St. Joseph, MN

Minnesota · Metropolitan Area

St. Joseph is a small city in Minnesota with a population of 7,024. Residents earn $75,217 per year, which is 0% below the national average.

3.8 /5.0
B+ Good
7,024 Population 756/sq mi density
$75,217 Median Income $29,808 per capita
$240,300 Home Value
$1,139 Median Rent
44°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$75,217 median income, 2.1% unemployment
A+
Affordability
4.9 / 5.0
$240,300 home value, $1,139/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
B
Education
3.4 / 5.0
30.3% bachelor's degree or higher
Median Income $75,217
0% lower than US avg
Home Value $240,300
15% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 30.3%
10% lower than US avg
Median Rent $1,139
2% lower than US avg
Obesity Rate 39.5%
23% higher than US avg
Unemployment 2.1%
42% lower than US avg
Poverty Rate 10.6%
15% lower than US avg

How St. Joseph Compares to the U.S. Average (100% = U.S. avg)

People

Population7,024
Median Age23.9 yrs
Density756/mi²
Male / Female45% / 55%
Largest GroupWhite 79%

Economy

A
Median Income$75,217
Per Capita$29,808
Unemployment2.1%
Poverty10.6%
County GDP$12,618M
Commute19 min

Housing

A+
Home Value$240,300
Rent$1,139
OwnershipN/A

Crime

C+
Violent0/100K
Property299/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K

Health

Obesity39.5%
UninsuredN/A
Depression28.8%
Heart Disease6.0%

Climate

Avg Temp44°F
AQI36 (Good)
Rain31.0 in/yr
Elevation1,092 ft

Education

B
Bachelor's+30.3%
High School+89.4%
School Score6.08

Community

2024 VoteR 62% / D 36%
Commute19 min
Libraries10

Is St. Joseph a Good Place to Live?

Based on current data, St. Joseph receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include high obesity rates. St. Joseph offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in St. Joseph is $75,217, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 10.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in St. Joseph is $240,300, 15% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,139 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.

Safety & Crime

St. Joseph is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 299 per 100,000, 85% below the national average.

Education

30.3% of residents hold a bachelor's degree, below the national average of 33.7%. 89.4% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

St. Joseph has a cool climate with an average annual temperature of 44°F. Winters average 12°F in January while summers reach 71°F in July. Annual precipitation totals 31.0 inches, including 57.4 inches of snow. Air quality is rated Good with a median AQI of 36.

St. Joseph has a population of 7,024 with a density of 756 people per square mile. The median age is 23.9 years, 39% younger than the national median of 38.9. The city is predominantly White (78.8%), with 1.9% Hispanic, 10.5% Black.

Population

7,024
Total Population
756
People / sq mi
23.9yrs
Median Age
39% below US avg
9.3mi²
Land Area

Gender Distribution

Male 45.4%
Female 54.6%

Race & Ethnicity

St. Joseph vs U.S. Average

Language Spoken at Home

English Only89.4%
14% above US avg
Spanish10.6%
21% below US avg

Social Characteristics

St. Joseph vs U.S. Average

The median household income in St. Joseph is $75,217, which is 0% below the national average of $75,149. The unemployment rate is 2.1% (below the 3.6% US average). 10.6% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: St. Joseph vs U.S.

Commute Mode

Income

Median HH Income$75,217
0% below US avg
Per Capita Income$29,808
Avg Weekly Wage$1,198
IRS Avg AGI$79,564

Employment & Poverty

Unemployment2.1%
42% below US avg
Poverty Rate10.6%
15% below US avg
Establishments (County)4,733
County GDP$12,618M

Business (County)

Restaurants391
Healthcare529
Retail642
Manufacturing231

Tax & Cost of Living

Property Tax (IRS)$5,101
46% above US avg
Effective Tax Rate2.12%

Commute & Transportation

Commute Time18.8 min
Work from Home3.5%

Walkability

The median home value in St. Joseph is $240,300, 15% below the national average. Monthly rent averages $1,139 (2% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$240,300
15% below US avg
Median List Price$342,400

Real Estate Market (Redfin)

Median List Price$342,400
$/Sq Ft$125
Homes Sold5
Sale-to-List Ratio97.8%
Price Drops11.8%
Inventory17

Rental Costs

Census Median Rent$1,139
2% below US avg

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied64.4%

Property Tax

Avg Tax (IRS)$5,101
46% above US avg
Effective Rate2.12%
In St. Joseph, 39.5% of adults are obese (above the 32.1% national rate). 28.8% report depression. 25.7% are physically inactive.

Health Metrics: St. Joseph vs U.S. Average (%)

Chronic Conditions

Obesity39.5%
23% above US avg
Diabetes10.3%
Heart Disease6.0%
High Blood Pressure29.8%
Asthma11.4%
COPD6.7%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking18.4%
Physical Inactivity25.7%
Depression28.8%
Mental Distress19.1%
Physical Distress13.3%

Healthcare Access

Insurance Rate97.0%
Checkup Rate73.7%
Premature Death6,211/100K

Food & Exercise

Food Environment8.5/10
Exercise Access77.6%
Healthcare Facilities529
St. Joseph has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 299 per 100,000 (85% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: St. Joseph vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property299.5/100K
85% below US avg
Burglary0.0/100K
Theft254.6/100K
Vehicle Theft44.9/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
St. Joseph has an average annual temperature of 44°F (6°C). Winters average 12°F in January while summers reach 71°F in July. Annual precipitation is 31.0 inches. Air quality is rated Good with a median AQI of 36.

Temperature

12°F Jan (-11°C) 71°F Jul (22°C)
Annual Average43.5°F
19% below US avg
January Average12°F (-11°C)
July Average71°F (22°C)

Precipitation & Snow

Annual Rainfall31.0 inches
18% below US avg
Snowfall57.4 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,092 ft (333 m)
Area9.3 sq mi (24.1 km²)
Population Density756/sq mi
Coordinates45.5651°N, 94.3021°W
County FIPS27145
It is classified as Metro — under 250K. 30.3% of residents hold a bachelor's degree or higher (10% below US avg). In the 2024 election, the county voted Republican by a 26.8-point margin.

2024 Presidential Election (County)

R 62.5%
D 35.7%

Winner: Republican by 26.8 points

Education

Bachelor's Degree+30.3%
10% below US avg
High School+89.4%
School Test Score6.08
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density756/sq mi
Total Area9.3 sq mi

Infrastructure & Services

Alt Fuel Stations3
Public Libraries10
Healthcare Facilities529
Restaurants391
Retail Stores642

Safety & Disasters

Fatal Crashes (County/yr)10
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute18.8 min
Work from Home3.5%

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