Clearwater, MN

Minnesota · Metropolitan Area

Clearwater is a small town in Minnesota with a population of 1,904. Residents earn $89,219 per year, which is 19% above the national average.

4.2 /5.0
A Great
1,904 Population 1,064/sq mi density
$89,219 Median Income $37,063 per capita
$248,100 Home Value $276,516 Zillow
$1,074 Median Rent 22.3% income on rent
43°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$89,219 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$248,100 home value, $1,074/mo rent
B
Education
3.1 / 5.0
26.0% bachelor's degree or higher
Median Income $89,219
19% higher than US avg
Home Value $248,100
12% lower than US avg
Bachelor's+ 26.0%
23% lower than US avg
Median Rent $1,074
8% lower than US avg
Obesity Rate 34.8%
8% higher than US avg
Unemployment 2.3%
36% lower than US avg
Poverty Rate 9.8%
21% lower than US avg

How Clearwater Compares to the U.S. Average (100% = U.S. avg)

People

Population1,904
Median Age30.9 yrs
Density1,064/mi²
Male / Female49% / 51%
Largest GroupWhite 94%
Veterans9.1%

Economy

A+
Median Income$89,219
Per Capita$37,063
Unemployment2.3%
Poverty9.8%
County GDP$2,398M
Commute30 min

Housing

A+
Home Value$248,100
Rent$1,074
OwnershipN/A
Zillow$276,516
Rent Burden22.3%

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.8%
UninsuredN/A
Depression25.5%
Heart Disease4.6%

Climate

Avg Temp43°F
AQI36 (Good)
Rain30.8 in/yr
Elevation1,002 ft

Education

B
Bachelor's+26.0%
High School+96.9%
School Score5.10

Community

2024 VoteR 67% / D 31%
Commute30 min
Broadband92.0%
EV Stations1
Libraries1

Is Clearwater a Good Place to Live?

Based on current data, Clearwater receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, high health insurance coverage. Clearwater stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Clearwater is $89,219, 19% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.3%. 9.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Clearwater is $248,100, 12% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,074 per month. At just 2.8x median income, home prices are very affordable relative to local earnings.

Education

26.0% of residents hold a bachelor's degree, below the national average of 33.7%. 96.9% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Clearwater has a cool climate with an average annual temperature of 43°F. Winters average 11°F in January while summers reach 70°F in July. Annual precipitation totals 30.8 inches. Air quality is rated Good with a median AQI of 36.

Clearwater has a population of 1,904 with a density of 1,064 people per square mile. The median age is 30.9 years, 21% younger than the national median of 38.9. The city is predominantly White (93.5%).

Population

1,904
Total Population
1,064
People / sq mi
30.9yrs
Median Age
21% below US avg
1.8mi²
Land Area

Gender Distribution

Male 48.8%
Female 51.2%

Race & Ethnicity

Clearwater vs U.S. Average

Language Spoken at Home

English Only95.1%
21% above US avg
Spanish4.9%
63% below US avg

Social Characteristics

Clearwater vs U.S. Average

The median household income in Clearwater is $89,219, which is 19% above the national average of $75,149. The unemployment rate is 2.3% (below the 3.6% US average). 9.8% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Clearwater vs U.S.

Commute Mode

Income

Median HH Income$89,219
19% above US avg
Per Capita Income$37,063
Avg Weekly Wage$1,076
IRS Avg AGI$69,499

Employment & Poverty

Unemployment2.3%
36% below US avg
Poverty Rate9.8%
21% below US avg
Establishments (County)1,063
County GDP$2,398M

Business (County)

Restaurants56
Healthcare119
Retail117
Manufacturing68

Tax & Cost of Living

Property Tax (IRS)$4,076
16% above US avg
Effective Tax Rate1.64%

Commute & Transportation

Commute Time30.4 min
Drive Alone89.1%
Public Transit0.0%
Work from Home5.5%

Walkability

The median home value in Clearwater is $248,100, 12% below the national average. Monthly rent averages $1,074 (8% below US avg). Zillow estimates the typical home value at $276,516.

Home Value Sources

Ownership Split

Home Values

Census Median$248,100
12% below US avg
Zillow ZHVI$276,516

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,074
8% below US avg
Rent Burden22.3%

HUD Fair Market Rent

Studio$671
1 Bedroom$785
2 Bedrooms$973
3 Bedrooms$1,179
4 Bedrooms$1,632

Ownership & Property

Owner-Occupied63.6%

Property Tax

Avg Tax (IRS)$4,076
16% above US avg
Effective Rate1.64%
In Clearwater, 34.8% of adults are obese (above the 32.1% national rate). 25.5% report depression. 19.6% are physically inactive.

Health Metrics: Clearwater vs U.S. Average (%)

Chronic Conditions

Obesity34.8%
8% above US avg
Diabetes8.0%
Heart Disease4.6%
High Blood Pressure28.1%
Asthma10.2%
COPD4.5%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking21.1%
Physical Inactivity19.6%
Depression25.5%
Mental Distress16.2%
Physical Distress10.2%

Healthcare Access

Insurance Rate94.4%
Checkup Rate73.3%
Premature Death6,370/100K

Food & Exercise

Food Environment8.5/10
Exercise Access65.1%
Healthcare Facilities119

Crime Rates: Clearwater vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Clearwater has an average annual temperature of 43°F (6°C). Winters average 11°F in January while summers reach 70°F in July. Annual precipitation is 30.8 inches. Air quality is rated Good with a median AQI of 36.

Temperature

11°F Jan (-12°C) 70°F Jul (21°C)
Annual Average42.5°F
21% below US avg
January Average11°F (-12°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall30.8 inches
19% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,002 ft (305 m)
Area1.8 sq mi (4.6 km²)
Population Density1,064/sq mi
Coordinates45.4099°N, 94.0446°W
County FIPS27009
It is classified as Metro — under 250K. 26.0% of residents hold a bachelor's degree or higher (23% below US avg). In the 2024 election, the county voted Republican by a 35.9-point margin. 92.0% of households have broadband internet.

2024 Presidential Election (County)

R 67%
D 31.1%

Winner: Republican by 35.9 points

Education

Bachelor's Degree+26.0%
23% below US avg
High School+96.9%
School Test Score5.10
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,064/sq mi
Total Area1.8 sq mi

Infrastructure & Services

Broadband Access92.0%
EV Charging Stations1
Alt Fuel Stations3
Public Libraries1
Healthcare Facilities119
Restaurants56
Retail Stores117

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute30.4 min
Drive Alone89.1%
Public Transit0.0%
Work from Home5.5%

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