near the national average. 93.2% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Hartwick has a cool climate with an average annual temperature of 43°F. Winters average 18°F in January while summers reach 66°F in July. The area gets 246 sunny days per year. Annual precipitation totals 47.6 inches, including 85.5 inches of snow. Air quality is rated Good with a median AQI of 36.
Hartwick has a population of 352 with a density of 102 people per square mile, spread across 3.5 square miles. The median age is 43.9 years, 13% older than the national median of 38.9. The gender split is 40.3% female and 59.7% male. The city is predominantly White (96.9%), with 1.1% Black. English is the primary language spoken at home by 99% of residents. 8.0% of the population are veterans, above the national rate of 6.0%. 11.7% of residents have a disability. 99.1% have health insurance coverage.
Population
43.9yrs
Median Age
13% above US avg
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.0%
93% below US avg
The median household income in Hartwick is $54,375, which is 28% below the national average of $75,149. Per capita income is $40,312. The average weekly wage is $1,160, 19% lower than the U.S. average. The unemployment rate is 2.7% (below the 3.6% US average). 7.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,538 business establishments, including 190 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 13.3% of workers work from home.
Income
| Median HH Income | $54,375 |
| 28% below US avg |
| Per Capita Income | $40,312 |
| Avg Weekly Wage | $1,160 |
| IRS Avg AGI | $67,606 |
| Gini Index | 0.454 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 7.8% |
| 37% below US avg |
| Establishments (County) | 1,538 |
| County GDP | $3,518M |
Business (County)
| Restaurants | 190 |
| Healthcare | 156 |
| Retail | 243 |
| Manufacturing | 56 |
Tax & Cost of Living
| Property Tax (IRS) | $7,079 |
| 102% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.81% |
Commute & Transportation
| Commute Time | 19.0 min |
| Drive Alone | 83.3% |
| Public Transit | 0.0% |
| Work from Home | 13.3% |
The median home value in Hartwick is $185,600, 34% below the national median of $281,900. Zillow estimates the typical home value at $375,218, higher than the Census estimate. Monthly rent averages $746 (36% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 51.2% of housing units are owner-occupied (below the 65.4% national rate). There are 241 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $7,079 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 3.4x.
Home Values
| Census Median | $185,600 |
| 34% below US avg |
| Zillow ZHVI | $375,218 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $746 |
| 36% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 51.2% |
| Owner-Occupied | 51.2% |
| Renter-Occupied | 48.8% |
| Housing Units | 241 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $7,079 |
| 102% above US avg |
| Effective Rate | 3.81% |
In Hartwick, 28.9% of adults are obese, below the national rate of 32.1%. 7.3% have diabetes (below the 10.5% national rate). Heart disease affects 4.4% of residents, below the national average. 26.3% have high blood pressure. 11.7% are current smokers. 19.6% report binge drinking. 19.9% are physically inactive, below the national average. 21.3% report depression. 17.1% experience frequent mental distress. 5.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:727. The dentist ratio is 1:2,246. 49.3% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Hartwick vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.9% |
| 10% below US avg |
| Diabetes | 7.3% |
| Heart Disease | 4.4% |
| High Blood Pressure | 26.3% |
| Asthma | 11.4% |
| COPD | 5.2% |
| Cancer | 7.9% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 11.7% |
| 16% below US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 19.9% |
| Depression | 21.3% |
| Mental Distress | 17.1% |
| Physical Distress | 11.6% |
| Short Sleep | 36.0% |
Healthcare Access
| Insurance Rate | 99.1% |
| Uninsured | 5.0% |
| 42% below US avg |
| Primary Care | 1:727 |
| Dentists | 1:2,246 |
| Mental Health | 1:439 |
| Checkup Rate | 76.6% |
| Dental Visits | 68.2% |
| Premature Death | 8,049/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 49.3% |
| Healthcare Facilities | 156 |
Hartwick has a violent crime rate of 186 per 100,000 residents, 51% below the national average of 380. Property crime stands at 1,776 per 100,000, 9% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Hartwick receives a safety grade of F.
Crime Rates: Hartwick vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 186.2/100K |
| 51% below US avg |
| |
Property Crime
| Total Property | 1,776.4/100K |
| 9% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hartwick has a cool climate with an average annual temperature of 43°F (6°C). Winters average 18°F in January while summers reach 66°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 47.6 inches (wetter than the 38-inch national average). The area receives 85.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,380 feet.
Temperature
18°F Jan (-8°C)
66°F Jul (19°C)
| Annual Average | 42.8°F |
| 21% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 66°F (19°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 1,380 ft (421 m) |
| Area | 3.5 sq mi (9.0 km²) |
| Population Density | 102/sq mi |
| Coordinates | 42.6586°N, 75.0611°W |
| Timezone | America/New_York |
| County | Otsego County County |
| Nearest Airport | Albert S Nader Regional (ONH) 9 miles away |
Precipitation & Snow
Annual Rainfall
47.6"
25% above US avg
Wettest Month (Jun)
4.17"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 75.8 / 100 |
| Social Vulnerability | 56.8 / 100 |
| Community Resilience | 87.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
16 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
32 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
110 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
79 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
136 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
77 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
78 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
142 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
79 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
78 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
79 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
79 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
79 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
57 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
80 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
77 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
79 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
204 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
148 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 8 fatalities, 66 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
47 km |
0 |
| Aug 7, 2023 |
EF3 |
96 km |
0 |
| May 22, 2014 |
EF3 |
73 km |
0 |
| May 31, 1998 |
EF3 |
15 km |
0 |
| May 2, 1983 |
EF3 |
95 km |
0 |
| Jun 24, 1960 |
EF3 |
98 km |
0 |
| Jul 16, 2024 |
EF2 |
71 km |
0 |
| Apr 22, 2023 |
EF2 |
96 km |
0 |
| Jul 8, 2014 |
EF2 |
60 km |
4 |
| May 29, 2013 |
EF2 |
73 km |
0 |
| Apr 28, 2011 |
EF2 |
60 km |
0 |
| May 16, 2009 |
EF2 |
72 km |
0 |
| May 31, 1998 |
EF2 |
44 km |
0 |
| Jul 23, 1990 |
EF2 |
67 km |
0 |
| Oct 14, 1989 |
EF2 |
61 km |
2 |
| Oct 1, 1986 |
EF2 |
58 km |
0 |
| Sep 18, 1977 |
EF2 |
56 km |
0 |
| Jun 16, 1976 |
EF2 |
4 km |
0 |
| May 9, 1961 |
EF2 |
98 km |
0 |
| Jul 16, 2024 |
EF1 |
74 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: WHITEHOUSE (607 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
WHITEHOUSE |
607 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
2.8 in |
Coldest |
| February |
21°F (-6°C) |
2.4 in |
Driest |
| March |
31°F (-1°C) |
3.2 in |
|
| April |
42°F (6°C) |
3.5 in |
|
| May |
54°F (12°C) |
3.9 in |
|
| June |
62°F (17°C) |
4.2 in |
Wettest |
| July |
66°F (19°C) |
3.8 in |
Warmest |
| August |
65°F (18°C) |
3.7 in |
|
| September |
58°F (14°C) |
3.9 in |
|
| October |
47°F (8°C) |
3.4 in |
|
| November |
37°F (3°C) |
3.6 in |
|
| December |
25°F (-4°C) |
3.2 in |
|
Hartwick has a seasonal temperature swing of 47°F / from 18°F in January to 66°F in July. Total annual precipitation is 41.7 inches, with June being the wettest month (4.2") and February the driest (2.4").
Average costs for common services in Hartwick. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hartwick
What is the population of Hartwick?
Hartwick has a population of 352 residents and is located in New York. The population density is 102 people per square mile, spread across 3.5 square miles. The median age of residents is 43.9 years, which is older than the national median of 38.9 years. The population is 40.3% female and 59.7% male.
Is Hartwick expensive to live in?
Hartwick is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $54,375, 28% below the national average of $75,149. The median home value is $185,600 (34% below the U.S. median). Renters pay a median of $746 per month, below the national average of $1,163. The home price-to-income ratio is 3.4x, indicating housing is reasonably affordable relative to local income levels.
Is Hartwick safe?
Hartwick is safer than the national average, with a violent crime rate of 186 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,776 per 100,000 (below the national average). Overall, Hartwick receives a safety grade of F based on combined crime data.
What is the weather like in Hartwick?
Hartwick has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 18°F in January, while summers reach an average of 66°F in July. The area receives 246 sunny days per year. Annual rainfall totals 47.6 inches, with 85.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Hartwick?
The job market in Hartwick is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average weekly wage is $1,160. There are 1,538 business establishments in the area, including 190 restaurants and food service locations. The average commute time is 19 minutes, and 13.3% of workers work from home.
How much does housing cost in Hartwick?
The median home value in Hartwick is $185,600. Zillow estimates the typical home value at $375,218. For renters, the median monthly rent is $746. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 51.2%. The average annual property tax is $7,079.
How are the schools in Hartwick?
Schools in Hartwick score 5.3 out of 10 on standardized testing, near the national average. 45.8% of adults in Hartwick hold a bachelor's degree or higher, above the national average of 33.7%. 93.2% have completed high school. 22.2% hold a graduate or professional degree.
How healthy is Hartwick?
The obesity rate in Hartwick is 28.9% (below the national rate of 32.1%). 11.7% of adults are smokers. 19.9% are physically inactive. 21.3% of residents report depression. 5.0% lack health insurance (below the national rate). 49.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:727.
What is transportation like in Hartwick?
The average commute in Hartwick is 19 minutes, shorter than the national average of 28 minutes. 83.3% of workers drive alone to work, and 13.3% work from home.
What are the demographics of Hartwick?
The racial and ethnic makeup of Hartwick is 96.9% White, 1.1% Black or African American. 99% of residents speak only English at home. 8.0% of the population are military veterans. 11.7% of residents have a disability. 99.1% have health insurance coverage.