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St. Charles, MI

Full City Profile · Michigan · Saginaw County County

2.9 /5.0
C+ Fair
1,857 Population 889/sq mi density
$49,816 Median Income $31,898 per capita
$106,300 Home Value $201,711 Zillow
$603 Median Rent 35.5% income on rent
48°F Avg Temperature 260 sunny days/yr
53 Violent Crime/100K 899 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$49,816 median income, 2.6% unemployment
A+
Affordability
5.0 / 5.0
$106,300 home value, $603/mo rent
F
Safety
1.0 / 5.0
53 violent crimes/100K
C
Education
2.3 / 5.0
16.7% bachelor's degree or higher

Housing Overview

Median Home Value
$106,300
62% below
US avg: $281,900
Median Rent
$603/mo
48% below
US avg: $1,163/mo
Homeownership Rate
71.0%
9% above US avg (65.4%)
Total Housing Units
833
Median year built: 1964

Home Value by Source

Census Median
$106,300
Zillow (ZHVI)
$201,711
Median Sale Price
$428,000
Median List Price
$212,400
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

71.0%
Owner-Occupied
29.0%
Renter-Occupied
71%
29%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$807/mo
1 Bedroom
$891/mo
2 Bedroom
$1,113/mo
3 Bedroom
$1,419/mo
4 Bedroom
$1,588/mo
Census median rent: $603/mo

Market Indicators (Redfin)

Median Days on Market
56 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
2
Price Drops
33.3%
of listings with price reduction
Price Per Sq Ft
$332
Active Inventory
6
homes for sale

Affordability & Housing Stock

Rent Burden
35.5%
of renters spending 30%+ of income on housing
15% above US avg (31.0%)
Median Year Built
1964
Average age of housing stock: 62 years
Homeownership Rate
71.0%

Complete Housing Data

Home Values

Census Median Value$106,300
Zillow Home Value (ZHVI)$201,711
Median Sale Price$428,000
Median List Price$212,400
Price Per Sq Ft$332

Rent

Census Median Rent$603
FMR Studio$807
FMR 1-Bedroom$891
FMR 2-Bedroom$1,113
FMR 3-Bedroom$1,419
FMR 4-Bedroom$1,588

Market

Days on Market56
Sale-to-List Ratio0.9%
Price Drops33.3%
Homes Sold2
Active Inventory6
Price Per Sq Ft$332

Ownership & Stock

Owner-Occupied71.0%
Renter-Occupied29.0%
Homeownership Rate71.0%
Total Housing Units833
Median Year Built1964
Rent Burden35.5%