Median Income
$83,571
11% higher than US avg
Home Value
$212,500
25% lower than US avg
Violent Crime
572/100K
51% higher than US avg
Bachelor's+
19.2%
43% lower than US avg
Median Rent
$1,047
10% lower than US avg
Obesity Rate
38.1%
19% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
2.0%
84% lower than US avg
How Henderson Compares to the U.S. Average (100% = U.S. avg)
People
Population330
Median Age55.4 yrs
Density92/mi²
Male / Female56% / 45%
Largest GroupWhite 97%
Veterans9.0%
Economy
A+
Median Income$83,571
Per Capita$38,418
Unemployment1.9%
Poverty2.0%
County GDP$11,010M
Commute32 min
Housing
A+
Home Value$212,500
Rent$1,047
Ownership84.2%
Zillow$165,250
Housing Units154
Rent Burden16.1%
Crime
F
Violent572/100K
Property2,594/100K
Health
Obesity38.1%
Uninsured7.1%
Smoking16.8%
Depression29.5%
Heart Disease5.7%
Climate
Avg Temp48°F (9°C)
AQI38 (Good)
Rain34.5 in/yr
Sunny Days260/yr
Elevation732 ft (223 m)
Education
C+
Bachelor's+19.2%
High School+87.5%
Graduate+4.4%
School Score4.74
Community
2024 VoteR 51% / D 48%
Commute32 min
Broadband88.0%
EV Stations5
Libraries13
Is Henderson a Good Place to Live?
Based on current data, Henderson receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates. Henderson offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Henderson is $83,571, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.9%. Only 2.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Henderson is $212,500, 25% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,047 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 572 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,594 per 100,000, 32% above the national average.
Education
19.2% of residents hold a bachelor's degree, below the national average of 33.7%. 87.5% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Henderson experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.5 inches, including 38.3 inches of snow. Air quality is rated Good with a median AQI of 38.
Henderson has a population of 330 with a density of 92 people per square mile, spread across 3.7 square miles. The median age is 55.4 years, 42% older than the national median of 38.9. The gender split is 44.5% female and 55.5% male. The city is predominantly White (96.7%), with 2.1% Hispanic. English is the primary language spoken at home by 100% of residents. 9.0% of the population are veterans, above the national rate of 6.0%. 17.7% of residents have a disability (above the 13.0% national average). 96.5% have health insurance coverage.
Population
55.4yrs
Median Age
42% above US avg
Race & Ethnicity
Henderson vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Henderson vs U.S. Average
The median household income in Henderson is $83,571, which is 11% above the national average of $75,149. Per capita income is $38,418. The average weekly wage is $1,116, 22% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 2.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,966 business establishments, including 417 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 32 minutes. 6.6% of workers work from home (below the 15.2% national rate).
Income: Henderson vs U.S.
Income
| Median HH Income | $83,571 |
| 11% above US avg |
| Per Capita Income | $38,418 |
| Avg Weekly Wage | $1,116 |
| IRS Avg AGI | $61,856 |
| Gini Index | 0.475 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 2.0% |
| 84% below US avg |
| Establishments (County) | 3,966 |
| County GDP | $11,010M |
Business (County)
| Restaurants | 417 |
| Healthcare | 603 |
| Retail | 754 |
| Manufacturing | 184 |
Tax & Cost of Living
| Property Tax (IRS) | $5,370 |
| 53% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 2.53% |
Commute & Transportation
| Commute Time | 31.8 min |
| Drive Alone | 85.2% |
| Public Transit | 0.0% |
| Work from Home | 6.6% |
The median home value in Henderson is $212,500, 25% below the national median of $281,900. Zillow estimates the typical home value at $165,250, lower than the Census estimate. Monthly rent averages $1,047 (10% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 84.2% of housing units are owner-occupied (above the 65.4% national rate). There are 154 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $5,370 (higher than the $3,500 national average). 16.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $212,500 |
| 25% below US avg |
| Zillow ZHVI | $165,250 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,047 |
| 10% below US avg |
| Rent Burden | 16.1% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 84.2% |
| Owner-Occupied | 84.2% |
| Renter-Occupied | 15.8% |
| Housing Units | 154 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $5,370 |
| 53% above US avg |
| Effective Rate | 2.53% |
In Henderson, 38.1% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.7% of residents. 32.1% have high blood pressure. 16.8% are current smokers. 18.4% report binge drinking. 24.4% are physically inactive. 29.5% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. 7.1% of residents lack health insurance. The primary care physician ratio is 1:1,156. The dentist ratio is 1:1,239. 68.3% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Henderson vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.1% |
| 19% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.7% |
| High Blood Pressure | 32.1% |
| Asthma | 11.9% |
| COPD | 7.5% |
| Cancer | 7.7% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 24.4% |
| Depression | 29.5% |
| Mental Distress | 20.4% |
| Physical Distress | 14.2% |
| Short Sleep | 37.5% |
Healthcare Access
| Insurance Rate | 96.5% |
| Uninsured | 7.1% |
| 17% below US avg |
| Primary Care | 1:1,156 |
| Dentists | 1:1,239 |
| Mental Health | 1:277 |
| Checkup Rate | 77.6% |
| Dental Visits | 65.8% |
| Premature Death | 10,742/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 68.3% |
| Healthcare Facilities | 603 |
Henderson has a violent crime rate of 572 per 100,000 residents, 51% above the national average of 380. Property crime stands at 2,594 per 100,000, 32% above the U.S. average. The county recorded 18 fatal traffic crashes. Overall, Henderson receives a safety grade of F.
Crime Rates: Henderson vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 572.0/100K |
| 51% above US avg |
| |
Property Crime
| Total Property | 2,594.5/100K |
| 32% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 18 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Henderson experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 34.5 inches. The area receives 38.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 732 feet.
Temperature
23°F Jan (-5°C)
71°F Jul (22°C)
| Annual Average | 47.6°F |
| 12% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 732 ft (223 m) |
| Area | 3.7 sq mi (9.5 km²) |
| Population Density | 92/sq mi |
| Coordinates | 43.0876°N, 84.1921°W |
| Timezone | America/Detroit |
| County | Saginaw County County |
| Nearest Airport | Bishop International (FNT)
26 miles away |
Precipitation & Snow
Annual Rainfall
34.5"
9% below US avg
Wettest Month (Sep)
3.78"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.6 / 100 |
| Social Vulnerability | 46.9 / 100 |
| Community Resilience | 93.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very High |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on May 23, 2022.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
139 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
47 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
145 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
126 km |
| Mar 8, 2010 |
7 km ENE of Grosse Ile, Michigan |
M2.5 |
138 km |
| May 23, 2022 |
2 km NNW of Corunna, Canada |
M2.5 |
144 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
370 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 135 fatalities, 1,290 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 8, 1953 |
EF5 |
28 km |
116 |
| Apr 2, 1977 |
EF4 |
100 km |
1 |
| Mar 20, 1976 |
EF4 |
89 km |
1 |
| Apr 21, 1967 |
EF4 |
52 km |
0 |
| Apr 11, 1965 |
EF4 |
46 km |
1 |
| Jul 4, 1957 |
EF4 |
74 km |
0 |
| May 12, 1956 |
EF4 |
43 km |
3 |
| Jun 8, 1953 |
EF4 |
82 km |
0 |
| Mar 15, 2012 |
EF3 |
79 km |
0 |
| Aug 24, 2007 |
EF3 |
76 km |
0 |
| Jul 2, 1997 |
EF3 |
48 km |
1 |
| Jul 2, 1997 |
EF3 |
39 km |
0 |
| Jun 21, 1996 |
EF3 |
45 km |
0 |
| Mar 27, 1991 |
EF3 |
98 km |
0 |
| Sep 14, 1990 |
EF3 |
90 km |
0 |
| Aug 8, 1984 |
EF3 |
41 km |
0 |
| Jun 12, 1984 |
EF3 |
59 km |
0 |
| Jun 15, 1982 |
EF3 |
83 km |
1 |
| Jul 14, 1974 |
EF3 |
52 km |
0 |
| May 11, 1974 |
EF3 |
76 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 1.5 m (5 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1952 |
LAKE HURON, MI |
Avalanche |
1.5 m |
- |
146 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.5 in |
Coldest |
| February |
23°F (-5°C) |
1.3 in |
Driest |
| March |
33°F (1°C) |
2.2 in |
|
| April |
45°F (7°C) |
2.8 in |
|
| May |
57°F (14°C) |
2.8 in |
|
| June |
66°F (19°C) |
3.2 in |
|
| July |
71°F (22°C) |
2.6 in |
Warmest |
| August |
68°F (20°C) |
3.4 in |
|
| September |
61°F (16°C) |
3.8 in |
Wettest |
| October |
50°F (10°C) |
2.5 in |
|
| November |
38°F (3°C) |
2.5 in |
|
| December |
27°F (-3°C) |
2.1 in |
|
Henderson has a seasonal temperature swing of 48°F / from 23°F in January to 71°F in July. Total annual precipitation is 30.8 inches, with September being the wettest month (3.8") and February the driest (1.3").
Average costs for common services in Henderson. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $655 |
| Toddler | $660 |
| Preschool | $660 |
| Family Childcare (monthly) |
| Infant | $693 |
| Toddler | $693 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Henderson
What is the population of Henderson?
Henderson has a population of 330 residents and is located in Michigan. The population density is 92 people per square mile, spread across 3.7 square miles. The median age of residents is 55.4 years, which is older than the national median of 38.9 years. The population is 44.5% female and 55.5% male.
Is Henderson expensive to live in?
Henderson has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $83,571, 11% above the national average of $75,149. The median home value is $212,500 (25% below the U.S. median). Renters pay a median of $1,047 per month. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Henderson safe?
The violent crime rate in Henderson is 572 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,594 per 100,000 (above the national average). Overall, Henderson receives a safety grade of F based on combined crime data.
What is the weather like in Henderson?
Henderson has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 34.5 inches, with 38.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Henderson?
The job market in Henderson is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $1,116. There are 3,966 business establishments in the area, including 417 restaurants and food service locations. The average commute time is 32 minutes, and 6.6% of workers work from home.
How much does housing cost in Henderson?
The median home value in Henderson is $212,500. Zillow estimates the typical home value at $165,250. For renters, the median monthly rent is $1,047. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 84.2%. The average annual property tax is $5,370.
How are the schools in Henderson?
Schools in Henderson have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 19.2% of adults in Henderson hold a bachelor's degree or higher, below the national average of 33.7%. 87.5% have completed high school. 4.4% hold a graduate or professional degree.
How healthy is Henderson?
The obesity rate in Henderson is 38.1% (above the national rate of 32.1%). 16.8% of adults are smokers. 24.4% are physically inactive. 29.5% of residents report depression. 7.1% lack health insurance (below the national rate). 68.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,156.
What is transportation like in Henderson?
The average commute in Henderson is 32 minutes, longer than the national average of 28 minutes. 85.2% of workers drive alone to work, and 6.6% work from home.
What are the demographics of Henderson?
The racial and ethnic makeup of Henderson is 96.7% White, 2.1% Hispanic or Latino. 100% of residents speak only English at home. 9.0% of the population are military veterans. 17.7% of residents have a disability. 96.5% have health insurance coverage.
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