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Harvard, IL
Full City Profile · Illinois · McHenry County County
3.1
/5.0
B
Good
9,875
Population
1,178/sq mi density
$71,418
Median Income
$26,464 per capita
$174,000
Home Value
$266,605 Zillow
$1,184
Median Rent
29.3% income on rent
48°F
Avg Temperature
260 sunny days/yr
209
Violent Crime/100K
1,397 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$71,418 median income, 4.6% unemployment
A+
Affordability
5.0 / 5.0
$174,000 home value, $1,184/mo rent
F
Safety
1.0 / 5.0
209 violent crimes/100K
C+
Education
2.5 / 5.0
19.2% bachelor's degree or higher
Housing Overview
Median Home Value
$174,000
38% below
US avg: $281,900
Median Rent
$1,184/mo
2% above
US avg: $1,163/mo
Homeownership Rate
61.1%
7% below US avg (65.4%)
Total Housing Units
3,280
Median year built: 1982
Home Value by Source
Census Median
$174,000
Zillow (ZHVI)
$266,605
Median Sale Price
$291,200
Median List Price
$254,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
61.1%
Owner-Occupied
38.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$1,184/mo
· Zillow rent:
$1,335/mo
Market Indicators (Redfin)
Median Days on Market
141 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
4
Price Drops
15.8%
of listings with price reduction
Price Per Sq Ft
$189
Active Inventory
19
homes for sale
Affordability & Housing Stock
Rent Burden
29.3%
of renters spending 30%+ of income on housing
5% below US avg (31.0%)
Median Year Built
1982
Average age of housing stock: 44 years
Homeownership Rate
61.1%
Complete Housing Data
Home Values
| Census Median Value | $174,000 |
| Zillow Home Value (ZHVI) | $266,605 |
| Median Sale Price | $291,200 |
| Median List Price | $254,900 |
| Price Per Sq Ft | $189 |
Rent
| Census Median Rent | $1,184 |
| Zillow Rent (ZORI) | $1,335 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 141 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 15.8% |
| Homes Sold | 4 |
| Active Inventory | 19 |
| Price Per Sq Ft | $189 |
Ownership & Stock
| Owner-Occupied | 61.1% |
| Renter-Occupied | 38.9% |
| Homeownership Rate | 61.1% |
| Total Housing Units | 3,280 |
| Median Year Built | 1982 |
| Rent Burden | 29.3% |