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St. Charles, MI

Full City Profile · Michigan · Saginaw County County

2.9 /5.0
C+ Fair
1,857 Population 889/sq mi density
$49,816 Median Income $31,898 per capita
$106,300 Home Value $201,711 Zillow
$603 Median Rent 35.5% income on rent
48°F Avg Temperature 260 sunny days/yr
53 Violent Crime/100K 899 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$49,816 median income, 2.6% unemployment
A+
Affordability
5.0 / 5.0
$106,300 home value, $603/mo rent
F
Safety
1.0 / 5.0
53 violent crimes/100K
C
Education
2.3 / 5.0
16.7% bachelor's degree or higher

St. Charles, MI

At a Glance

Median Income
$49,816
34% below
$31,898 per capita
Home Value
$106,300
62% below
Zillow: $201,711
Median Rent
$603/mo
48% below
35.5% of income on rent
Violent Crime
53/100K
86% below
899/100K property
Bachelor's Degree+
16.7%
50% below
92.4% high school+
Unemployment
2.6%
28% below
18.6% poverty rate
Obesity Rate
34.8%
8% above
16.8% smoking rate
Avg Temperature
48°F
260 sunny days/yr

How St. Charles Compares to the U.S. Average

Each bar shows St. Charles's value as a percentage of the national average (100% = U.S. avg)

Income
66%
Home Value
38%
Rent
52%
Poverty
150%
Bachelor's
50%
Unemployment
72%
Crime
14%
Thin vertical line = U.S. national average (100%)

Is St. Charles a Good Place to Live?

C+
2.9 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

St. Charles residents earn a median household income of $49,816 , which is 34% below the national average of $75,149. Per capita income is $31,898. The unemployment rate stands at 2.6% (28% below the U.S. rate of 3.6%). 18.6% of residents live below the poverty line. The area is home to 3,966 business establishments, including 417 restaurants.

Housing & Cost of Living

The median home value in St. Charles is $106,300 , 62% below the national median of $281,900. Zillow estimates the typical home at $201,711. Median rent is $603/month, with 35.5% of renters spending more than 30% of income on housing. The cost of living index is 96.2 (100 = national average). The median home was built in 1964.

Safety & Crime

St. Charles reports 53 violent crimes per 100,000 residents , which is 86% below the national average of 380/100K. Property crime is 899/100K. The murder rate is 0.0/100K.

Education

16.7% of adults in St. Charles hold a bachelor's degree or higher (50% below the national average). 92.4% have completed high school. Local schools score 4.7/10 in standardized testing.

Climate & Weather

St. Charles has an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 71°F in July. The area gets 260 sunny days per year. Annual precipitation totals 34.5 inches. Air quality is rated Good with a median AQI of 38.

Data Overview

People

Population1,857
Median Age46.6 yrs
Density889/mi²
Male / Female49% / 51%
Foreign Born13.6%
Veterans9.0%

Economy

B
Median Income$49,816
Per Capita$31,898
Unemployment2.6%
Poverty18.6%
County GDP$11,010M
Avg Weekly Wage$1,116

Housing

A+
Home Value$106,300
Rent$603
Ownership71.0%
Zillow$201,711
Housing Units833
Rent Burden35.5%

Crime

F
Violent53/100K
Property899/100K
Murder0.0/100K
Assault53/100K
Burglary106/100K

Health

Obesity34.8%
Diabetes10.0%
Smoking16.8%
Heart Disease6.0%
Premature Death10,742/100K

Climate

Avg Temp48°F
Sunny Days260/yr
Rain34.5 in/yr
AQI38 (Good)
Elevation601 ft

Education

C
Bachelor's+16.7%
High School+92.4%
Graduate+8.3%
School Score4.7/10

Community

2024 VoteR 51% / D 48%
Commute26 min
Broadband83.7%
Internet Speed171 Mbps
EV Stations1
Libraries13

Did You Know?

The median home in St. Charles was built in 1964.
The nearest airport is Mbs International (17 miles).
The Gini coefficient (income inequality) is 0.475 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
20.8% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 171 Mbps.
There are 417 restaurants in the area.
The county recorded 18 fatal vehicle crashes.