St. Charles, MI
Full City Profile · Michigan · Saginaw County County
2.9
/5.0
C+
Fair
1,857
Population
889/sq mi density
$49,816
Median Income
$31,898 per capita
$106,300
Home Value
$201,711 Zillow
$603
Median Rent
35.5% income on rent
48°F
Avg Temperature
260 sunny days/yr
53
Violent Crime/100K
899 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$49,816 median income, 2.6% unemployment
A+
Affordability
5.0 / 5.0
$106,300 home value, $603/mo rent
F
Safety
1.0 / 5.0
53 violent crimes/100K
C
Education
2.3 / 5.0
16.7% bachelor's degree or higher
Housing Overview
Median Home Value
$106,300
62% below
US avg: $281,900
Median Rent
$603/mo
48% below
US avg: $1,163/mo
Homeownership Rate
71.0%
9% above US avg (65.4%)
Total Housing Units
833
Median year built: 1964
Home Value by Source
Census Median
$106,300
Zillow (ZHVI)
$201,711
Median Sale Price
$428,000
Median List Price
$212,400
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
71.0%
Owner-Occupied
29.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$807/mo
1 Bedroom
$891/mo
2 Bedroom
$1,113/mo
3 Bedroom
$1,419/mo
4 Bedroom
$1,588/mo
Census median rent:
$603/mo
Market Indicators (Redfin)
Median Days on Market
56 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
2
Price Drops
33.3%
of listings with price reduction
Price Per Sq Ft
$332
Active Inventory
6
homes for sale
Affordability & Housing Stock
Rent Burden
35.5%
of renters spending 30%+ of income on housing
15% above US avg (31.0%)
Median Year Built
1964
Average age of housing stock: 62 years
Homeownership Rate
71.0%
Complete Housing Data
Home Values
| Census Median Value | $106,300 |
| Zillow Home Value (ZHVI) | $201,711 |
| Median Sale Price | $428,000 |
| Median List Price | $212,400 |
| Price Per Sq Ft | $332 |
Rent
| Census Median Rent | $603 |
| FMR Studio | $807 |
| FMR 1-Bedroom | $891 |
| FMR 2-Bedroom | $1,113 |
| FMR 3-Bedroom | $1,419 |
| FMR 4-Bedroom | $1,588 |
Market
| Days on Market | 56 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 33.3% |
| Homes Sold | 2 |
| Active Inventory | 6 |
| Price Per Sq Ft | $332 |
Ownership & Stock
| Owner-Occupied | 71.0% |
| Renter-Occupied | 29.0% |
| Homeownership Rate | 71.0% |
| Total Housing Units | 833 |
| Median Year Built | 1964 |
| Rent Burden | 35.5% |
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