Michigan · Metropolitan Area
St. Charles is a small town in Michigan with a population of 1,857. Residents earn $49,816 per year, which is 34% below the national average.
Based on current data, St. Charles receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. St. Charles has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in St. Charles is $49,816, 34% below the national average of $75,149. The job market is very strong with unemployment at just 2.6%. The poverty rate of 18.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.
The median home value in St. Charles is $106,300, 62% below the national median — offering relatively affordable homeownership. Renters pay a median of $603 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Violent crime in St. Charles is below the national average at 151 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,814 per 100,000, 44% above the national average.
16.7% of residents hold a bachelor's degree, below the national average of 33.7%. 92.4% have completed high school. Area schools have an average test score of 5.2/10.
St. Charles experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 71°F in July. Annual precipitation totals 34.5 inches, including 38.3 inches of snow. Air quality is rated Good with a median AQI of 38.
| English Only | 96.5% |
| 23% above US avg | |
| Spanish | 3.5% |
| 74% below US avg |
| Median HH Income | $49,816 |
| 34% below US avg | |
| Per Capita Income | $31,898 |
| Avg Weekly Wage | $1,116 |
| IRS Avg AGI | $61,856 |
| Unemployment | 2.6% |
| 28% below US avg | |
| Poverty Rate | 18.6% |
| 50% above US avg | |
| Establishments (County) | 3,966 |
| County GDP | $11,010M |
| Restaurants | 417 |
| Healthcare | 603 |
| Retail | 754 |
| Manufacturing | 184 |
| Property Tax (IRS) | $5,370 |
| 53% above US avg | |
| Effective Tax Rate | 5.05% |
| Commute Time | 25.8 min |
| Work from Home | 10.6% |
| Census Median | $106,300 |
| 62% below US avg | |
| Median List Price | $212,400 |
| Median List Price | $212,400 |
| $/Sq Ft | $332 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 92.9% |
| Price Drops | 33.3% |
| Inventory | 6 |
| Census Median Rent | $603 |
| 48% below US avg |
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
| Owner-Occupied | 71.0% |
| Avg Tax (IRS) | $5,370 |
| 53% above US avg | |
| Effective Rate | 5.05% |
| Obesity | 34.8% |
| 8% above US avg | |
| Diabetes | 10.0% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.6% |
| Asthma | 12.3% |
| COPD | 7.9% |
| Stroke | 3.1% |
| Binge Drinking | 18.1% |
| Physical Inactivity | 26.2% |
| Depression | 29.9% |
| Mental Distress | 20.4% |
| Physical Distress | 14.5% |
| Insurance Rate | 95.8% |
| Checkup Rate | 77.6% |
| Premature Death | 10,742/100K |
| Food Environment | 6.7/10 |
| Exercise Access | 68.3% |
| Healthcare Facilities | 603 |
| Total Violent | 150.8/100K |
| 60% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 150.8/100K |
| Total Property | 2,814.1/100K |
| 44% above US avg | |
| Burglary | 954.8/100K |
| Theft | 1,809.1/100K |
| Vehicle Theft | 50.3/100K |
| Arson | 150.8/100K |
| Fatal Crashes (County/yr) | 18 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 47.6°F |
| 12% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 71°F (22°C) |
| Annual Rainfall | 34.5 inches |
| 9% below US avg | |
| Snowfall | 38.3 inches/yr |
| AQI Median | 38.0 |
| Rating | Good |
| Elevation | 601 ft (183 m) |
| Area | 2.1 sq mi (5.4 km²) |
| Population Density | 889/sq mi |
| Coordinates | 43.2983°N, 84.1476°W |
| County FIPS | 26145 |
Winner: Republican by 3.3 points
| Bachelor's Degree+ | 16.7% |
| 50% below US avg | |
| High School+ | 92.4% |
| School Test Score | 5.23 |
| RUCC Code 3 | Metro — under 250K |
| Population Density | 889/sq mi |
| Total Area | 2.1 sq mi |
| Public Libraries | 13 |
| Healthcare Facilities | 603 |
| Restaurants | 417 |
| Retail Stores | 754 |
| Fatal Crashes (County/yr) | 18 |
| Avg Commute | 25.8 min |
| Work from Home | 10.6% |