Median Income
$78,750
5% higher than US avg
Home Value
$172,600
39% lower than US avg
Violent Crime
70/100K
82% lower than US avg
Bachelor's+
16.3%
52% lower than US avg
Median Rent
$1,066
8% lower than US avg
Obesity Rate
35.4%
10% higher than US avg
Unemployment
0.2%
94% lower than US avg
Poverty Rate
4.7%
62% lower than US avg
How Holdingford Compares to the U.S. Average (100% = U.S. avg)
People
Population771
Median Age26.6 yrs
Density857/mi²
Male / Female54% / 46%
Largest GroupWhite 95%
Veterans4.6%
Economy
A+
Median Income$78,750
Per Capita$31,869
Unemployment0.2%
Poverty4.7%
County GDP$12,618M
Commute32 min
Housing
A+
Home Value$172,600
Rent$1,066
Ownership81.7%
Zillow$351,128
Housing Units325
Rent Burden24.4%
Crime
F
Violent70/100K
Property1,264/100K
Health
Obesity35.4%
Uninsured7.2%
Smoking14.9%
Depression26.7%
Heart Disease4.9%
Climate
Avg Temp44°F (6°C)
AQI36 (Good)
Rain31.0 in/yr
Sunny Days270/yr
Elevation1,187 ft (362 m)
Education
C
Bachelor's+16.3%
High School+96.4%
Graduate+1.0%
School Score6.21
Community
2024 VoteR 62% / D 36%
Commute32 min
Broadband79.3%
EV Stations1
Libraries10
Is Holdingford a Good Place to Live?
Based on current data, Holdingford receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Holdingford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Holdingford is $78,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.2%. Only 4.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Holdingford is $172,600, 39% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,066 per month. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Holdingford is a very safe community with a violent crime rate of 70 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,264 per 100,000, 36% below the national average.
Education
16.3% of residents hold a bachelor's degree, below the national average of 33.7%. 96.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Holdingford has a cool climate with an average annual temperature of 44°F. Winters average 12°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.0 inches, including 57.4 inches of snow. Air quality is rated Good with a median AQI of 36.
Holdingford has a population of 771 with a density of 857 people per square mile, spread across 0.9 square miles. The median age is 26.6 years, 32% younger than the national median of 38.9. The gender split is 46.3% female and 53.7% male. The city is predominantly White (94.6%). English is the primary language spoken at home by 98.9% of residents. 4.6% of the population are veterans, below the national rate of 6.0%. 10.2% of residents have a disability (below the 13.0% national average). 99.4% have health insurance coverage.
Population
26.6yrs
Median Age
32% below US avg
Race & Ethnicity
Holdingford vs U.S. Average
Language Spoken at Home
English Only
98.9%
26% above US avg
Spanish
1.1%
92% below US avg
Social Characteristics
Holdingford vs U.S. Average
The median household income in Holdingford is $78,750, which is 5% above the national average of $75,149. Per capita income is $31,869 (below the $39,052 national figure). The average weekly wage is $1,198, 16% lower than the U.S. average. The unemployment rate is 0.2% (below the 3.6% US average). 4.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,733 business establishments, including 391 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 32 minutes. 7.9% of workers work from home (below the 15.2% national rate).
Income: Holdingford vs U.S.
Income
| Median HH Income | $78,750 |
| 5% above US avg |
| Per Capita Income | $31,869 |
| Avg Weekly Wage | $1,198 |
| IRS Avg AGI | $79,564 |
| Gini Index | 0.431 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.2% |
| 94% below US avg |
| Poverty Rate | 4.7% |
| 62% below US avg |
| Establishments (County) | 4,733 |
| County GDP | $12,618M |
Business (County)
| Restaurants | 391 |
| Healthcare | 529 |
| Retail | 642 |
| Manufacturing | 231 |
Tax & Cost of Living
| Property Tax (IRS) | $5,101 |
| 46% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.96% |
Commute & Transportation
| Commute Time | 31.6 min |
| Drive Alone | 84.7% |
| Public Transit | 1.5% |
| Work from Home | 7.9% |
The median home value in Holdingford is $172,600, 39% below the national median of $281,900. Zillow estimates the typical home value at $351,128, higher than the Census estimate. Homes sell for 92.1% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,066 (8% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 81.7% of housing units are owner-occupied (above the 65.4% national rate). There are 325 total housing units in the city. The median year a home was built is 1965. The average annual property tax is $5,101 (higher than the $3,500 national average). 24.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $172,600 |
| 39% below US avg |
| Zillow ZHVI | $351,128 |
Real Estate Market (Redfin)
| $/Sq Ft | $135 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 92.1% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $1,066 |
| 8% below US avg |
| Rent Burden | 24.4% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 81.7% |
| Owner-Occupied | 81.7% |
| Renter-Occupied | 18.3% |
| Housing Units | 325 |
| Median Year Built | 1965 |
Property Tax
| Avg Tax (IRS) | $5,101 |
| 46% above US avg |
| Effective Rate | 2.96% |
In Holdingford, 35.4% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 26.5% have high blood pressure. 14.9% are current smokers. 21.3% report binge drinking. 21.3% are physically inactive. 26.7% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:1,025. The dentist ratio is 1:1,224. 77.6% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Holdingford vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.4% |
| 10% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.9% |
| High Blood Pressure | 26.5% |
| Asthma | 10.3% |
| COPD | 5.0% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 14.9% |
| 6% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 21.3% |
| Depression | 26.7% |
| Mental Distress | 17.4% |
| Physical Distress | 11.2% |
| Short Sleep | 31.1% |
Healthcare Access
| Insurance Rate | 99.4% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:1,025 |
| Dentists | 1:1,224 |
| Mental Health | 1:235 |
| Checkup Rate | 72.1% |
| Dental Visits | 67.8% |
| Premature Death | 6,211/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 77.6% |
| Healthcare Facilities | 529 |
Holdingford has a violent crime rate of 70 per 100,000 residents, 82% below the national average of 380. Property crime stands at 1,264 per 100,000, 36% below the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Holdingford receives a safety grade of F.
Crime Rates: Holdingford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 70.2/100K |
| 82% below US avg |
| |
Property Crime
| Total Property | 1,264.0/100K |
| 36% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 6 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Holdingford has a cool climate with an average annual temperature of 44°F (6°C). Winters average 12°F in January while summers reach 71°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.0 inches. The area receives 57.4 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,187 feet.
Temperature
12°F Jan (-11°C)
71°F Jul (22°C)
| Annual Average | 43.5°F |
| 19% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 1,187 ft (362 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 857/sq mi |
| Coordinates | 45.7303°N, 94.4714°W |
| Timezone | America/Chicago |
| County | Stearns County County |
| Nearest Airport | St Cloud Regional (STC)
24 miles away |
Precipitation & Snow
Annual Rainfall
31.0"
18% below US avg
Wettest Month (Jun)
4.09"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0456 ppm |
| PM2.5 (Fine Particles) | 8.7 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 87.6 / 100 |
| Social Vulnerability | 24.1 / 100 |
| Community Resilience | 96.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.1. Most recent: M2.5 on Apr 29, 2011.
| Jun 5, 1993 |
11 km N of Johnson, Minnesota |
M4.1 |
142 km |
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
91 km |
| Apr 29, 2011 |
Minnesota |
M2.5 |
87 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
381 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 188 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
85 km |
1 |
| Jun 17, 2010 |
EF4 |
93 km |
0 |
| Jun 19, 1951 |
EF4 |
95 km |
1 |
| Jul 11, 2008 |
EF3 |
90 km |
0 |
| Jun 13, 2001 |
EF3 |
82 km |
0 |
| Sep 18, 1997 |
EF3 |
50 km |
1 |
| Jul 1, 1997 |
EF3 |
77 km |
0 |
| Jun 16, 1992 |
EF3 |
81 km |
0 |
| Jul 5, 1991 |
EF3 |
83 km |
0 |
| Sep 3, 1980 |
EF3 |
30 km |
1 |
| Aug 26, 1977 |
EF3 |
69 km |
0 |
| Jun 25, 1973 |
EF3 |
82 km |
0 |
| Jun 18, 1964 |
EF3 |
78 km |
0 |
| May 5, 1964 |
EF3 |
29 km |
0 |
| Jun 12, 2024 |
EF2 |
98 km |
0 |
| May 30, 2022 |
EF2 |
77 km |
0 |
| May 30, 2022 |
EF2 |
72 km |
0 |
| May 12, 2022 |
EF2 |
83 km |
0 |
| Jul 11, 2016 |
EF2 |
48 km |
0 |
| Jul 11, 2016 |
EF2 |
68 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
56 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
52 km |
| 2002 |
UNIT 4 |
5,887 |
60 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
68 km |
| 1998 |
UNITS 1617 |
4,649 |
64 km |
| 1988 |
UNNAMED |
4,475 |
52 km |
| 2005 |
RX HFR 05 |
4,253 |
64 km |
| 2009 |
BU9 |
4,112 |
59 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
69 km |
| 1988 |
UNNAMED |
3,642 |
65 km |
| 2000 |
UNIT 25 |
3,412 |
68 km |
| 2009 |
BU11 |
3,242 |
62 km |
| 1997 |
BIG |
2,987 |
65 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
60 km |
| 2003 |
UNITS 34 33 W |
2,637 |
67 km |
| 2024 |
UNIT 8E RX |
2,551 |
62 km |
| 1992 |
SHARPTAIL |
2,288 |
67 km |
| 1988 |
UNNAMED |
2,243 |
54 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
67 km |
| 1996 |
UNNAMED |
1,906 |
69 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
0.8 in |
Coldest |
| February |
17°F (-9°C) |
0.7 in |
Driest |
| March |
29°F (-2°C) |
1.5 in |
|
| April |
44°F (7°C) |
2.2 in |
|
| May |
58°F (14°C) |
3.2 in |
|
| June |
67°F (19°C) |
4.1 in |
Wettest |
| July |
71°F (22°C) |
3.4 in |
Warmest |
| August |
69°F (20°C) |
3.6 in |
|
| September |
59°F (15°C) |
3.2 in |
|
| October |
47°F (8°C) |
2.4 in |
|
| November |
30°F (-1°C) |
1.3 in |
|
| December |
15°F (-9°C) |
0.8 in |
|
Holdingford has a seasonal temperature swing of 59°F / from 12°F in January to 71°F in July. Total annual precipitation is 27.1 inches, with June being the wettest month (4.1") and February the driest (0.7").
Average costs for common services in Holdingford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,865 |
| Toddler | $1,653 |
| Preschool | $1,458 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Holdingford
What is the population of Holdingford?
Holdingford has a population of 771 residents and is located in Minnesota. The population density is 857 people per square mile, spread across 0.9 square miles. The median age of residents is 26.6 years, which is younger than the national median of 38.9 years. The population is 46.3% female and 53.7% male.
Is Holdingford expensive to live in?
Holdingford has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $78,750, 5% above the national average of $75,149. The median home value is $172,600 (39% below the U.S. median). Renters pay a median of $1,066 per month. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Holdingford safe?
Holdingford is considered a very safe city with a violent crime rate of 70 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,264 per 100,000 (below the national average). Overall, Holdingford receives a safety grade of F based on combined crime data.
What is the weather like in Holdingford?
Holdingford has a cool climate with an average annual temperature of 44°F (6°C). Winter temperatures average 12°F in January, while summers reach an average of 71°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 31.0 inches, with 57.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Holdingford?
The job market in Holdingford is very strong, with unemployment at just 0.2% / well below the national rate of 3.6%. The average weekly wage is $1,198. There are 4,733 business establishments in the area, including 391 restaurants and food service locations. The average commute time is 32 minutes, and 7.9% of workers work from home.
How much does housing cost in Holdingford?
The median home value in Holdingford is $172,600. Zillow estimates the typical home value at $351,128. For renters, the median monthly rent is $1,066. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 81.7%. The average annual property tax is $5,101.
How are the schools in Holdingford?
Schools in Holdingford score 6.2 out of 10 on standardized testing, near the national average. 16.3% of adults in Holdingford hold a bachelor's degree or higher, below the national average of 33.7%. 96.4% have completed high school. 1.0% hold a graduate or professional degree.
How healthy is Holdingford?
The obesity rate in Holdingford is 35.4% (above the national rate of 32.1%). 14.9% of adults are smokers. 21.3% are physically inactive. 26.7% of residents report depression. 7.2% lack health insurance (below the national rate). 77.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,025.
What is transportation like in Holdingford?
The average commute in Holdingford is 32 minutes, longer than the national average of 28 minutes. 84.7% of workers drive alone to work, 1.5% use public transit, and 7.9% work from home.
What are the demographics of Holdingford?
The racial and ethnic makeup of Holdingford is 94.6% White. 98.9% of residents speak only English at home. 4.6% of the population are military veterans. 10.2% of residents have a disability. 99.4% have health insurance coverage.
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