Heritage Creek, KY

Kentucky · Metropolitan Area

Heritage Creek is a small town in Kentucky with a population of 1,090. Residents earn $96,696 per year, which is 29% above the national average.

3.9 /5.0
B+ Good
1,090 Population 2,019/sq mi density
$96,696 Median Income $36,446 per capita
$245,900 Home Value
N/A Median Rent
57°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$96,696 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$245,900 home value
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
B
Education
3.2 / 5.0
27.6% bachelor's degree or higher
Median Income $96,696
29% higher than US avg
Home Value $245,900
13% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 27.6%
18% lower than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 5.1%
59% lower than US avg

How Heritage Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population1,090
Median Age43.1 yrs
Density2,019/mi²
Male / Female45% / 55%
Largest GroupWhite 78%

Economy

A+
Median Income$96,696
Per Capita$36,446
Unemployment1.7%
Poverty5.1%
County GDP$78,803M
Commute25 min

Housing

A+
Home Value$245,900
RentN/A
OwnershipN/A

Crime

C+
Violent0/100K
Property90/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp57°F
AQI41 (Good)
Rain53.1 in/yr
Elevation579 ft

Education

B
Bachelor's+27.6%
High School+95.1%
School Score5.50

Community

2024 VoteR 41% / D 57%
Commute25 min
Libraries18

Is Heritage Creek a Good Place to Live?

Based on current data, Heritage Creek receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Heritage Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Heritage Creek is $96,696, 29% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.7%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Heritage Creek is $245,900, 13% below the national median — offering relatively affordable homeownership. At just 2.5x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Heritage Creek is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 90 per 100,000, 95% below the national average.

Education

27.6% of residents hold a bachelor's degree, below the national average of 33.7%. 95.1% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Heritage Creek enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 53.1 inches, including 15.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Heritage Creek has a population of 1,090 with a density of 2,019 people per square mile. The median age is 43.1 years, 11% older than the national median of 38.9. The city is predominantly White (78.2%), with 17.3% Black.

Population

1,090
Total Population
2,019
People / sq mi
43.1yrs
Median Age
11% above US avg
0.5mi²
Land Area

Gender Distribution

Male 45.4%
Female 54.6%

Race & Ethnicity

Heritage Creek vs U.S. Average

Language Spoken at Home

English Only94.6%
21% above US avg
Spanish5.4%
60% below US avg

Social Characteristics

Heritage Creek vs U.S. Average

The median household income in Heritage Creek is $96,696, which is 29% above the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 5.1% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Heritage Creek vs U.S.

Commute Mode

Income

Median HH Income$96,696
29% above US avg
Per Capita Income$36,446
Avg Weekly Wage$1,371
IRS Avg AGI$79,007

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate5.1%
59% below US avg
Establishments (County)33,844
County GDP$78,803M

Business (County)

Restaurants1,860
Healthcare2,672
Retail2,571
Manufacturing675

Tax & Cost of Living

Property Tax (IRS)$5,192
48% above US avg
Effective Tax Rate2.11%

Commute & Transportation

Commute Time24.9 min
Work from Home11.0%

Walkability

The median home value in Heritage Creek is $245,900, 13% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$245,900
13% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied98.3%

Property Tax

Avg Tax (IRS)$5,192
48% above US avg
Effective Rate2.11%

Health Metrics: Heritage Creek vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate97.6%
Premature Death12,652/100K

Food & Exercise

Food Environment8.0/10
Exercise Access91.3%
Healthcare Facilities2,672
Heritage Creek has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 90 per 100,000 (95% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Heritage Creek vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property89.8/100K
95% below US avg
Burglary0.0/100K
Theft89.8/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)123

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Heritage Creek has an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 53.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 78°F Jul (25°C)
Annual Average57.1°F
6% above US avg
January Average34°F (1°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall53.1 inches
40% above US avg
Snowfall15.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation579 ft (176 m)
Area0.5 sq mi (1.4 km²)
Population Density2,019/sq mi
Coordinates38.0907°N, 85.6092°W
County FIPS21111
It is classified as Metro — 1 million+. 27.6% of residents hold a bachelor's degree or higher (18% below US avg). In the 2024 election, the county voted Democrat by a 16.6-point margin.

2024 Presidential Election (County)

R 40.9%
D 57.4%

Winner: Democrat by 16.6 points

Education

Bachelor's Degree+27.6%
18% below US avg
High School+95.1%
School Test Score5.50
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,019/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Public Libraries18
Healthcare Facilities2,672
Restaurants1,860
Retail Stores2,571

Safety & Disasters

Fatal Crashes (County/yr)123
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute24.9 min
Work from Home11.0%

Nearby Cities

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